Episode Description
In this episode of the First Gen 101 podcast, host Miguel sits down with Alex Embree, M.Ed., AFC®, a first-generation college graduate and Program Manager for the Office for Financial Success at the University of Missouri, where she leads a team of Peer Financial Coaches.
Alex shares her journey into personal finance and breaks down the essentials every first-gen student should know—taxable income, deductions, credits, and how taxes impact your financial future. The conversation also explores smart investment strategies, tax-advantaged accounts, and practical financial planning tips designed to help students build long-term stability and confidence.
Whether you’re just learning about taxes or ready to start investing, this episode offers trusted resources and actionable insights to help you take control of your financial future.
🎧 Tune in and start building wealth with knowledge.
00:00 Introduction and Guest Introduction
01:02 Alex's Background and Journey
04:09 The Importance of Financial Decisions for First Gen Students
04:47 Understanding Taxes: Basics and Definitions
11:11 Deductions vs. Credits: Simplified
20:07 Investing: When and How to Start
24:40 Tax-Advantaged Accounts Explained
31:09 Trusted Resources for Financial Literacy
34:54 Biggest Achievement as a First Gen Graduate
🔔 Subscribe to this podcast and follow us on:
📱 Facebook: First Gen 101
📸 Instagram: @firstgen101podcast
🎵 TikTok: @firstgen101
🌐 Website: podcast.firstgen101.com
🎤 Do you want to be a podcast guest or know someone with an inspiring story who should be on the podcast?
📧 Send an email to miguel@firstgen101.com
🙏 Thank you for listening! Please leave a ⭐️ rating and review!