Navigated to Turn Savings Into Legacy with Jason K. Powers, Part 1 - Transcript

Turn Savings Into Legacy with Jason K. Powers, Part 1

Episode Transcript

{"version":"1.0.0","segments":[{"startTime":0.72,"endTime":1.08,"body":"Welcome"},{"startTime":1.08,"endTime":1.36,"body":"to"},{"startTime":1.36,"endTime":1.56,"body":"make"},{"startTime":1.56,"endTime":1.76,"body":"youe"},{"startTime":1.76,"endTime":2.08,"body":"Wealth"},{"startTime":2.08,"endTime":2.4,"body":"Work,"},{"startTime":2.64,"endTime":2.92,"body":"the"},{"startTime":2.92,"endTime":3.44,"body":"podcast"},{"startTime":3.44,"endTime":3.68,"body":"where"},{"startTime":3.68,"endTime":4,"body":"wealth"},{"startTime":4,"endTime":4.32,"body":"becomes"},{"startTime":4.32,"endTime":4.44,"body":"your"},{"startTime":4.44,"endTime":4.8,"body":"greatest"},{"startTime":4.8,"endTime":5.16,"body":"ally"},{"startTime":5.16,"endTime":5.32,"body":"in"},{"startTime":5.32,"endTime":5.72,"body":"achieving"},{"startTime":5.72,"endTime":6,"body":"your"},{"startTime":6,"endTime":6.56,"body":"dreams."},{"startTime":8.4,"endTime":8.76,"body":"Hey,"},{"startTime":8.76,"endTime":9,"body":"everyone,"},{"startTime":9,"endTime":9.2,"body":"this"},{"startTime":9.2,"endTime":9.32,"body":"is"},{"startTime":9.32,"endTime":9.56,"body":"Joe"},{"startTime":9.56,"endTime":10.4,"body":"Pantozzi."},{"startTime":10.4,"endTime":10.72,"body":"I'm"},{"startTime":10.72,"endTime":10.84,"body":"here"},{"startTime":10.84,"endTime":11.04,"body":"with"},{"startTime":11.04,"endTime":11.4,"body":"Jason"},{"startTime":11.4,"endTime":11.72,"body":"K."},{"startTime":11.72,"endTime":12.4,"body":"Powers,"},{"startTime":12.8,"endTime":13.12,"body":"and"},{"startTime":13.12,"endTime":13.32,"body":"this"},{"startTime":13.32,"endTime":13.52,"body":"is"},{"startTime":13.52,"endTime":13.84,"body":"the"},{"startTime":13.84,"endTime":14.16,"body":"make"},{"startTime":14.16,"endTime":14.4,"body":"youe"},{"startTime":14.4,"endTime":14.8,"body":"Wealth"},{"startTime":14.96,"endTime":15.36,"body":"Work"},{"startTime":16,"endTime":16.72,"body":"podcast."},{"startTime":16.72,"endTime":17.08,"body":"Hey,"},{"startTime":17.08,"endTime":17.4,"body":"Jason,"},{"startTime":17.4,"endTime":17.64,"body":"how"},{"startTime":17.64,"endTime":17.76,"body":"you"},{"startTime":17.76,"endTime":18,"body":"doing?"},{"startTime":18.32,"endTime":18.68,"body":"Hey,"},{"startTime":18.68,"endTime":18.88,"body":"I'm"},{"startTime":18.88,"endTime":19,"body":"doing"},{"startTime":19,"endTime":19.2,"body":"great,"},{"startTime":19.2,"endTime":19.68,"body":"Joe."},{"startTime":20,"endTime":20.36,"body":"Glad"},{"startTime":20.36,"endTime":20.48,"body":"to"},{"startTime":20.48,"endTime":20.64,"body":"be"},{"startTime":20.64,"endTime":20.96,"body":"back."},{"startTime":22.16,"endTime":22.6,"body":"Yeah,"},{"startTime":22.6,"endTime":22.96,"body":"yeah,"},{"startTime":22.96,"endTime":23.2,"body":"I'm"},{"startTime":23.2,"endTime":23.4,"body":"glad"},{"startTime":23.4,"endTime":23.6,"body":"you're"},{"startTime":23.6,"endTime":23.84,"body":"here."},{"startTime":24.32,"endTime":24.56,"body":"So"},{"startTime":24.56,"endTime":24.76,"body":"we're"},{"startTime":24.76,"endTime":24.96,"body":"gonna"},{"startTime":24.96,"endTime":25.12,"body":"talk"},{"startTime":25.12,"endTime":25.44,"body":"today"},{"startTime":25.52,"endTime":25.92,"body":"about"},{"startTime":26.4,"endTime":26.72,"body":"one"},{"startTime":26.72,"endTime":26.88,"body":"of"},{"startTime":26.88,"endTime":27.04,"body":"my"},{"startTime":27.04,"endTime":27.48,"body":"favorite"},{"startTime":27.48,"endTime":28.16,"body":"subjects."},{"startTime":28.56,"endTime":28.685,"body":"Which"},{"startTime":28.685,"endTime":28.81,"body":"is,"},{"startTime":28.88,"endTime":29,"body":"which"},{"startTime":29,"endTime":29.16,"body":"is"},{"startTime":29.16,"endTime":29.44,"body":"hope."},{"startTime":30.4,"endTime":30.96,"body":"Finding"},{"startTime":31.12,"endTime":31.4,"body":"a"},{"startTime":31.4,"endTime":31.68,"body":"way"},{"startTime":31.84,"endTime":32.16,"body":"to"},{"startTime":32.16,"endTime":32.4,"body":"help"},{"startTime":32.4,"endTime":32.64,"body":"our"},{"startTime":32.64,"endTime":33.12,"body":"clients"},{"startTime":33.68,"endTime":34.12,"body":"gain"},{"startTime":34.12,"endTime":34.48,"body":"hope"},{"startTime":35.12,"endTime":35.4,"body":"in"},{"startTime":35.4,"endTime":35.68,"body":"any"},{"startTime":36.16,"endTime":36.48,"body":"all"},{"startTime":36.48,"endTime":37.28,"body":"circumstances."},{"startTime":37.84,"endTime":38.16,"body":"And"},{"startTime":38.16,"endTime":38.48,"body":"our"},{"startTime":38.48,"endTime":39.12,"body":"primary"},{"startTime":39.84,"endTime":40.24,"body":"product,"},{"startTime":40.32,"endTime":40.6,"body":"our"},{"startTime":40.6,"endTime":41.04,"body":"primary"},{"startTime":41.04,"endTime":41.4,"body":"service,"},{"startTime":41.4,"endTime":41.64,"body":"our"},{"startTime":41.64,"endTime":42,"body":"primary"},{"startTime":42,"endTime":42.56,"body":"vocation"},{"startTime":42.56,"endTime":42.84,"body":"is"},{"startTime":42.84,"endTime":43.16,"body":"helping"},{"startTime":43.16,"endTime":43.36,"body":"people"},{"startTime":43.36,"endTime":43.56,"body":"with"},{"startTime":43.56,"endTime":43.84,"body":"financial"},{"startTime":43.84,"endTime":44.48,"body":"literacy."},{"startTime":45.6,"endTime":45.96,"body":"It's"},{"startTime":45.96,"endTime":46.44,"body":"coaching,"},{"startTime":46.44,"endTime":46.8,"body":"it's"},{"startTime":46.8,"endTime":47.28,"body":"planning,"},{"startTime":47.6,"endTime":48,"body":"it's"},{"startTime":48,"endTime":48.6,"body":"delivering"},{"startTime":48.6,"endTime":49.12,"body":"solutions"},{"startTime":49.84,"endTime":50.24,"body":"using"},{"startTime":50.24,"endTime":50.88,"body":"insurance"},{"startTime":51.04,"endTime":51.44,"body":"products"},{"startTime":51.6,"endTime":52,"body":"and"},{"startTime":52,"endTime":52.56,"body":"solutions"},{"startTime":52.96,"endTime":53.36,"body":"using"},{"startTime":53.44,"endTime":53.84,"body":"investment"},{"startTime":54,"endTime":54.4,"body":"related"},{"startTime":55.08,"endTime":55.28,"body":"products"},{"startTime":55.28,"endTime":55.56,"body":"and"},{"startTime":55.56,"endTime":56.12,"body":"solutions."},{"startTime":56.76,"endTime":57.04,"body":"And"},{"startTime":57.04,"endTime":57.16,"body":"I"},{"startTime":57.16,"endTime":57.28,"body":"want"},{"startTime":57.28,"endTime":57.4,"body":"to"},{"startTime":57.4,"endTime":57.52,"body":"talk"},{"startTime":57.52,"endTime":57.8,"body":"about"},{"startTime":58.12,"endTime":58.52,"body":"how"},{"startTime":59.16,"endTime":59.44,"body":"we"},{"startTime":59.44,"endTime":59.64,"body":"can"},{"startTime":59.64,"endTime":59.92,"body":"help"},{"startTime":59.92,"endTime":60.28,"body":"you,"},{"startTime":60.76,"endTime":61.04,"body":"how"},{"startTime":61.04,"endTime":61.2,"body":"we"},{"startTime":61.2,"endTime":61.36,"body":"can"},{"startTime":61.36,"endTime":61.52,"body":"help"},{"startTime":61.52,"endTime":61.72,"body":"our"},{"startTime":61.72,"endTime":62.2,"body":"clients"},{"startTime":63,"endTime":63.32,"body":"get"},{"startTime":63.32,"endTime":63.84,"body":"closer"},{"startTime":63.84,"endTime":64.12,"body":"to"},{"startTime":64.12,"endTime":64.52,"body":"and"},{"startTime":64.76,"endTime":65.32,"body":"grab"},{"startTime":66.2,"endTime":66.48,"body":"a"},{"startTime":66.48,"endTime":66.72,"body":"hold"},{"startTime":66.72,"endTime":66.92,"body":"of"},{"startTime":66.92,"endTime":67.08,"body":"the"},{"startTime":67.08,"endTime":67.4,"body":"hope"},{"startTime":68.04,"endTime":68.36,"body":"that"},{"startTime":68.36,"endTime":68.6,"body":"you"},{"startTime":68.6,"endTime":68.84,"body":"need"},{"startTime":68.84,"endTime":69.08,"body":"to"},{"startTime":69.08,"endTime":69.4,"body":"have"},{"startTime":69.88,"endTime":70.28,"body":"right"},{"startTime":70.36,"endTime":70.76,"body":"now"},{"startTime":71.4,"endTime":71.8,"body":"and"},{"startTime":71.88,"endTime":72.2,"body":"not"},{"startTime":72.2,"endTime":72.4,"body":"have"},{"startTime":72.4,"endTime":72.6,"body":"it."},{"startTime":72.6,"endTime":73.16,"body":"Rely"},{"startTime":73.64,"endTime":74,"body":"on"},{"startTime":74,"endTime":74.68,"body":"anything"},{"startTime":74.84,"endTime":75.16,"body":"that"},{"startTime":75.16,"endTime":75.72,"body":"anybody"},{"startTime":75.8,"endTime":76.08,"body":"from"},{"startTime":76.08,"endTime":76.24,"body":"the"},{"startTime":76.24,"endTime":76.52,"body":"outside"},{"startTime":76.68,"endTime":77.08,"body":"world"},{"startTime":77.8,"endTime":78.4,"body":"delivers"},{"startTime":78.4,"endTime":78.56,"body":"to"},{"startTime":78.56,"endTime":78.8,"body":"your"},{"startTime":78.8,"endTime":79.24,"body":"door."},{"startTime":80.04,"endTime":80.44,"body":"Now,"},{"startTime":80.68,"endTime":80.96,"body":"you"},{"startTime":80.96,"endTime":81.16,"body":"might"},{"startTime":81.16,"endTime":81.36,"body":"think"},{"startTime":81.36,"endTime":81.56,"body":"that"},{"startTime":81.56,"endTime":81.92,"body":"totally"},{"startTime":81.92,"endTime":82.44,"body":"eliminates"},{"startTime":82.44,"endTime":82.56,"body":"the"},{"startTime":82.56,"endTime":82.76,"body":"people"},{"startTime":82.76,"endTime":82.96,"body":"on"},{"startTime":82.96,"endTime":83.12,"body":"this"},{"startTime":83.12,"endTime":83.72,"body":"podcast,"},{"startTime":85.15,"endTime":85.39,"body":"but"},{"startTime":85.55,"endTime":85.87,"body":"you"},{"startTime":85.87,"endTime":86.07,"body":"have"},{"startTime":86.07,"endTime":86.27,"body":"it"},{"startTime":86.27,"endTime":86.59,"body":"within"},{"startTime":86.75,"endTime":87.15,"body":"you"},{"startTime":87.95,"endTime":88.23,"body":"to"},{"startTime":88.23,"endTime":88.51,"body":"create"},{"startTime":88.83,"endTime":89.23,"body":"hope"},{"startTime":89.79,"endTime":90.19,"body":"from"},{"startTime":90.83,"endTime":91.47,"body":"completing"},{"startTime":91.47,"endTime":91.71,"body":"the"},{"startTime":91.71,"endTime":92.19,"body":"plans."},{"startTime":92.99,"endTime":93.35,"body":"It's"},{"startTime":93.35,"endTime":93.51,"body":"a"},{"startTime":93.51,"endTime":93.79,"body":"great"},{"startTime":93.79,"endTime":94.35,"body":"idea"},{"startTime":94.59,"endTime":94.91,"body":"to"},{"startTime":94.91,"endTime":95.11,"body":"have"},{"startTime":95.11,"endTime":95.35,"body":"a"},{"startTime":95.35,"endTime":95.71,"body":"plan."},{"startTime":96.43,"endTime":96.99,"body":"Somebody"},{"startTime":96.99,"endTime":97.19,"body":"said"},{"startTime":97.19,"endTime":97.47,"body":"that"},{"startTime":98.19,"endTime":98.51,"body":"it's"},{"startTime":98.51,"endTime":98.67,"body":"good"},{"startTime":98.67,"endTime":98.99,"body":"to"},{"startTime":99.39,"endTime":99.79,"body":"have"},{"startTime":99.949,"endTime":100.229,"body":"a"},{"startTime":100.229,"endTime":100.47,"body":"thought"},{"startTime":100.47,"endTime":100.83,"body":"process,"},{"startTime":101.15,"endTime":101.51,"body":"it's"},{"startTime":101.51,"endTime":101.67,"body":"good"},{"startTime":101.67,"endTime":101.79,"body":"to"},{"startTime":101.79,"endTime":101.91,"body":"have"},{"startTime":101.91,"endTime":102.07,"body":"an"},{"startTime":102.07,"endTime":102.59,"body":"ideal,"},{"startTime":102.67,"endTime":102.95,"body":"but"},{"startTime":102.95,"endTime":103.11,"body":"there"},{"startTime":103.11,"endTime":103.27,"body":"has"},{"startTime":103.27,"endTime":103.43,"body":"to"},{"startTime":103.43,"endTime":103.67,"body":"be"},{"startTime":103.67,"endTime":104.03,"body":"action,"},{"startTime":104.51,"endTime":104.83,"body":"there"},{"startTime":104.83,"endTime":105.03,"body":"has"},{"startTime":105.03,"endTime":105.19,"body":"to"},{"startTime":105.19,"endTime":105.39,"body":"be"},{"startTime":105.39,"endTime":106.19,"body":"execution,"},{"startTime":106.51,"endTime":106.83,"body":"there"},{"startTime":106.83,"endTime":107.03,"body":"has"},{"startTime":107.03,"endTime":107.19,"body":"to"},{"startTime":107.19,"endTime":107.43,"body":"be"},{"startTime":107.43,"endTime":108.03,"body":"movement"},{"startTime":108.11,"endTime":108.67,"body":"beyond"},{"startTime":109.64,"endTime":109.8,"body":"the"},{"startTime":109.8,"endTime":110.52,"body":"decisions."},{"startTime":111.48,"endTime":111.88,"body":"So"},{"startTime":113,"endTime":113.28,"body":"one"},{"startTime":113.28,"endTime":113.4,"body":"of"},{"startTime":113.4,"endTime":113.52,"body":"the"},{"startTime":113.52,"endTime":113.72,"body":"things"},{"startTime":113.72,"endTime":114.04,"body":"that"},{"startTime":114.2,"endTime":114.6,"body":"we"},{"startTime":114.76,"endTime":115.08,"body":"try"},{"startTime":115.08,"endTime":115.4,"body":"to"},{"startTime":115.4,"endTime":115.8,"body":"focus"},{"startTime":115.8,"endTime":116.2,"body":"on,"},{"startTime":117.08,"endTime":117.36,"body":"as"},{"startTime":117.36,"endTime":117.84,"body":"opposed"},{"startTime":117.84,"endTime":118.2,"body":"to"},{"startTime":118.76,"endTime":119.08,"body":"a"},{"startTime":119.08,"endTime":119.4,"body":"product"},{"startTime":119.64,"endTime":119.96,"body":"or"},{"startTime":119.96,"endTime":120.28,"body":"a"},{"startTime":120.44,"endTime":120.84,"body":"process"},{"startTime":121.4,"endTime":121.72,"body":"or"},{"startTime":121.72,"endTime":121.96,"body":"a"},{"startTime":121.96,"endTime":122.28,"body":"System"},{"startTime":122.84,"endTime":123.24,"body":"or"},{"startTime":123.24,"endTime":123.64,"body":"a"},{"startTime":124.04,"endTime":124.4,"body":"40"},{"startTime":124.4,"endTime":124.64,"body":"or"},{"startTime":124.64,"endTime":124.92,"body":"50"},{"startTime":124.92,"endTime":125.2,"body":"or"},{"startTime":125.2,"endTime":125.639,"body":"200"},{"startTime":125.639,"endTime":126.12,"body":"page"},{"startTime":126.12,"endTime":126.52,"body":"financial"},{"startTime":126.92,"endTime":127.28,"body":"plan"},{"startTime":127.28,"endTime":127.56,"body":"or"},{"startTime":127.56,"endTime":127.88,"body":"design"},{"startTime":127.96,"endTime":128.24,"body":"and"},{"startTime":128.24,"endTime":128.6,"body":"delivering"},{"startTime":128.6,"endTime":128.72,"body":"it"},{"startTime":128.72,"endTime":128.84,"body":"to"},{"startTime":128.84,"endTime":128.96,"body":"a"},{"startTime":128.96,"endTime":129.32,"body":"client,"},{"startTime":129.32,"endTime":129.6,"body":"having"},{"startTime":129.6,"endTime":129.76,"body":"them"},{"startTime":129.76,"endTime":129.92,"body":"put"},{"startTime":129.92,"endTime":130.2,"body":"it"},{"startTime":130.2,"endTime":130.48,"body":"on"},{"startTime":130.48,"endTime":130.64,"body":"their"},{"startTime":130.64,"endTime":131.12,"body":"library"},{"startTime":131.12,"endTime":131.44,"body":"shelf"},{"startTime":131.44,"endTime":131.6,"body":"and"},{"startTime":131.6,"endTime":131.88,"body":"never"},{"startTime":132.28,"endTime":132.6,"body":"looking"},{"startTime":132.6,"endTime":132.8,"body":"at"},{"startTime":132.8,"endTime":132.92,"body":"it"},{"startTime":132.92,"endTime":133.04,"body":"for"},{"startTime":133.04,"endTime":133.24,"body":"another"},{"startTime":133.24,"endTime":133.56,"body":"year,"},{"startTime":134.28,"endTime":134.68,"body":"is"},{"startTime":134.68,"endTime":135.12,"body":"helping"},{"startTime":135.12,"endTime":135.32,"body":"our"},{"startTime":135.32,"endTime":135.68,"body":"clients"},{"startTime":135.68,"endTime":135.92,"body":"get"},{"startTime":135.92,"endTime":136.08,"body":"to"},{"startTime":136.08,"endTime":136.24,"body":"the"},{"startTime":136.24,"endTime":136.52,"body":"point"},{"startTime":136.68,"endTime":136.96,"body":"where"},{"startTime":136.96,"endTime":137.2,"body":"they"},{"startTime":137.2,"endTime":137.56,"body":"have"},{"startTime":138.92,"endTime":139.28,"body":"steps"},{"startTime":139.28,"endTime":139.52,"body":"that"},{"startTime":139.52,"endTime":139.8,"body":"they"},{"startTime":139.8,"endTime":140.28,"body":"decide"},{"startTime":140.28,"endTime":140.48,"body":"to"},{"startTime":140.48,"endTime":140.76,"body":"take"},{"startTime":141.24,"endTime":141.52,"body":"and"},{"startTime":141.52,"endTime":141.72,"body":"that"},{"startTime":141.72,"endTime":141.96,"body":"we"},{"startTime":141.96,"endTime":142.2,"body":"help"},{"startTime":142.2,"endTime":142.44,"body":"them"},{"startTime":142.44,"endTime":142.76,"body":"actually"},{"startTime":142.92,"endTime":143.32,"body":"take"},{"startTime":143.32,"endTime":143.68,"body":"those"},{"startTime":143.68,"endTime":144.2,"body":"steps."},{"startTime":145.48,"endTime":145.76,"body":"So,"},{"startTime":145.76,"endTime":146.12,"body":"Jason,"},{"startTime":146.2,"endTime":146.44,"body":"why"},{"startTime":146.44,"endTime":146.68,"body":"don't"},{"startTime":146.68,"endTime":147,"body":"you"},{"startTime":147.56,"endTime":148.16,"body":"elaborate"},{"startTime":148.16,"endTime":148.28,"body":"a"},{"startTime":148.28,"endTime":148.4,"body":"little"},{"startTime":148.4,"endTime":148.64,"body":"bit"},{"startTime":148.64,"endTime":148.92,"body":"on"},{"startTime":148.92,"endTime":149.24,"body":"the"},{"startTime":149.72,"endTime":150.24,"body":"material"},{"startTime":150.24,"endTime":150.44,"body":"we've"},{"startTime":150.44,"endTime":150.56,"body":"been"},{"startTime":150.56,"endTime":150.84,"body":"talking"},{"startTime":150.84,"endTime":151.12,"body":"about,"},{"startTime":151.12,"endTime":151.36,"body":"you"},{"startTime":151.36,"endTime":151.48,"body":"and"},{"startTime":151.48,"endTime":151.72,"body":"I?"},{"startTime":151.96,"endTime":152.32,"body":"Yeah,"},{"startTime":152.32,"endTime":152.44,"body":"I"},{"startTime":152.44,"endTime":152.56,"body":"think"},{"startTime":152.56,"endTime":152.92,"body":"we've,"},{"startTime":152.92,"endTime":153.08,"body":"you"},{"startTime":153.08,"endTime":153.24,"body":"know,"},{"startTime":153.24,"endTime":153.44,"body":"we"},{"startTime":153.44,"endTime":153.6,"body":"were"},{"startTime":153.6,"endTime":154.16,"body":"discussing"},{"startTime":154.16,"endTime":154.48,"body":"this"},{"startTime":154.48,"endTime":154.84,"body":"and"},{"startTime":155.24,"endTime":155.6,"body":"it's"},{"startTime":155.6,"endTime":155.84,"body":"just"},{"startTime":155.84,"endTime":156.28,"body":"I've,"},{"startTime":156.68,"endTime":156.96,"body":"you"},{"startTime":156.96,"endTime":157.12,"body":"know,"},{"startTime":157.12,"endTime":157.32,"body":"more"},{"startTime":157.32,"endTime":157.64,"body":"recently"},{"startTime":157.72,"endTime":158.04,"body":"too,"},{"startTime":158.04,"endTime":158.28,"body":"I've"},{"startTime":158.28,"endTime":158.52,"body":"talked"},{"startTime":158.52,"endTime":158.68,"body":"to"},{"startTime":158.68,"endTime":158.96,"body":"several"},{"startTime":158.96,"endTime":159.32,"body":"people"},{"startTime":159.32,"endTime":159.72,"body":"where"},{"startTime":160.76,"endTime":161.08,"body":"we"},{"startTime":161.08,"endTime":161.32,"body":"start"},{"startTime":161.32,"endTime":161.68,"body":"talking"},{"startTime":161.68,"endTime":161.96,"body":"about"},{"startTime":162.04,"endTime":162.4,"body":"this"},{"startTime":162.4,"endTime":162.68,"body":"thing,"},{"startTime":162.68,"endTime":162.88,"body":"you"},{"startTime":162.88,"endTime":163.04,"body":"know,"},{"startTime":163.04,"endTime":163.28,"body":"this"},{"startTime":163.28,"endTime":163.56,"body":"thing"},{"startTime":163.56,"endTime":163.76,"body":"called"},{"startTime":163.76,"endTime":163.96,"body":"the"},{"startTime":163.96,"endTime":164.36,"body":"infinite"},{"startTime":164.36,"endTime":164.84,"body":"banking"},{"startTime":164.84,"endTime":165.36,"body":"concept."},{"startTime":165.36,"endTime":165.72,"body":"And"},{"startTime":166.36,"endTime":166.68,"body":"we"},{"startTime":166.68,"endTime":166.96,"body":"start"},{"startTime":166.96,"endTime":167.4,"body":"talking"},{"startTime":167.4,"endTime":167.72,"body":"about"},{"startTime":167.72,"endTime":168,"body":"what"},{"startTime":168,"endTime":168.16,"body":"are"},{"startTime":168.16,"endTime":168.44,"body":"the"},{"startTime":169.35,"endTime":169.51,"body":"things"},{"startTime":169.51,"endTime":169.71,"body":"you"},{"startTime":169.71,"endTime":169.87,"body":"want"},{"startTime":169.87,"endTime":170.03,"body":"to"},{"startTime":170.03,"endTime":170.63,"body":"accomplish"},{"startTime":170.79,"endTime":171.11,"body":"in"},{"startTime":171.11,"endTime":171.43,"body":"life,"},{"startTime":171.75,"endTime":172.03,"body":"what"},{"startTime":172.03,"endTime":172.19,"body":"do"},{"startTime":172.19,"endTime":172.35,"body":"you"},{"startTime":172.35,"endTime":172.55,"body":"want"},{"startTime":172.55,"endTime":172.79,"body":"to"},{"startTime":172.79,"endTime":173.11,"body":"do,"},{"startTime":173.75,"endTime":174.03,"body":"you"},{"startTime":174.03,"endTime":174.23,"body":"know,"},{"startTime":174.23,"endTime":174.63,"body":"talking"},{"startTime":174.63,"endTime":174.87,"body":"to"},{"startTime":174.87,"endTime":175.07,"body":"a"},{"startTime":175.07,"endTime":175.39,"body":"married"},{"startTime":175.39,"endTime":175.79,"body":"couple,"},{"startTime":175.79,"endTime":176.15,"body":"guy"},{"startTime":176.15,"endTime":176.35,"body":"in"},{"startTime":176.35,"endTime":176.63,"body":"his"},{"startTime":176.87,"endTime":177.67,"body":"mid-30s"},{"startTime":178.15,"endTime":178.67,"body":"who's"},{"startTime":178.67,"endTime":178.87,"body":"just"},{"startTime":178.87,"endTime":179.19,"body":"starting"},{"startTime":179.19,"endTime":179.43,"body":"a"},{"startTime":179.43,"endTime":179.75,"body":"family,"},{"startTime":180.39,"endTime":180.67,"body":"you"},{"startTime":180.67,"endTime":180.83,"body":"know,"},{"startTime":180.83,"endTime":181.11,"body":"and,"},{"startTime":181.11,"endTime":181.47,"body":"and"},{"startTime":181.47,"endTime":181.71,"body":"the"},{"startTime":181.71,"endTime":182.11,"body":"fear"},{"startTime":182.11,"endTime":182.43,"body":"that"},{"startTime":182.43,"endTime":182.75,"body":"comes"},{"startTime":182.75,"endTime":183.11,"body":"with,"},{"startTime":183.43,"endTime":183.75,"body":"well,"},{"startTime":183.75,"endTime":183.99,"body":"I,"},{"startTime":183.99,"endTime":184.15,"body":"you"},{"startTime":184.15,"endTime":184.39,"body":"know,"},{"startTime":184.39,"endTime":184.71,"body":"just"},{"startTime":184.71,"endTime":184.909,"body":"had"},{"startTime":184.909,"endTime":185.07,"body":"a"},{"startTime":185.07,"endTime":185.43,"body":"kid."},{"startTime":185.67,"endTime":186.03,"body":"And,"},{"startTime":186.03,"endTime":186.27,"body":"and"},{"startTime":186.27,"endTime":186.43,"body":"what"},{"startTime":186.43,"endTime":186.59,"body":"does"},{"startTime":186.59,"endTime":186.87,"body":"that"},{"startTime":187.11,"endTime":187.51,"body":"mean?"},{"startTime":187.99,"endTime":188.27,"body":"Well,"},{"startTime":188.27,"endTime":188.47,"body":"I've"},{"startTime":188.47,"endTime":188.63,"body":"got"},{"startTime":188.63,"endTime":188.95,"body":"a."},{"startTime":189.51,"endTime":189.79,"body":"I"},{"startTime":189.79,"endTime":190.15,"body":"gotta"},{"startTime":190.15,"endTime":190.31,"body":"get"},{"startTime":190.31,"endTime":190.55,"body":"a"},{"startTime":190.55,"endTime":190.75,"body":"good"},{"startTime":190.75,"endTime":191.27,"body":"emergency"},{"startTime":191.27,"endTime":191.59,"body":"fund"},{"startTime":191.91,"endTime":192.63,"body":"situated."},{"startTime":193.11,"endTime":193.39,"body":"I"},{"startTime":193.39,"endTime":193.67,"body":"gotta"},{"startTime":193.67,"endTime":193.79,"body":"get"},{"startTime":193.79,"endTime":193.95,"body":"a"},{"startTime":193.95,"endTime":194.31,"body":"college"},{"startTime":194.31,"endTime":194.55,"body":"fund"},{"startTime":194.55,"endTime":194.87,"body":"going"},{"startTime":195.87,"endTime":196.03,"body":"for"},{"startTime":196.03,"endTime":196.27,"body":"my"},{"startTime":196.27,"endTime":196.67,"body":"kid."},{"startTime":197.55,"endTime":197.83,"body":"Have"},{"startTime":197.83,"endTime":197.95,"body":"a"},{"startTime":197.95,"endTime":198.11,"body":"good"},{"startTime":198.11,"endTime":198.43,"body":"car"},{"startTime":199.07,"endTime":199.35,"body":"for"},{"startTime":199.35,"endTime":199.55,"body":"the"},{"startTime":199.55,"endTime":199.87,"body":"family"},{"startTime":200.67,"endTime":201.03,"body":"and."},{"startTime":201.03,"endTime":201.27,"body":"And"},{"startTime":201.27,"endTime":201.43,"body":"then"},{"startTime":201.43,"endTime":201.71,"body":"I've"},{"startTime":201.71,"endTime":201.83,"body":"got"},{"startTime":201.83,"endTime":201.99,"body":"to"},{"startTime":201.99,"endTime":202.27,"body":"maybe"},{"startTime":202.27,"endTime":202.59,"body":"hopefully"},{"startTime":202.59,"endTime":203.07,"body":"retire"},{"startTime":203.07,"endTime":203.63,"body":"someday."},{"startTime":204.19,"endTime":204.51,"body":"And."},{"startTime":204.51,"endTime":204.71,"body":"And"},{"startTime":204.71,"endTime":204.87,"body":"it"},{"startTime":204.87,"endTime":205.03,"body":"can"},{"startTime":205.03,"endTime":205.19,"body":"be"},{"startTime":205.19,"endTime":205.31,"body":"a"},{"startTime":205.31,"endTime":205.43,"body":"little"},{"startTime":205.43,"endTime":205.55,"body":"bit"},{"startTime":205.55,"endTime":206.07,"body":"overwhelming."},{"startTime":206.07,"endTime":206.23,"body":"I"},{"startTime":206.23,"endTime":206.39,"body":"was"},{"startTime":206.39,"endTime":206.67,"body":"there,"},{"startTime":206.67,"endTime":206.95,"body":"I"},{"startTime":206.95,"endTime":207.23,"body":"mean,"},{"startTime":207.95,"endTime":208.23,"body":"in"},{"startTime":208.23,"endTime":208.39,"body":"my"},{"startTime":208.39,"endTime":208.99,"body":"mid-30s,"},{"startTime":208.99,"endTime":209.19,"body":"it"},{"startTime":209.19,"endTime":209.39,"body":"was"},{"startTime":209.39,"endTime":209.71,"body":"like,"},{"startTime":210.27,"endTime":210.55,"body":"my"},{"startTime":210.55,"endTime":210.91,"body":"goodness,"},{"startTime":210.91,"endTime":211.149,"body":"how"},{"startTime":211.149,"endTime":211.31,"body":"am"},{"startTime":211.31,"endTime":211.389,"body":"I"},{"startTime":211.389,"endTime":211.71,"body":"gonna,"},{"startTime":211.71,"endTime":211.91,"body":"how"},{"startTime":211.91,"endTime":212.03,"body":"am"},{"startTime":212.03,"endTime":212.11,"body":"I"},{"startTime":212.11,"endTime":212.27,"body":"gonna"},{"startTime":212.27,"endTime":212.39,"body":"get"},{"startTime":212.39,"endTime":212.55,"body":"there?"},{"startTime":212.55,"endTime":212.75,"body":"Right?"},{"startTime":212.75,"endTime":212.91,"body":"And"},{"startTime":212.91,"endTime":213.07,"body":"there's"},{"startTime":213.07,"endTime":213.27,"body":"this,"},{"startTime":213.27,"endTime":213.55,"body":"this"},{"startTime":213.55,"endTime":213.91,"body":"fear"},{"startTime":213.91,"endTime":214.51,"body":"component"},{"startTime":214.51,"endTime":214.71,"body":"that"},{"startTime":214.71,"endTime":214.99,"body":"kicks"},{"startTime":214.99,"endTime":215.15,"body":"in."},{"startTime":215.15,"endTime":215.47,"body":"Right."},{"startTime":215.87,"endTime":216.19,"body":"And"},{"startTime":216.19,"endTime":216.43,"body":"that's"},{"startTime":216.43,"endTime":216.59,"body":"where,"},{"startTime":216.59,"endTime":216.79,"body":"you"},{"startTime":216.79,"endTime":216.91,"body":"know,"},{"startTime":216.91,"endTime":217.03,"body":"we"},{"startTime":217.03,"endTime":217.19,"body":"got"},{"startTime":217.19,"endTime":217.35,"body":"to"},{"startTime":217.35,"endTime":217.51,"body":"you"},{"startTime":217.51,"endTime":217.63,"body":"and"},{"startTime":217.63,"endTime":217.71,"body":"I"},{"startTime":217.71,"endTime":217.79,"body":"got"},{"startTime":217.79,"endTime":217.91,"body":"to"},{"startTime":217.91,"endTime":218.15,"body":"talking"},{"startTime":218.15,"endTime":218.35,"body":"about"},{"startTime":218.35,"endTime":218.67,"body":"hope"},{"startTime":218.67,"endTime":219.07,"body":"like,"},{"startTime":219.39,"endTime":219.71,"body":"like"},{"startTime":219.71,"endTime":219.95,"body":"there"},{"startTime":219.95,"endTime":220.27,"body":"is"},{"startTime":220.35,"endTime":220.75,"body":"hope"},{"startTime":222.17,"endTime":222.41,"body":"in"},{"startTime":223.29,"endTime":223.97,"body":"attacking"},{"startTime":223.97,"endTime":224.25,"body":"this"},{"startTime":224.49,"endTime":224.77,"body":"from"},{"startTime":224.77,"endTime":224.89,"body":"a"},{"startTime":224.89,"endTime":225.05,"body":"different"},{"startTime":225.05,"endTime":225.45,"body":"angle"},{"startTime":225.45,"endTime":225.77,"body":"even."},{"startTime":226.41,"endTime":226.81,"body":"And"},{"startTime":227.45,"endTime":227.77,"body":"we"},{"startTime":227.77,"endTime":228.09,"body":"don't"},{"startTime":228.09,"endTime":228.33,"body":"have"},{"startTime":228.33,"endTime":228.65,"body":"to"},{"startTime":228.97,"endTime":229.33,"body":"just"},{"startTime":229.33,"endTime":229.57,"body":"live"},{"startTime":229.57,"endTime":229.69,"body":"in"},{"startTime":229.69,"endTime":229.85,"body":"this"},{"startTime":229.85,"endTime":230.13,"body":"fear"},{"startTime":230.13,"endTime":230.41,"body":"of"},{"startTime":231.13,"endTime":231.41,"body":"not"},{"startTime":231.41,"endTime":231.57,"body":"the"},{"startTime":231.57,"endTime":231.73,"body":"bad"},{"startTime":231.73,"endTime":231.85,"body":"kind"},{"startTime":231.85,"endTime":231.97,"body":"of"},{"startTime":231.97,"endTime":232.25,"body":"hope."},{"startTime":232.57,"endTime":232.85,"body":"I"},{"startTime":232.85,"endTime":233.13,"body":"can,"},{"startTime":233.29,"endTime":233.57,"body":"I"},{"startTime":233.57,"endTime":233.73,"body":"hope"},{"startTime":233.73,"endTime":233.89,"body":"I"},{"startTime":233.89,"endTime":234.09,"body":"can"},{"startTime":234.09,"endTime":234.29,"body":"make"},{"startTime":234.29,"endTime":234.49,"body":"this."},{"startTime":234.49,"endTime":234.69,"body":"I"},{"startTime":234.69,"endTime":234.85,"body":"hope"},{"startTime":234.85,"endTime":235.01,"body":"I"},{"startTime":235.01,"endTime":235.17,"body":"can"},{"startTime":235.17,"endTime":235.33,"body":"make"},{"startTime":235.33,"endTime":235.53,"body":"this"},{"startTime":235.53,"endTime":235.85,"body":"work,"},{"startTime":236.25,"endTime":236.65,"body":"but"},{"startTime":236.73,"endTime":237.01,"body":"just"},{"startTime":237.01,"endTime":237.17,"body":"the"},{"startTime":237.17,"endTime":237.65,"body":"ability"},{"startTime":237.65,"endTime":238.01,"body":"to"},{"startTime":238.49,"endTime":238.81,"body":"walk"},{"startTime":238.81,"endTime":239.09,"body":"people"},{"startTime":239.09,"endTime":239.45,"body":"through"},{"startTime":239.69,"endTime":240.05,"body":"these"},{"startTime":240.05,"endTime":240.33,"body":"things"},{"startTime":240.33,"endTime":240.61,"body":"and"},{"startTime":240.61,"endTime":240.85,"body":"help"},{"startTime":240.85,"endTime":241.05,"body":"them"},{"startTime":241.05,"endTime":241.61,"body":"navigate,"},{"startTime":241.61,"endTime":241.93,"body":"which"},{"startTime":241.93,"endTime":242.17,"body":"gives"},{"startTime":242.17,"endTime":242.33,"body":"them"},{"startTime":242.33,"endTime":242.65,"body":"hope,"},{"startTime":243.05,"endTime":243.33,"body":"the"},{"startTime":243.33,"endTime":243.53,"body":"good"},{"startTime":243.53,"endTime":243.69,"body":"kind"},{"startTime":243.69,"endTime":243.81,"body":"of"},{"startTime":243.81,"endTime":244.01,"body":"hope,"},{"startTime":244.01,"endTime":244.17,"body":"you"},{"startTime":244.17,"endTime":244.41,"body":"know?"},{"startTime":244.73,"endTime":245.09,"body":"Right."},{"startTime":245.09,"endTime":245.53,"body":"Yeah."},{"startTime":246.41,"endTime":246.69,"body":"So"},{"startTime":246.69,"endTime":247.09,"body":"Nelson"},{"startTime":247.09,"endTime":247.53,"body":"Nash,"},{"startTime":247.61,"endTime":248.01,"body":"our"},{"startTime":248.33,"endTime":248.93,"body":"mentor,"},{"startTime":248.93,"endTime":249.17,"body":"in"},{"startTime":249.17,"endTime":249.37,"body":"this"},{"startTime":249.37,"endTime":249.85,"body":"context"},{"startTime":249.85,"endTime":250.33,"body":"anyway,"},{"startTime":251.49,"endTime":251.65,"body":"said,"},{"startTime":251.65,"endTime":251.89,"body":"it's"},{"startTime":251.89,"endTime":252.01,"body":"all"},{"startTime":252.01,"endTime":252.29,"body":"about"},{"startTime":252.37,"endTime":252.65,"body":"the"},{"startTime":252.65,"endTime":252.93,"body":"way"},{"startTime":252.93,"endTime":253.21,"body":"that"},{"startTime":253.21,"endTime":253.41,"body":"you"},{"startTime":253.41,"endTime":253.73,"body":"think."},{"startTime":254.05,"endTime":254.37,"body":"It's"},{"startTime":254.37,"endTime":254.49,"body":"all"},{"startTime":254.49,"endTime":254.69,"body":"about"},{"startTime":254.69,"endTime":254.93,"body":"how"},{"startTime":254.93,"endTime":255.13,"body":"you"},{"startTime":255.13,"endTime":255.41,"body":"think."},{"startTime":256.77,"endTime":257.13,"body":"And"},{"startTime":257.13,"endTime":257.49,"body":"that"},{"startTime":257.57,"endTime":257.97,"body":"sounds"},{"startTime":257.97,"endTime":258.13,"body":"like"},{"startTime":258.13,"endTime":258.33,"body":"such"},{"startTime":258.33,"endTime":258.61,"body":"a"},{"startTime":259.09,"endTime":259.61,"body":"cliche"},{"startTime":259.61,"endTime":259.93,"body":"if"},{"startTime":259.93,"endTime":260.25,"body":"you're"},{"startTime":260.25,"endTime":260.41,"body":"on"},{"startTime":260.41,"endTime":260.61,"body":"the"},{"startTime":260.61,"endTime":260.93,"body":"outside"},{"startTime":261.49,"endTime":261.81,"body":"of"},{"startTime":261.81,"endTime":262.01,"body":"the"},{"startTime":262.01,"endTime":262.29,"body":"department"},{"startTime":262.37,"endTime":262.89,"body":"store"},{"startTime":262.89,"endTime":263.21,"body":"looking"},{"startTime":263.21,"endTime":263.45,"body":"in"},{"startTime":263.45,"endTime":263.61,"body":"the"},{"startTime":263.61,"endTime":264.13,"body":"window."},{"startTime":264.77,"endTime":265.09,"body":"But"},{"startTime":265.09,"endTime":265.29,"body":"if"},{"startTime":265.29,"endTime":265.49,"body":"you"},{"startTime":265.49,"endTime":265.81,"body":"take"},{"startTime":265.81,"endTime":266.13,"body":"that"},{"startTime":266.13,"endTime":266.45,"body":"statement"},{"startTime":266.53,"endTime":266.849,"body":"to"},{"startTime":266.849,"endTime":267.17,"body":"heart,"},{"startTime":267.89,"endTime":268.25,"body":"you'd"},{"startTime":268.25,"endTime":268.53,"body":"actually"},{"startTime":268.53,"endTime":268.93,"body":"start"},{"startTime":268.93,"endTime":269.33,"body":"to"},{"startTime":269.73,"endTime":270.09,"body":"take"},{"startTime":270.09,"endTime":270.77,"body":"inventory"},{"startTime":271.41,"endTime":271.77,"body":"of"},{"startTime":271.77,"endTime":272.05,"body":"the"},{"startTime":272.05,"endTime":272.33,"body":"things"},{"startTime":272.33,"endTime":272.57,"body":"that"},{"startTime":272.57,"endTime":272.77,"body":"you're"},{"startTime":272.77,"endTime":272.93,"body":"doing"},{"startTime":272.93,"endTime":273.13,"body":"in"},{"startTime":273.13,"endTime":273.33,"body":"your"},{"startTime":273.33,"endTime":273.65,"body":"life"},{"startTime":274.05,"endTime":274.45,"body":"that"},{"startTime":274.45,"endTime":274.69,"body":"may"},{"startTime":274.69,"endTime":274.85,"body":"be"},{"startTime":274.85,"endTime":275.49,"body":"automatic,"},{"startTime":276.46,"endTime":276.62,"body":"they"},{"startTime":276.62,"endTime":276.82,"body":"may"},{"startTime":276.82,"endTime":277.06,"body":"be"},{"startTime":277.06,"endTime":277.5,"body":"rote,"},{"startTime":277.82,"endTime":278.14,"body":"they"},{"startTime":278.14,"endTime":278.34,"body":"may"},{"startTime":278.34,"endTime":278.54,"body":"be"},{"startTime":278.54,"endTime":279.06,"body":"robotic"},{"startTime":279.06,"endTime":279.26,"body":"or"},{"startTime":279.26,"endTime":280.06,"body":"mechanistic"},{"startTime":280.3,"endTime":280.62,"body":"or"},{"startTime":280.62,"endTime":281.5,"body":"ritualistic."},{"startTime":281.58,"endTime":281.9,"body":"And"},{"startTime":281.9,"endTime":282.26,"body":"you're"},{"startTime":282.26,"endTime":282.54,"body":"only"},{"startTime":282.54,"endTime":282.9,"body":"doing"},{"startTime":282.9,"endTime":283.26,"body":"them"},{"startTime":284.06,"endTime":284.46,"body":"because"},{"startTime":285.42,"endTime":285.86,"body":"you're"},{"startTime":285.86,"endTime":286.14,"body":"seeing"},{"startTime":286.14,"endTime":286.66,"body":"everybody"},{"startTime":286.66,"endTime":287.02,"body":"else"},{"startTime":287.02,"endTime":287.38,"body":"doing"},{"startTime":287.38,"endTime":287.74,"body":"them"},{"startTime":288.3,"endTime":288.58,"body":"and"},{"startTime":288.58,"endTime":288.82,"body":"you're"},{"startTime":288.82,"endTime":289.14,"body":"hoping"},{"startTime":289.14,"endTime":289.38,"body":"that"},{"startTime":289.38,"endTime":289.54,"body":"they"},{"startTime":289.54,"endTime":289.7,"body":"give"},{"startTime":289.7,"endTime":289.86,"body":"you"},{"startTime":289.86,"endTime":290.02,"body":"a"},{"startTime":290.02,"endTime":290.18,"body":"good"},{"startTime":290.18,"endTime":290.46,"body":"result."},{"startTime":291.5,"endTime":291.9,"body":"So,"},{"startTime":292.22,"endTime":292.7,"body":"yeah,"},{"startTime":292.7,"endTime":292.94,"body":"I'm"},{"startTime":292.94,"endTime":293.14,"body":"putting"},{"startTime":293.14,"endTime":293.3,"body":"money"},{"startTime":293.3,"endTime":293.5,"body":"into"},{"startTime":293.5,"endTime":293.7,"body":"my"},{"startTime":293.7,"endTime":294.06,"body":"kids"},{"startTime":295.1,"endTime":295.58,"body":"college"},{"startTime":295.58,"endTime":295.9,"body":"fund."},{"startTime":296.38,"endTime":296.7,"body":"I'm"},{"startTime":296.7,"endTime":296.86,"body":"putting"},{"startTime":296.86,"endTime":296.98,"body":"it"},{"startTime":296.98,"endTime":297.18,"body":"into"},{"startTime":297.18,"endTime":297.38,"body":"a"},{"startTime":297.38,"endTime":298.14,"body":"529"},{"startTime":298.14,"endTime":298.38,"body":"or"},{"startTime":298.38,"endTime":298.7,"body":"other"},{"startTime":298.94,"endTime":299.66,"body":"vehicle."},{"startTime":300.14,"endTime":300.42,"body":"I"},{"startTime":300.42,"endTime":300.66,"body":"don't"},{"startTime":300.66,"endTime":300.82,"body":"care"},{"startTime":300.82,"endTime":301.02,"body":"what"},{"startTime":301.02,"endTime":301.22,"body":"it"},{"startTime":301.22,"endTime":301.5,"body":"is."},{"startTime":302.88,"endTime":303.08,"body":"What"},{"startTime":303.08,"endTime":303.36,"body":"made"},{"startTime":303.36,"endTime":303.6,"body":"you"},{"startTime":303.6,"endTime":304.24,"body":"decide"},{"startTime":305.04,"endTime":305.32,"body":"that"},{"startTime":305.32,"endTime":305.48,"body":"you"},{"startTime":305.48,"endTime":305.64,"body":"should"},{"startTime":305.64,"endTime":305.92,"body":"focus"},{"startTime":305.92,"endTime":306.28,"body":"on"},{"startTime":306.28,"endTime":306.64,"body":"that"},{"startTime":308.08,"endTime":308.4,"body":"as"},{"startTime":308.4,"endTime":308.84,"body":"opposed"},{"startTime":308.84,"endTime":309.12,"body":"to"},{"startTime":309.12,"endTime":309.32,"body":"some"},{"startTime":309.32,"endTime":309.44,"body":"of"},{"startTime":309.44,"endTime":309.52,"body":"the"},{"startTime":309.52,"endTime":309.68,"body":"other"},{"startTime":309.68,"endTime":310,"body":"elements"},{"startTime":310,"endTime":310.32,"body":"that"},{"startTime":310.4,"endTime":310.88,"body":"Jason"},{"startTime":310.88,"endTime":311.16,"body":"just"},{"startTime":311.16,"endTime":311.6,"body":"mentioned?"},{"startTime":311.6,"endTime":311.92,"body":"Well,"},{"startTime":312.16,"endTime":312.44,"body":"you"},{"startTime":312.44,"endTime":312.6,"body":"know,"},{"startTime":312.6,"endTime":312.76,"body":"I"},{"startTime":312.76,"endTime":313.08,"body":"needed"},{"startTime":313.08,"endTime":313.24,"body":"a"},{"startTime":313.24,"endTime":313.52,"body":"car"},{"startTime":314.64,"endTime":314.92,"body":"and"},{"startTime":314.92,"endTime":315.44,"body":"therefore"},{"startTime":315.68,"endTime":315.96,"body":"I"},{"startTime":315.96,"endTime":316.12,"body":"went"},{"startTime":316.12,"endTime":316.24,"body":"and"},{"startTime":316.24,"endTime":316.36,"body":"got"},{"startTime":316.36,"endTime":316.52,"body":"the"},{"startTime":316.52,"endTime":316.68,"body":"best"},{"startTime":316.68,"endTime":316.92,"body":"rate"},{"startTime":316.92,"endTime":317.16,"body":"I"},{"startTime":317.16,"endTime":317.44,"body":"could."},{"startTime":317.84,"endTime":318.12,"body":"And"},{"startTime":318.12,"endTime":318.359,"body":"it"},{"startTime":318.359,"endTime":318.599,"body":"just"},{"startTime":318.599,"endTime":318.76,"body":"so"},{"startTime":318.76,"endTime":319.16,"body":"happens"},{"startTime":319.16,"endTime":319.32,"body":"our"},{"startTime":319.32,"endTime":319.52,"body":"car"},{"startTime":319.52,"endTime":319.84,"body":"payment"},{"startTime":319.84,"endTime":320.04,"body":"is"},{"startTime":320.04,"endTime":320.36,"body":"600"},{"startTime":320.36,"endTime":320.64,"body":"bucks"},{"startTime":320.64,"endTime":320.8,"body":"a"},{"startTime":320.8,"endTime":321.04,"body":"month."},{"startTime":321.92,"endTime":322.56,"body":"Okay,"},{"startTime":323.28,"endTime":323.68,"body":"well,"},{"startTime":323.68,"endTime":324.16,"body":"why'd"},{"startTime":324.16,"endTime":324.28,"body":"you"},{"startTime":324.28,"endTime":324.44,"body":"come"},{"startTime":324.44,"endTime":324.6,"body":"up"},{"startTime":324.6,"endTime":324.84,"body":"with"},{"startTime":324.84,"endTime":325.28,"body":"putting"},{"startTime":325.28,"endTime":325.6,"body":"the"},{"startTime":325.6,"endTime":326.08,"body":"college"},{"startTime":326.08,"endTime":326.4,"body":"fund"},{"startTime":326.88,"endTime":327.28,"body":"as"},{"startTime":327.76,"endTime":328.04,"body":"one"},{"startTime":328.04,"endTime":328.16,"body":"of"},{"startTime":328.16,"endTime":328.28,"body":"the"},{"startTime":328.28,"endTime":328.48,"body":"top"},{"startTime":328.48,"endTime":328.96,"body":"priority"},{"startTime":328.96,"endTime":329.36,"body":"items?"},{"startTime":329.36,"endTime":329.6,"body":"Well,"},{"startTime":329.6,"endTime":329.8,"body":"because"},{"startTime":329.8,"endTime":329.96,"body":"we"},{"startTime":329.96,"endTime":330.12,"body":"just"},{"startTime":330.12,"endTime":330.24,"body":"had"},{"startTime":330.24,"endTime":330.32,"body":"a"},{"startTime":330.32,"endTime":330.64,"body":"baby."},{"startTime":331.82,"endTime":332.3,"body":"Okay,"},{"startTime":332.94,"endTime":333.18,"body":"so"},{"startTime":333.18,"endTime":333.3,"body":"you"},{"startTime":333.3,"endTime":333.46,"body":"just"},{"startTime":333.46,"endTime":333.62,"body":"had"},{"startTime":333.62,"endTime":333.74,"body":"a"},{"startTime":333.74,"endTime":334.02,"body":"baby."},{"startTime":334.02,"endTime":334.26,"body":"God"},{"startTime":334.26,"endTime":334.5,"body":"bless"},{"startTime":334.5,"endTime":334.7,"body":"you."},{"startTime":334.7,"endTime":335.54,"body":"Congratulations."},{"startTime":335.54,"endTime":335.7,"body":"I"},{"startTime":335.7,"endTime":335.82,"body":"hope"},{"startTime":335.82,"endTime":335.94,"body":"you"},{"startTime":335.94,"endTime":336.1,"body":"have"},{"startTime":336.1,"endTime":336.3,"body":"many"},{"startTime":336.3,"endTime":336.62,"body":"more,"},{"startTime":336.78,"endTime":337.02,"body":"by"},{"startTime":337.02,"endTime":337.14,"body":"the"},{"startTime":337.14,"endTime":337.42,"body":"way."},{"startTime":337.58,"endTime":337.98,"body":"And"},{"startTime":338.46,"endTime":338.82,"body":"that"},{"startTime":338.82,"endTime":339.26,"body":"college"},{"startTime":339.26,"endTime":339.58,"body":"fund"},{"startTime":339.74,"endTime":340.06,"body":"is"},{"startTime":340.06,"endTime":340.26,"body":"going"},{"startTime":340.26,"endTime":340.42,"body":"to"},{"startTime":340.42,"endTime":340.58,"body":"come"},{"startTime":340.58,"endTime":340.82,"body":"into"},{"startTime":340.82,"endTime":341.06,"body":"play"},{"startTime":341.06,"endTime":341.3,"body":"and"},{"startTime":341.3,"endTime":341.62,"body":"be"},{"startTime":341.62,"endTime":341.9,"body":"very,"},{"startTime":341.9,"endTime":342.18,"body":"very"},{"startTime":342.18,"endTime":342.54,"body":"important"},{"startTime":343.02,"endTime":343.34,"body":"in"},{"startTime":343.34,"endTime":343.54,"body":"some"},{"startTime":343.54,"endTime":343.74,"body":"way,"},{"startTime":343.74,"endTime":344.02,"body":"shape"},{"startTime":344.02,"endTime":344.18,"body":"or"},{"startTime":344.18,"endTime":344.46,"body":"form"},{"startTime":345.26,"endTime":345.66,"body":"18"},{"startTime":345.66,"endTime":345.94,"body":"years"},{"startTime":345.94,"endTime":346.14,"body":"from"},{"startTime":346.14,"endTime":346.46,"body":"now."},{"startTime":346.94,"endTime":347.5,"body":"Okay."},{"startTime":347.58,"endTime":347.9,"body":"But"},{"startTime":347.9,"endTime":348.06,"body":"in"},{"startTime":348.06,"endTime":348.18,"body":"the"},{"startTime":348.18,"endTime":348.7,"body":"meantime,"},{"startTime":349.02,"endTime":349.34,"body":"there"},{"startTime":349.34,"endTime":349.54,"body":"might"},{"startTime":349.54,"endTime":349.7,"body":"be"},{"startTime":349.7,"endTime":349.86,"body":"some"},{"startTime":349.86,"endTime":350.06,"body":"other"},{"startTime":350.06,"endTime":350.38,"body":"things"},{"startTime":350.46,"endTime":350.86,"body":"that"},{"startTime":351.02,"endTime":351.3,"body":"are"},{"startTime":351.3,"endTime":351.5,"body":"more"},{"startTime":351.5,"endTime":351.82,"body":"important"},{"startTime":352.14,"endTime":352.42,"body":"in"},{"startTime":352.42,"endTime":352.58,"body":"a"},{"startTime":352.58,"endTime":353.18,"body":"priority"},{"startTime":353.66,"endTime":354.14,"body":"sense."},{"startTime":355.1,"endTime":355.5,"body":"Well,"},{"startTime":355.58,"endTime":355.94,"body":"we're"},{"startTime":355.94,"endTime":356.22,"body":"renting"},{"startTime":356.22,"endTime":356.42,"body":"a"},{"startTime":356.42,"endTime":356.62,"body":"house"},{"startTime":356.62,"endTime":356.86,"body":"right"},{"startTime":356.86,"endTime":357.18,"body":"now,"},{"startTime":357.79,"endTime":357.99,"body":"and"},{"startTime":357.99,"endTime":358.27,"body":"I"},{"startTime":358.27,"endTime":358.63,"body":"don't"},{"startTime":358.63,"endTime":358.87,"body":"see"},{"startTime":358.87,"endTime":359.15,"body":"any"},{"startTime":359.23,"endTime":359.63,"body":"way"},{"startTime":360.27,"endTime":360.59,"body":"that"},{"startTime":360.59,"endTime":360.83,"body":"we"},{"startTime":360.83,"endTime":361.07,"body":"can"},{"startTime":361.07,"endTime":361.27,"body":"get"},{"startTime":361.27,"endTime":361.51,"body":"away"},{"startTime":361.51,"endTime":361.83,"body":"from"},{"startTime":361.83,"endTime":362.43,"body":"renting"},{"startTime":362.67,"endTime":363.07,"body":"right"},{"startTime":363.07,"endTime":363.47,"body":"now"},{"startTime":364.11,"endTime":364.51,"body":"until"},{"startTime":365.39,"endTime":365.75,"body":"I"},{"startTime":365.75,"endTime":366.11,"body":"change"},{"startTime":366.51,"endTime":367.15,"body":"jobs,"},{"startTime":367.15,"endTime":367.55,"body":"until"},{"startTime":367.79,"endTime":368.07,"body":"I"},{"startTime":368.07,"endTime":368.19,"body":"get"},{"startTime":368.19,"endTime":368.35,"body":"a"},{"startTime":368.35,"endTime":368.79,"body":"college"},{"startTime":368.79,"endTime":369.31,"body":"degree,"},{"startTime":369.47,"endTime":369.87,"body":"until"},{"startTime":370.11,"endTime":370.39,"body":"I"},{"startTime":370.39,"endTime":370.55,"body":"get"},{"startTime":370.55,"endTime":370.71,"body":"a"},{"startTime":370.71,"endTime":371.07,"body":"raise,"},{"startTime":371.47,"endTime":371.87,"body":"until"},{"startTime":372.35,"endTime":373.23,"body":"circumstances"},{"startTime":373.63,"endTime":374.03,"body":"happen."},{"startTime":374.35,"endTime":374.99,"body":"Okay,"},{"startTime":375.15,"endTime":375.43,"body":"let"},{"startTime":375.43,"endTime":375.71,"body":"Me"},{"startTime":375.79,"endTime":376.07,"body":"kind"},{"startTime":376.07,"endTime":376.27,"body":"of"},{"startTime":376.27,"endTime":376.63,"body":"dwell"},{"startTime":376.63,"endTime":376.79,"body":"on"},{"startTime":376.79,"endTime":376.95,"body":"that"},{"startTime":376.95,"endTime":377.11,"body":"for"},{"startTime":377.11,"endTime":377.27,"body":"just"},{"startTime":377.27,"endTime":377.43,"body":"a"},{"startTime":377.43,"endTime":377.71,"body":"second."},{"startTime":378.43,"endTime":378.83,"body":"So"},{"startTime":378.91,"endTime":379.19,"body":"what"},{"startTime":379.19,"endTime":379.39,"body":"you're"},{"startTime":379.39,"endTime":379.55,"body":"telling"},{"startTime":379.55,"endTime":379.67,"body":"me"},{"startTime":379.67,"endTime":379.83,"body":"is"},{"startTime":379.83,"endTime":380.03,"body":"you're"},{"startTime":380.03,"endTime":380.27,"body":"waiting"},{"startTime":380.27,"endTime":380.55,"body":"for"},{"startTime":380.55,"endTime":380.91,"body":"outside"},{"startTime":381.63,"endTime":382.27,"body":"conditions"},{"startTime":382.27,"endTime":382.59,"body":"to"},{"startTime":382.59,"endTime":382.91,"body":"change"},{"startTime":384.43,"endTime":384.63,"body":"so"},{"startTime":384.63,"endTime":384.87,"body":"you"},{"startTime":384.87,"endTime":385.15,"body":"can"},{"startTime":385.15,"endTime":385.55,"body":"allow"},{"startTime":385.71,"endTime":386.35,"body":"yourself"},{"startTime":386.43,"endTime":386.75,"body":"to"},{"startTime":386.75,"endTime":387.07,"body":"think"},{"startTime":387.07,"endTime":387.59,"body":"differently"},{"startTime":387.59,"endTime":387.75,"body":"than"},{"startTime":387.75,"endTime":387.95,"body":"you're"},{"startTime":387.95,"endTime":388.31,"body":"thinking"},{"startTime":388.31,"endTime":388.67,"body":"now."},{"startTime":390.11,"endTime":390.43,"body":"Well,"},{"startTime":390.43,"endTime":390.63,"body":"no,"},{"startTime":390.63,"endTime":390.91,"body":"I"},{"startTime":390.99,"endTime":391.31,"body":"really"},{"startTime":391.31,"endTime":391.71,"body":"didn't"},{"startTime":391.71,"endTime":392.03,"body":"say"},{"startTime":392.03,"endTime":392.35,"body":"that."},{"startTime":392.83,"endTime":393.39,"body":"Okay,"},{"startTime":393.87,"endTime":394.31,"body":"maybe"},{"startTime":394.31,"endTime":394.47,"body":"I"},{"startTime":394.47,"endTime":395.31,"body":"misunderstood."},{"startTime":396.51,"endTime":396.91,"body":"So"},{"startTime":396.99,"endTime":397.35,"body":"I'm"},{"startTime":397.35,"endTime":397.55,"body":"just"},{"startTime":397.55,"endTime":398.27,"body":"suggesting"},{"startTime":398.67,"endTime":398.99,"body":"that"},{"startTime":398.99,"endTime":399.19,"body":"we"},{"startTime":399.19,"endTime":399.39,"body":"lay"},{"startTime":399.39,"endTime":399.63,"body":"out"},{"startTime":399.95,"endTime":400.31,"body":"all"},{"startTime":400.31,"endTime":400.67,"body":"the"},{"startTime":401.31,"endTime":402.03,"body":"priorities"},{"startTime":402.59,"endTime":402.91,"body":"on"},{"startTime":402.91,"endTime":403.11,"body":"the"},{"startTime":403.11,"endTime":403.47,"body":"table,"},{"startTime":403.63,"endTime":403.99,"body":"short"},{"startTime":403.99,"endTime":404.35,"body":"term,"},{"startTime":404.67,"endTime":405.15,"body":"medium"},{"startTime":405.15,"endTime":405.47,"body":"term,"},{"startTime":406.03,"endTime":406.35,"body":"long"},{"startTime":406.35,"endTime":406.67,"body":"term,"},{"startTime":406.99,"endTime":407.27,"body":"and"},{"startTime":407.27,"endTime":407.55,"body":"find"},{"startTime":407.55,"endTime":407.95,"body":"out"},{"startTime":408.43,"endTime":408.83,"body":"what"},{"startTime":408.83,"endTime":409.19,"body":"all"},{"startTime":409.19,"endTime":409.47,"body":"those"},{"startTime":409.47,"endTime":410.11,"body":"priorities"},{"startTime":410.19,"endTime":410.59,"body":"are."},{"startTime":410.91,"endTime":411.23,"body":"And"},{"startTime":411.23,"endTime":411.43,"body":"I"},{"startTime":411.43,"endTime":411.83,"body":"realized"},{"startTime":411.83,"endTime":412.11,"body":"because"},{"startTime":412.11,"endTime":412.31,"body":"you"},{"startTime":412.31,"endTime":412.47,"body":"have"},{"startTime":412.47,"endTime":412.63,"body":"a"},{"startTime":412.63,"endTime":412.83,"body":"brand"},{"startTime":412.83,"endTime":413.15,"body":"new"},{"startTime":413.82,"endTime":414.26,"body":"bouncing"},{"startTime":414.26,"endTime":414.86,"body":"baby,"},{"startTime":415.5,"endTime":415.86,"body":"that"},{"startTime":415.86,"endTime":416.26,"body":"baby"},{"startTime":416.26,"endTime":416.42,"body":"is"},{"startTime":416.42,"endTime":416.58,"body":"a"},{"startTime":416.58,"endTime":417.1,"body":"priority."},{"startTime":418.38,"endTime":418.78,"body":"The"},{"startTime":418.78,"endTime":419.18,"body":"care"},{"startTime":419.26,"endTime":419.58,"body":"and"},{"startTime":419.58,"endTime":420.22,"body":"feeding"},{"startTime":420.22,"endTime":420.62,"body":"and"},{"startTime":421.18,"endTime":421.9,"body":"clothing"},{"startTime":421.9,"endTime":422.3,"body":"and"},{"startTime":422.46,"endTime":422.9,"body":"feeding"},{"startTime":422.9,"endTime":423.06,"body":"and"},{"startTime":423.06,"endTime":423.38,"body":"feeding"},{"startTime":423.38,"endTime":423.54,"body":"and"},{"startTime":423.54,"endTime":423.82,"body":"feeding"},{"startTime":423.82,"endTime":424.06,"body":"and"},{"startTime":424.06,"endTime":425.1,"body":"8,8000"},{"startTime":425.1,"endTime":425.66,"body":"diapers"},{"startTime":425.66,"endTime":425.74,"body":"a"},{"startTime":425.74,"endTime":425.86,"body":"month"},{"startTime":425.86,"endTime":426.02,"body":"and"},{"startTime":426.02,"endTime":426.18,"body":"so"},{"startTime":426.18,"endTime":426.54,"body":"forth."},{"startTime":426.7,"endTime":427.18,"body":"Yeah,"},{"startTime":427.18,"endTime":427.54,"body":"that's"},{"startTime":427.54,"endTime":427.7,"body":"a"},{"startTime":427.7,"endTime":428.18,"body":"priority."},{"startTime":428.18,"endTime":428.42,"body":"But"},{"startTime":428.42,"endTime":428.58,"body":"as"},{"startTime":428.58,"endTime":428.74,"body":"far"},{"startTime":428.74,"endTime":428.98,"body":"as"},{"startTime":428.98,"endTime":429.34,"body":"financial,"},{"startTime":429.499,"endTime":429.9,"body":"financial"},{"startTime":429.9,"endTime":430.54,"body":"priorities,"},{"startTime":431.1,"endTime":431.46,"body":"maybe"},{"startTime":431.46,"endTime":431.62,"body":"we"},{"startTime":431.62,"endTime":431.78,"body":"can"},{"startTime":431.78,"endTime":431.98,"body":"get"},{"startTime":431.98,"endTime":432.18,"body":"some"},{"startTime":432.18,"endTime":432.3,"body":"of"},{"startTime":432.3,"endTime":432.46,"body":"those"},{"startTime":432.46,"endTime":432.78,"body":"other"},{"startTime":433.42,"endTime":434.14,"body":"items"},{"startTime":434.14,"endTime":434.46,"body":"that"},{"startTime":434.46,"endTime":434.82,"body":"you're"},{"startTime":434.82,"endTime":435.26,"body":"dealing"},{"startTime":435.26,"endTime":435.5,"body":"with"},{"startTime":435.5,"endTime":435.86,"body":"every"},{"startTime":435.86,"endTime":436.34,"body":"single"},{"startTime":436.34,"endTime":436.7,"body":"day,"},{"startTime":437.58,"endTime":437.94,"body":"get"},{"startTime":437.94,"endTime":438.3,"body":"those"},{"startTime":438.86,"endTime":439.26,"body":"under"},{"startTime":439.26,"endTime":439.66,"body":"management."},{"startTime":441.29,"endTime":441.57,"body":"Maybe"},{"startTime":441.57,"endTime":441.77,"body":"there"},{"startTime":441.77,"endTime":442.09,"body":"actually"},{"startTime":442.09,"endTime":442.37,"body":"is"},{"startTime":442.37,"endTime":442.53,"body":"a"},{"startTime":442.53,"endTime":442.81,"body":"way"},{"startTime":443.37,"endTime":443.69,"body":"to"},{"startTime":443.69,"endTime":443.93,"body":"get"},{"startTime":443.93,"endTime":444.41,"body":"closer"},{"startTime":444.41,"endTime":444.53,"body":"to"},{"startTime":444.53,"endTime":445.09,"body":"homeownership,"},{"startTime":445.09,"endTime":445.25,"body":"if"},{"startTime":445.25,"endTime":445.45,"body":"that's"},{"startTime":445.45,"endTime":445.57,"body":"your"},{"startTime":445.57,"endTime":445.77,"body":"goal,"},{"startTime":445.77,"endTime":445.89,"body":"for"},{"startTime":445.89,"endTime":446.41,"body":"example,"},{"startTime":446.81,"endTime":447.17,"body":"maybe"},{"startTime":447.17,"endTime":447.33,"body":"there"},{"startTime":447.33,"endTime":447.49,"body":"is"},{"startTime":447.49,"endTime":447.65,"body":"a"},{"startTime":447.65,"endTime":447.93,"body":"way"},{"startTime":448.17,"endTime":448.45,"body":"to"},{"startTime":448.45,"endTime":448.73,"body":"get"},{"startTime":448.81,"endTime":449.13,"body":"the"},{"startTime":449.13,"endTime":449.41,"body":"other"},{"startTime":449.41,"endTime":450.01,"body":"priorities."},{"startTime":450.41,"endTime":450.85,"body":"Maybe"},{"startTime":450.85,"endTime":450.97,"body":"you"},{"startTime":450.97,"endTime":451.25,"body":"didn't"},{"startTime":451.25,"endTime":451.53,"body":"like"},{"startTime":451.53,"endTime":451.81,"body":"the"},{"startTime":451.81,"endTime":451.97,"body":"fact"},{"startTime":451.97,"endTime":452.13,"body":"that"},{"startTime":452.13,"endTime":452.25,"body":"it"},{"startTime":452.25,"endTime":452.33,"body":"was"},{"startTime":452.33,"endTime":452.53,"body":"a"},{"startTime":452.53,"endTime":453.17,"body":"$600"},{"startTime":453.17,"endTime":453.37,"body":"car"},{"startTime":453.37,"endTime":453.73,"body":"payment."},{"startTime":453.73,"endTime":453.85,"body":"I"},{"startTime":453.85,"endTime":454.01,"body":"don't"},{"startTime":454.01,"endTime":454.13,"body":"care"},{"startTime":454.13,"endTime":454.25,"body":"what"},{"startTime":454.25,"endTime":454.41,"body":"the"},{"startTime":454.41,"endTime":454.65,"body":"number"},{"startTime":454.65,"endTime":454.97,"body":"is."},{"startTime":455.77,"endTime":456.29,"body":"Maybe"},{"startTime":456.29,"endTime":456.529,"body":"that"},{"startTime":456.529,"endTime":456.81,"body":"is"},{"startTime":456.97,"endTime":457.29,"body":"out"},{"startTime":457.29,"endTime":457.53,"body":"of"},{"startTime":457.53,"endTime":457.85,"body":"line"},{"startTime":458.17,"endTime":458.53,"body":"with"},{"startTime":458.53,"endTime":458.77,"body":"the"},{"startTime":458.77,"endTime":458.93,"body":"rest"},{"startTime":458.93,"endTime":459.05,"body":"of"},{"startTime":459.05,"endTime":459.29,"body":"your"},{"startTime":459.37,"endTime":459.77,"body":"financial"},{"startTime":459.85,"endTime":460.41,"body":"picture."},{"startTime":460.41,"endTime":460.81,"body":"But"},{"startTime":460.81,"endTime":461.21,"body":"you"},{"startTime":461.21,"endTime":461.61,"body":"thought"},{"startTime":461.69,"endTime":462.01,"body":"that"},{"startTime":462.01,"endTime":462.25,"body":"was"},{"startTime":462.25,"endTime":462.49,"body":"your"},{"startTime":462.49,"endTime":462.73,"body":"only"},{"startTime":462.73,"endTime":462.97,"body":"way"},{"startTime":462.97,"endTime":463.29,"body":"out,"},{"startTime":464.57,"endTime":464.97,"body":"right?"},{"startTime":465.05,"endTime":465.45,"body":"So"},{"startTime":465.85,"endTime":466.17,"body":"those"},{"startTime":466.17,"endTime":466.65,"body":"items"},{"startTime":466.65,"endTime":466.93,"body":"all"},{"startTime":466.93,"endTime":467.17,"body":"kind"},{"startTime":467.17,"endTime":467.45,"body":"of"},{"startTime":467.85,"endTime":468.41,"body":"center"},{"startTime":468.41,"endTime":468.73,"body":"on"},{"startTime":469.71,"endTime":469.87,"body":"the"},{"startTime":469.87,"endTime":470.35,"body":"savings"},{"startTime":470.35,"endTime":470.99,"body":"component,"},{"startTime":470.99,"endTime":471.31,"body":"and"},{"startTime":471.31,"endTime":471.55,"body":"that"},{"startTime":471.55,"endTime":471.75,"body":"has"},{"startTime":471.75,"endTime":471.91,"body":"to"},{"startTime":471.91,"endTime":472.19,"body":"be"},{"startTime":472.67,"endTime":472.95,"body":"the"},{"startTime":472.95,"endTime":473.67,"body":"fundamental"},{"startTime":473.67,"endTime":474.11,"body":"piece"},{"startTime":474.99,"endTime":475.39,"body":"of"},{"startTime":475.95,"endTime":476.23,"body":"the"},{"startTime":476.23,"endTime":476.51,"body":"financial"},{"startTime":476.51,"endTime":477.15,"body":"puzzle,"},{"startTime":477.31,"endTime":477.71,"body":"right?"},{"startTime":477.71,"endTime":478.15,"body":"Starting"},{"startTime":478.15,"endTime":478.39,"body":"with"},{"startTime":478.39,"endTime":478.83,"body":"savings"},{"startTime":478.83,"endTime":478.95,"body":"and"},{"startTime":478.95,"endTime":479.15,"body":"then"},{"startTime":479.15,"endTime":479.51,"body":"finding"},{"startTime":479.51,"endTime":479.75,"body":"out"},{"startTime":479.75,"endTime":480.07,"body":"what"},{"startTime":480.07,"endTime":480.31,"body":"you"},{"startTime":480.31,"endTime":480.51,"body":"can"},{"startTime":480.51,"endTime":480.83,"body":"do"},{"startTime":480.91,"endTime":481.23,"body":"once"},{"startTime":481.23,"endTime":481.43,"body":"you"},{"startTime":481.43,"endTime":481.63,"body":"have"},{"startTime":481.63,"endTime":481.83,"body":"that"},{"startTime":481.83,"endTime":482.35,"body":"discipline"},{"startTime":482.75,"endTime":483.07,"body":"under"},{"startTime":483.07,"endTime":483.31,"body":"your"},{"startTime":483.31,"endTime":483.71,"body":"belt."},{"startTime":484.27,"endTime":484.55,"body":"Well,"},{"startTime":484.55,"endTime":484.71,"body":"and"},{"startTime":484.71,"endTime":484.91,"body":"that's"},{"startTime":484.91,"endTime":485.029,"body":"what"},{"startTime":485.029,"endTime":485.31,"body":"we,"},{"startTime":485.71,"endTime":485.95,"body":"you"},{"startTime":485.95,"endTime":486.11,"body":"know,"},{"startTime":486.11,"endTime":486.35,"body":"talk"},{"startTime":486.35,"endTime":486.55,"body":"to"},{"startTime":486.55,"endTime":486.79,"body":"clients"},{"startTime":486.79,"endTime":486.99,"body":"about"},{"startTime":486.99,"endTime":487.15,"body":"all"},{"startTime":487.15,"endTime":487.27,"body":"the"},{"startTime":487.27,"endTime":487.43,"body":"time."},{"startTime":487.43,"endTime":487.67,"body":"I'm"},{"startTime":487.67,"endTime":487.91,"body":"talking"},{"startTime":487.91,"endTime":488.19,"body":"about,"},{"startTime":488.27,"endTime":488.67,"body":"look,"},{"startTime":488.67,"endTime":489.07,"body":"we,"},{"startTime":489.15,"endTime":489.43,"body":"and"},{"startTime":489.43,"endTime":489.59,"body":"I"},{"startTime":489.59,"endTime":489.71,"body":"say"},{"startTime":489.71,"endTime":489.91,"body":"it"},{"startTime":489.91,"endTime":490.35,"body":"daily."},{"startTime":490.43,"endTime":490.79,"body":"Change"},{"startTime":490.79,"endTime":491.03,"body":"the"},{"startTime":491.03,"endTime":491.19,"body":"way"},{"startTime":491.19,"endTime":491.35,"body":"you"},{"startTime":491.35,"endTime":491.51,"body":"think"},{"startTime":491.51,"endTime":491.71,"body":"about"},{"startTime":491.71,"endTime":491.95,"body":"your"},{"startTime":491.95,"endTime":492.59,"body":"finances,"},{"startTime":492.91,"endTime":493.15,"body":"and"},{"startTime":493.15,"endTime":493.39,"body":"it'll"},{"startTime":493.39,"endTime":493.55,"body":"change"},{"startTime":493.55,"endTime":493.71,"body":"your"},{"startTime":493.71,"endTime":493.95,"body":"life."},{"startTime":495.32,"endTime":495.56,"body":"And"},{"startTime":496.36,"endTime":496.68,"body":"think"},{"startTime":496.68,"endTime":497,"body":"about"},{"startTime":497.32,"endTime":497.68,"body":"what"},{"startTime":497.68,"endTime":498.44,"body":"prompts"},{"startTime":498.84,"endTime":499.24,"body":"change."},{"startTime":500.36,"endTime":500.64,"body":"You"},{"startTime":500.64,"endTime":500.92,"body":"know,"},{"startTime":501.16,"endTime":501.44,"body":"when"},{"startTime":501.44,"endTime":501.6,"body":"we"},{"startTime":501.6,"endTime":501.8,"body":"get"},{"startTime":501.8,"endTime":502.04,"body":"into"},{"startTime":502.04,"endTime":502.36,"body":"this"},{"startTime":503.08,"endTime":503.6,"body":"topic"},{"startTime":503.6,"endTime":503.8,"body":"of"},{"startTime":503.8,"endTime":504.12,"body":"change,"},{"startTime":504.28,"endTime":504.68,"body":"like,"},{"startTime":504.84,"endTime":505.4,"body":"okay,"},{"startTime":505.64,"endTime":505.92,"body":"a"},{"startTime":505.92,"endTime":506.44,"body":"newborn,"},{"startTime":506.44,"endTime":506.8,"body":"that's"},{"startTime":506.8,"endTime":507,"body":"life"},{"startTime":507,"endTime":507.48,"body":"changing,"},{"startTime":507.72,"endTime":508.04,"body":"your"},{"startTime":508.04,"endTime":508.28,"body":"first"},{"startTime":508.28,"endTime":508.6,"body":"child,"},{"startTime":508.6,"endTime":508.92,"body":"life"},{"startTime":508.92,"endTime":509.4,"body":"changing,"},{"startTime":509.48,"endTime":509.96,"body":"marriage,"},{"startTime":509.96,"endTime":510.2,"body":"life"},{"startTime":510.2,"endTime":510.639,"body":"changing,"},{"startTime":510.639,"endTime":510.96,"body":"right?"},{"startTime":510.96,"endTime":511.2,"body":"All"},{"startTime":511.2,"endTime":511.48,"body":"these"},{"startTime":511.96,"endTime":512.32,"body":"things"},{"startTime":512.32,"endTime":512.6,"body":"in"},{"startTime":512.6,"endTime":512.84,"body":"our"},{"startTime":512.84,"endTime":513.16,"body":"life."},{"startTime":513.56,"endTime":513.84,"body":"All"},{"startTime":513.84,"endTime":513.96,"body":"of"},{"startTime":513.96,"endTime":514.08,"body":"a"},{"startTime":514.08,"endTime":514.48,"body":"sudden,"},{"startTime":514.48,"endTime":514.84,"body":"shift"},{"startTime":514.84,"endTime":515.08,"body":"your"},{"startTime":515.08,"endTime":515.56,"body":"thinking"},{"startTime":516.12,"endTime":516.52,"body":"often,"},{"startTime":517.16,"endTime":517.56,"body":"right?"},{"startTime":517.96,"endTime":518.24,"body":"And"},{"startTime":518.24,"endTime":518.36,"body":"you"},{"startTime":518.36,"endTime":518.56,"body":"go,"},{"startTime":518.56,"endTime":518.92,"body":"oh,"},{"startTime":518.92,"endTime":519.12,"body":"well,"},{"startTime":519.12,"endTime":519.4,"body":"I."},{"startTime":519.88,"endTime":520.16,"body":"Now"},{"startTime":520.16,"endTime":520.32,"body":"I"},{"startTime":520.32,"endTime":520.48,"body":"have"},{"startTime":520.48,"endTime":520.64,"body":"this"},{"startTime":520.64,"endTime":521.16,"body":"situation,"},{"startTime":521.24,"endTime":521.72,"body":"therefore"},{"startTime":521.72,"endTime":521.92,"body":"I"},{"startTime":521.92,"endTime":522.08,"body":"need"},{"startTime":522.08,"endTime":522.36,"body":"to."},{"startTime":523.379,"endTime":523.619,"body":"Whatever"},{"startTime":523.619,"endTime":523.739,"body":"that"},{"startTime":523.739,"endTime":524.019,"body":"is."},{"startTime":524.979,"endTime":525.259,"body":"You"},{"startTime":525.259,"endTime":525.419,"body":"know,"},{"startTime":525.419,"endTime":525.699,"body":"and"},{"startTime":525.699,"endTime":526.019,"body":"we've"},{"startTime":526.019,"endTime":526.179,"body":"talked"},{"startTime":526.179,"endTime":526.339,"body":"about"},{"startTime":526.339,"endTime":526.499,"body":"it"},{"startTime":526.499,"endTime":526.699,"body":"before."},{"startTime":526.699,"endTime":526.979,"body":"I"},{"startTime":526.979,"endTime":527.299,"body":"love"},{"startTime":527.859,"endTime":528.179,"body":"this"},{"startTime":528.179,"endTime":528.659,"body":"quote"},{"startTime":528.899,"endTime":529.299,"body":"about"},{"startTime":529.299,"endTime":529.699,"body":"change"},{"startTime":529.939,"endTime":530.339,"body":"by"},{"startTime":530.499,"endTime":530.819,"body":"John"},{"startTime":530.819,"endTime":531.539,"body":"Maxwell."},{"startTime":531.939,"endTime":532.219,"body":"And"},{"startTime":532.219,"endTime":532.459,"body":"he"},{"startTime":532.459,"endTime":532.819,"body":"says"},{"startTime":532.819,"endTime":533.179,"body":"people"},{"startTime":533.179,"endTime":533.459,"body":"change"},{"startTime":533.459,"endTime":533.659,"body":"in"},{"startTime":533.659,"endTime":533.859,"body":"four"},{"startTime":533.859,"endTime":534.139,"body":"different"},{"startTime":534.139,"endTime":534.739,"body":"seasons."},{"startTime":534.899,"endTime":535.179,"body":"He"},{"startTime":535.179,"endTime":535.419,"body":"says"},{"startTime":535.419,"endTime":535.659,"body":"when"},{"startTime":535.659,"endTime":535.819,"body":"they"},{"startTime":535.819,"endTime":536.099,"body":"hurt"},{"startTime":536.099,"endTime":536.379,"body":"enough"},{"startTime":536.379,"endTime":536.619,"body":"that"},{"startTime":536.619,"endTime":536.779,"body":"they"},{"startTime":536.779,"endTime":536.939,"body":"have"},{"startTime":536.939,"endTime":537.219,"body":"to."},{"startTime":537.859,"endTime":538.139,"body":"He"},{"startTime":538.139,"endTime":538.299,"body":"says"},{"startTime":538.299,"endTime":538.459,"body":"when"},{"startTime":538.459,"endTime":538.658,"body":"they"},{"startTime":538.658,"endTime":538.858,"body":"see"},{"startTime":538.858,"endTime":539.059,"body":"enough"},{"startTime":539.059,"endTime":539.259,"body":"that"},{"startTime":539.259,"endTime":539.499,"body":"they're"},{"startTime":539.499,"endTime":539.939,"body":"inspired"},{"startTime":539.939,"endTime":540.259,"body":"to,"},{"startTime":541.139,"endTime":541.419,"body":"or"},{"startTime":541.419,"endTime":541.579,"body":"when"},{"startTime":541.579,"endTime":541.779,"body":"they"},{"startTime":541.779,"endTime":542.059,"body":"learn"},{"startTime":542.059,"endTime":542.339,"body":"enough"},{"startTime":542.339,"endTime":542.619,"body":"that"},{"startTime":542.619,"endTime":542.779,"body":"they"},{"startTime":542.779,"endTime":542.979,"body":"want"},{"startTime":542.979,"endTime":543.299,"body":"to,"},{"startTime":544.099,"endTime":544.379,"body":"or"},{"startTime":544.379,"endTime":544.539,"body":"when"},{"startTime":544.539,"endTime":544.699,"body":"they"},{"startTime":544.699,"endTime":545.059,"body":"receive"},{"startTime":545.059,"endTime":545.339,"body":"enough"},{"startTime":545.339,"endTime":545.579,"body":"that"},{"startTime":545.579,"endTime":545.819,"body":"they're"},{"startTime":545.819,"endTime":545.979,"body":"able"},{"startTime":545.979,"endTime":546.259,"body":"to."},{"startTime":546.979,"endTime":547.459,"body":"Wow."},{"startTime":548.35,"endTime":548.47,"body":"And"},{"startTime":548.47,"endTime":548.67,"body":"it's"},{"startTime":548.67,"endTime":548.79,"body":"so"},{"startTime":548.79,"endTime":549.15,"body":"true."},{"startTime":549.63,"endTime":549.99,"body":"It's"},{"startTime":549.99,"endTime":550.15,"body":"so"},{"startTime":550.15,"endTime":550.43,"body":"true."},{"startTime":550.43,"endTime":550.67,"body":"Like"},{"startTime":550.67,"endTime":550.99,"body":"what"},{"startTime":551.55,"endTime":552.15,"body":"creates"},{"startTime":552.15,"endTime":552.51,"body":"change"},{"startTime":553.15,"endTime":553.55,"body":"in"},{"startTime":553.71,"endTime":554.07,"body":"people?"},{"startTime":554.07,"endTime":554.31,"body":"And"},{"startTime":554.31,"endTime":554.43,"body":"it"},{"startTime":554.43,"endTime":554.63,"body":"is."},{"startTime":554.63,"endTime":554.87,"body":"You"},{"startTime":554.87,"endTime":555.07,"body":"really"},{"startTime":555.07,"endTime":555.31,"body":"can't"},{"startTime":555.31,"endTime":555.51,"body":"boil"},{"startTime":555.51,"endTime":555.63,"body":"it"},{"startTime":555.63,"endTime":555.71,"body":"down"},{"startTime":555.71,"endTime":555.83,"body":"to,"},{"startTime":555.83,"endTime":555.95,"body":"I"},{"startTime":555.95,"endTime":556.11,"body":"think"},{"startTime":556.11,"endTime":556.35,"body":"those"},{"startTime":556.35,"endTime":556.67,"body":"four."},{"startTime":556.99,"endTime":557.31,"body":"Those"},{"startTime":557.31,"endTime":557.55,"body":"four"},{"startTime":557.55,"endTime":557.87,"body":"things."},{"startTime":558.59,"endTime":558.99,"body":"And"},{"startTime":559.79,"endTime":560.19,"body":"now"},{"startTime":560.19,"endTime":560.59,"body":"enter"},{"startTime":560.59,"endTime":561.31,"body":"finances."},{"startTime":561.71,"endTime":562.03,"body":"You"},{"startTime":562.03,"endTime":562.35,"body":"know,"},{"startTime":563.31,"endTime":563.59,"body":"like"},{"startTime":563.59,"endTime":563.91,"body":"Nash"},{"startTime":563.91,"endTime":564.15,"body":"says,"},{"startTime":564.15,"endTime":564.35,"body":"you've"},{"startTime":564.35,"endTime":564.469,"body":"got"},{"startTime":564.469,"endTime":564.59,"body":"to"},{"startTime":564.59,"endTime":564.75,"body":"change"},{"startTime":564.75,"endTime":564.91,"body":"the"},{"startTime":564.91,"endTime":565.03,"body":"way"},{"startTime":565.03,"endTime":565.19,"body":"you"},{"startTime":565.19,"endTime":565.47,"body":"think"},{"startTime":565.79,"endTime":566.11,"body":"about"},{"startTime":566.11,"endTime":566.35,"body":"your"},{"startTime":566.35,"endTime":566.67,"body":"money."},{"startTime":567.71,"endTime":568.03,"body":"And"},{"startTime":568.03,"endTime":568.27,"body":"then"},{"startTime":568.27,"endTime":568.47,"body":"what"},{"startTime":568.47,"endTime":568.59,"body":"is"},{"startTime":568.59,"endTime":568.71,"body":"that"},{"startTime":568.71,"endTime":568.83,"body":"going"},{"startTime":568.83,"endTime":568.91,"body":"to"},{"startTime":568.91,"endTime":569.03,"body":"do"},{"startTime":569.03,"endTime":569.19,"body":"for"},{"startTime":569.19,"endTime":569.47,"body":"you?"},{"startTime":570.19,"endTime":570.51,"body":"Do"},{"startTime":570.51,"endTime":570.75,"body":"we"},{"startTime":570.75,"endTime":571.03,"body":"have"},{"startTime":571.03,"endTime":571.31,"body":"to"},{"startTime":571.31,"endTime":571.59,"body":"think"},{"startTime":571.59,"endTime":571.87,"body":"the"},{"startTime":571.87,"endTime":572.19,"body":"same"},{"startTime":573.15,"endTime":573.47,"body":"way"},{"startTime":573.47,"endTime":573.79,"body":"that"},{"startTime":575.04,"endTime":575.2,"body":"the"},{"startTime":575.2,"endTime":575.64,"body":"masses"},{"startTime":575.64,"endTime":575.8,"body":"are"},{"startTime":575.8,"endTime":576.24,"body":"taught?"},{"startTime":576.64,"endTime":576.92,"body":"Do"},{"startTime":576.92,"endTime":577.08,"body":"we"},{"startTime":577.08,"endTime":577.24,"body":"have"},{"startTime":577.24,"endTime":577.52,"body":"to."},{"startTime":578.08,"endTime":578.48,"body":"Is"},{"startTime":578.56,"endTime":578.92,"body":"really"},{"startTime":578.92,"endTime":579.16,"body":"our"},{"startTime":579.16,"endTime":579.36,"body":"only"},{"startTime":579.36,"endTime":579.72,"body":"option"},{"startTime":579.72,"endTime":579.88,"body":"to"},{"startTime":579.88,"endTime":580.12,"body":"save"},{"startTime":580.12,"endTime":580.24,"body":"for"},{"startTime":580.24,"endTime":580.48,"body":"college,"},{"startTime":580.48,"endTime":580.68,"body":"a"},{"startTime":580.68,"endTime":581.28,"body":"529"},{"startTime":581.28,"endTime":581.48,"body":"plan?"},{"startTime":581.48,"endTime":581.64,"body":"Is"},{"startTime":581.64,"endTime":581.76,"body":"that"},{"startTime":581.76,"endTime":581.88,"body":"really"},{"startTime":581.88,"endTime":582.12,"body":"our"},{"startTime":582.12,"endTime":582.36,"body":"only"},{"startTime":582.36,"endTime":582.72,"body":"option"},{"startTime":582.72,"endTime":582.96,"body":"or"},{"startTime":582.96,"endTime":583.36,"body":"cash?"},{"startTime":584.8,"endTime":585.08,"body":"You"},{"startTime":585.08,"endTime":585.36,"body":"know,"},{"startTime":585.76,"endTime":586.2,"body":"maybe"},{"startTime":586.2,"endTime":586.48,"body":"not."},{"startTime":586.88,"endTime":587.28,"body":"Right."},{"startTime":588.48,"endTime":588.8,"body":"In"},{"startTime":588.8,"endTime":588.96,"body":"so"},{"startTime":588.96,"endTime":589.08,"body":"many"},{"startTime":589.08,"endTime":589.24,"body":"of"},{"startTime":589.24,"endTime":589.4,"body":"these"},{"startTime":589.4,"endTime":590.039,"body":"situations."},{"startTime":590.039,"endTime":590.279,"body":"And"},{"startTime":590.279,"endTime":590.4,"body":"I"},{"startTime":590.4,"endTime":590.52,"body":"think"},{"startTime":590.52,"endTime":590.88,"body":"that's,"},{"startTime":590.88,"endTime":591.04,"body":"I"},{"startTime":591.04,"endTime":591.28,"body":"think,"},{"startTime":591.44,"endTime":591.72,"body":"you"},{"startTime":591.72,"endTime":592,"body":"know,"},{"startTime":592.16,"endTime":592.44,"body":"and"},{"startTime":592.44,"endTime":592.64,"body":"this"},{"startTime":592.64,"endTime":593.08,"body":"changing"},{"startTime":593.08,"endTime":593.32,"body":"in"},{"startTime":593.32,"endTime":593.52,"body":"your"},{"startTime":593.52,"endTime":594.16,"body":"perspective"},{"startTime":594.8,"endTime":595.2,"body":"is"},{"startTime":595.2,"endTime":595.44,"body":"I"},{"startTime":595.44,"endTime":595.6,"body":"think"},{"startTime":595.6,"endTime":595.8,"body":"what"},{"startTime":595.8,"endTime":595.96,"body":"in"},{"startTime":595.96,"endTime":596.16,"body":"turn"},{"startTime":596.16,"endTime":596.44,"body":"gives"},{"startTime":596.44,"endTime":596.64,"body":"people"},{"startTime":596.64,"endTime":596.92,"body":"hope."},{"startTime":596.92,"endTime":597.2,"body":"You're"},{"startTime":597.2,"endTime":597.36,"body":"like,"},{"startTime":597.36,"endTime":597.72,"body":"oh,"},{"startTime":597.72,"endTime":598.2,"body":"okay,"},{"startTime":598.2,"endTime":598.4,"body":"so"},{"startTime":598.4,"endTime":598.52,"body":"there"},{"startTime":598.52,"endTime":598.68,"body":"is"},{"startTime":598.68,"endTime":598.84,"body":"a"},{"startTime":598.84,"endTime":599.12,"body":"way,"},{"startTime":599.52,"endTime":599.8,"body":"there"},{"startTime":599.8,"endTime":599.96,"body":"is"},{"startTime":599.96,"endTime":600.24,"body":"a,"},{"startTime":600.86,"endTime":600.98,"body":"a"},{"startTime":600.98,"endTime":601.14,"body":"more"},{"startTime":601.14,"endTime":601.58,"body":"tangible"},{"startTime":601.58,"endTime":601.78,"body":"way"},{"startTime":601.78,"endTime":601.94,"body":"to"},{"startTime":601.94,"endTime":602.1,"body":"do"},{"startTime":602.1,"endTime":602.38,"body":"this"},{"startTime":603.58,"endTime":603.9,"body":"and"},{"startTime":603.9,"endTime":604.38,"body":"accomplish"},{"startTime":604.38,"endTime":604.58,"body":"other"},{"startTime":604.58,"endTime":604.78,"body":"things"},{"startTime":604.78,"endTime":604.94,"body":"at"},{"startTime":604.94,"endTime":605.06,"body":"the"},{"startTime":605.06,"endTime":605.26,"body":"same"},{"startTime":605.26,"endTime":605.58,"body":"time."},{"startTime":605.98,"endTime":606.26,"body":"There"},{"startTime":606.26,"endTime":606.42,"body":"you"},{"startTime":606.42,"endTime":606.7,"body":"go."},{"startTime":607.26,"endTime":607.66,"body":"Yeah."},{"startTime":607.66,"endTime":607.82,"body":"So"},{"startTime":607.82,"endTime":607.94,"body":"we"},{"startTime":607.94,"endTime":608.1,"body":"talk"},{"startTime":608.1,"endTime":608.3,"body":"about"},{"startTime":608.3,"endTime":608.54,"body":"the"},{"startTime":608.54,"endTime":609.46,"body":"multitasking"},{"startTime":609.46,"endTime":610.06,"body":"dollar"},{"startTime":611.5,"endTime":611.82,"body":"and"},{"startTime":611.82,"endTime":612.02,"body":"one"},{"startTime":612.02,"endTime":612.14,"body":"of"},{"startTime":612.14,"endTime":612.26,"body":"the"},{"startTime":612.26,"endTime":612.5,"body":"things"},{"startTime":612.5,"endTime":612.78,"body":"that"},{"startTime":612.78,"endTime":612.98,"body":"kind"},{"startTime":612.98,"endTime":613.14,"body":"of"},{"startTime":613.14,"endTime":613.62,"body":"informs"},{"startTime":613.62,"endTime":613.82,"body":"my"},{"startTime":613.82,"endTime":614.1,"body":"thinking"},{"startTime":614.1,"endTime":614.38,"body":"about"},{"startTime":614.38,"endTime":614.78,"body":"this"},{"startTime":615.02,"endTime":615.38,"body":"is"},{"startTime":615.38,"endTime":615.82,"body":"thinking"},{"startTime":616.219,"endTime":616.46,"body":"in"},{"startTime":616.46,"endTime":616.619,"body":"terms"},{"startTime":616.619,"endTime":616.86,"body":"of"},{"startTime":616.86,"endTime":617.06,"body":"some"},{"startTime":617.06,"endTime":617.22,"body":"of"},{"startTime":617.22,"endTime":617.38,"body":"the"},{"startTime":617.38,"endTime":617.9,"body":"priorities"},{"startTime":618.38,"endTime":618.78,"body":"as"},{"startTime":619.66,"endTime":620.26,"body":"acute"},{"startTime":620.26,"endTime":621.1,"body":"situations,"},{"startTime":621.34,"endTime":621.74,"body":"right."},{"startTime":621.74,"endTime":622.06,"body":"If"},{"startTime":622.06,"endTime":622.26,"body":"I"},{"startTime":622.26,"endTime":622.42,"body":"have"},{"startTime":622.42,"endTime":622.58,"body":"a"},{"startTime":622.58,"endTime":623.34,"body":"toothache,"},{"startTime":623.82,"endTime":624.18,"body":"that's"},{"startTime":624.18,"endTime":624.38,"body":"an"},{"startTime":624.38,"endTime":624.82,"body":"acute"},{"startTime":624.82,"endTime":625.34,"body":"situation"},{"startTime":625.82,"endTime":626.1,"body":"and"},{"startTime":626.1,"endTime":626.3,"body":"I'm"},{"startTime":626.3,"endTime":626.38,"body":"going"},{"startTime":626.38,"endTime":626.46,"body":"to"},{"startTime":626.46,"endTime":626.54,"body":"go"},{"startTime":626.54,"endTime":626.62,"body":"to"},{"startTime":626.62,"endTime":626.74,"body":"the"},{"startTime":626.74,"endTime":627.18,"body":"dentist,"},{"startTime":627.34,"endTime":627.7,"body":"I'm"},{"startTime":627.7,"endTime":627.82,"body":"going"},{"startTime":627.82,"endTime":627.9,"body":"to"},{"startTime":627.9,"endTime":627.98,"body":"get"},{"startTime":627.98,"endTime":628.06,"body":"a"},{"startTime":628.06,"endTime":628.38,"body":"filling,"},{"startTime":628.38,"endTime":628.62,"body":"I'm"},{"startTime":628.62,"endTime":628.66,"body":"going"},{"startTime":628.66,"endTime":628.7,"body":"to"},{"startTime":628.7,"endTime":628.82,"body":"get"},{"startTime":628.82,"endTime":628.94,"body":"a"},{"startTime":628.94,"endTime":629.26,"body":"crown,"},{"startTime":629.34,"endTime":629.66,"body":"I'm"},{"startTime":629.66,"endTime":629.74,"body":"going"},{"startTime":629.74,"endTime":629.82,"body":"to"},{"startTime":629.82,"endTime":629.94,"body":"get"},{"startTime":629.94,"endTime":630.46,"body":"medicine,"},{"startTime":630.68,"endTime":630.92,"body":"whatever"},{"startTime":630.92,"endTime":631.04,"body":"the"},{"startTime":631.04,"endTime":631.2,"body":"case"},{"startTime":631.2,"endTime":631.36,"body":"may"},{"startTime":631.36,"endTime":631.64,"body":"be,"},{"startTime":631.64,"endTime":632,"body":"that's"},{"startTime":632,"endTime":632.2,"body":"gonna"},{"startTime":632.2,"endTime":632.36,"body":"be"},{"startTime":632.36,"endTime":632.56,"body":"an"},{"startTime":632.56,"endTime":632.96,"body":"acute"},{"startTime":632.96,"endTime":633.48,"body":"situation"},{"startTime":634.12,"endTime":634.44,"body":"that"},{"startTime":634.44,"endTime":634.68,"body":"is"},{"startTime":634.68,"endTime":635,"body":"taken"},{"startTime":635,"endTime":635.28,"body":"care"},{"startTime":635.28,"endTime":635.48,"body":"of"},{"startTime":635.48,"endTime":635.8,"body":"in"},{"startTime":635.88,"endTime":636.48,"body":"relatively"},{"startTime":636.48,"endTime":636.76,"body":"short"},{"startTime":636.76,"endTime":637.16,"body":"order,"},{"startTime":637.88,"endTime":638.28,"body":"right?"},{"startTime":638.36,"endTime":638.68,"body":"But"},{"startTime":638.68,"endTime":638.88,"body":"if"},{"startTime":638.88,"endTime":639.04,"body":"I"},{"startTime":639.04,"endTime":639.32,"body":"have"},{"startTime":639.64,"endTime":640,"body":"maybe"},{"startTime":640,"endTime":640.2,"body":"a"},{"startTime":640.2,"endTime":640.52,"body":"life"},{"startTime":640.6,"endTime":641.48,"body":"threatening"},{"startTime":642.28,"endTime":642.64,"body":"type"},{"startTime":642.64,"endTime":643.16,"body":"situation"},{"startTime":643.16,"endTime":643.48,"body":"that"},{"startTime":643.48,"endTime":643.8,"body":"I"},{"startTime":643.8,"endTime":644.2,"body":"have,"},{"startTime":644.44,"endTime":644.84,"body":"let's"},{"startTime":644.84,"endTime":644.96,"body":"say"},{"startTime":644.96,"endTime":645.12,"body":"the"},{"startTime":645.12,"endTime":645.36,"body":"C"},{"startTime":645.36,"endTime":645.68,"body":"word,"},{"startTime":645.68,"endTime":645.84,"body":"you"},{"startTime":645.84,"endTime":646,"body":"know,"},{"startTime":646,"endTime":646.4,"body":"cancer,"},{"startTime":646.4,"endTime":646.719,"body":"God"},{"startTime":646.719,"endTime":647.24,"body":"forbid,"},{"startTime":647.4,"endTime":647.68,"body":"that"},{"startTime":647.68,"endTime":647.84,"body":"could"},{"startTime":647.84,"endTime":648,"body":"be"},{"startTime":648,"endTime":648.16,"body":"a"},{"startTime":648.16,"endTime":648.76,"body":"chronic"},{"startTime":649,"endTime":649.56,"body":"situation."},{"startTime":649.88,"endTime":650.32,"body":"Gee,"},{"startTime":650.32,"endTime":650.48,"body":"you"},{"startTime":650.48,"endTime":650.64,"body":"could"},{"startTime":650.64,"endTime":650.76,"body":"have"},{"startTime":650.76,"endTime":650.84,"body":"a"},{"startTime":650.84,"endTime":650.96,"body":"low"},{"startTime":650.96,"endTime":651.2,"body":"grade"},{"startTime":651.2,"endTime":651.6,"body":"cancer"},{"startTime":651.6,"endTime":651.8,"body":"and"},{"startTime":651.8,"endTime":652,"body":"live"},{"startTime":652,"endTime":652.2,"body":"with"},{"startTime":652.2,"endTime":652.52,"body":"it"},{"startTime":652.84,"endTime":653.12,"body":"for"},{"startTime":653.12,"endTime":653.24,"body":"the"},{"startTime":653.24,"endTime":653.36,"body":"rest"},{"startTime":653.36,"endTime":653.48,"body":"of"},{"startTime":653.48,"endTime":653.6,"body":"your"},{"startTime":653.6,"endTime":653.88,"body":"life,"},{"startTime":654.04,"endTime":654.44,"body":"manage"},{"startTime":654.52,"endTime":654.88,"body":"it,"},{"startTime":654.88,"endTime":655.32,"body":"observe"},{"startTime":655.32,"endTime":655.48,"body":"it,"},{"startTime":655.48,"endTime":655.96,"body":"watchful"},{"startTime":655.96,"endTime":656.28,"body":"waiting,"},{"startTime":656.28,"endTime":656.48,"body":"all"},{"startTime":656.48,"endTime":656.64,"body":"this"},{"startTime":656.64,"endTime":657,"body":"stuff,"},{"startTime":657.16,"endTime":657.56,"body":"but"},{"startTime":657.94,"endTime":658.14,"body":"you're"},{"startTime":658.14,"endTime":658.3,"body":"looking"},{"startTime":658.3,"endTime":658.5,"body":"at"},{"startTime":658.5,"endTime":658.7,"body":"a"},{"startTime":658.7,"endTime":659.14,"body":"chronic"},{"startTime":659.14,"endTime":659.58,"body":"situation."},{"startTime":659.58,"endTime":659.86,"body":"Well,"},{"startTime":659.86,"endTime":660.02,"body":"one"},{"startTime":660.02,"endTime":660.14,"body":"of"},{"startTime":660.14,"endTime":660.26,"body":"the"},{"startTime":660.26,"endTime":660.42,"body":"things"},{"startTime":660.42,"endTime":660.62,"body":"that"},{"startTime":660.62,"endTime":660.9,"body":"I,"},{"startTime":661.54,"endTime":661.82,"body":"that"},{"startTime":661.82,"endTime":661.98,"body":"I"},{"startTime":661.98,"endTime":662.18,"body":"have"},{"startTime":662.18,"endTime":662.38,"body":"to"},{"startTime":662.38,"endTime":662.58,"body":"do"},{"startTime":662.58,"endTime":662.86,"body":"to"},{"startTime":662.86,"endTime":663.22,"body":"manage"},{"startTime":663.22,"endTime":663.62,"body":"and"},{"startTime":663.7,"endTime":664.1,"body":"watch"},{"startTime":664.18,"endTime":664.58,"body":"over"},{"startTime":664.9,"endTime":665.18,"body":"and"},{"startTime":665.18,"endTime":665.34,"body":"make"},{"startTime":665.34,"endTime":665.5,"body":"sure"},{"startTime":665.5,"endTime":665.74,"body":"that"},{"startTime":665.74,"endTime":666.22,"body":"situation"},{"startTime":666.22,"endTime":666.58,"body":"doesn't"},{"startTime":666.58,"endTime":666.7,"body":"get"},{"startTime":666.7,"endTime":666.86,"body":"out"},{"startTime":666.86,"endTime":666.98,"body":"of"},{"startTime":666.98,"endTime":667.22,"body":"hand."},{"startTime":667.22,"endTime":667.5,"body":"How"},{"startTime":667.5,"endTime":667.66,"body":"am"},{"startTime":667.66,"endTime":667.78,"body":"I"},{"startTime":667.78,"endTime":668.1,"body":"applying"},{"startTime":668.1,"endTime":668.22,"body":"that"},{"startTime":668.22,"endTime":668.38,"body":"in"},{"startTime":668.38,"endTime":668.5,"body":"the"},{"startTime":668.5,"endTime":668.74,"body":"financial"},{"startTime":668.82,"endTime":669.22,"body":"sense?"},{"startTime":669.22,"endTime":669.54,"body":"Well,"},{"startTime":669.86,"endTime":670.26,"body":"even"},{"startTime":670.26,"endTime":670.9,"body":"college"},{"startTime":672.02,"endTime":672.3,"body":"is"},{"startTime":672.3,"endTime":672.5,"body":"an"},{"startTime":672.5,"endTime":672.98,"body":"acute"},{"startTime":673.14,"endTime":673.54,"body":"need."},{"startTime":674.26,"endTime":674.58,"body":"The"},{"startTime":674.58,"endTime":675.06,"body":"child's"},{"startTime":675.06,"endTime":675.62,"body":"college,"},{"startTime":675.86,"endTime":676.22,"body":"let's"},{"startTime":676.22,"endTime":676.34,"body":"say"},{"startTime":676.34,"endTime":676.5,"body":"it's"},{"startTime":676.5,"endTime":676.58,"body":"going"},{"startTime":676.58,"endTime":676.66,"body":"to"},{"startTime":676.66,"endTime":676.78,"body":"be"},{"startTime":676.78,"endTime":676.94,"body":"four"},{"startTime":676.94,"endTime":677.22,"body":"years,"},{"startTime":677.7,"endTime":678.02,"body":"right?"},{"startTime":678.02,"endTime":678.18,"body":"A"},{"startTime":678.18,"endTime":678.3,"body":"lot"},{"startTime":678.3,"endTime":678.42,"body":"of"},{"startTime":678.42,"endTime":678.66,"body":"kids"},{"startTime":678.66,"endTime":678.86,"body":"are"},{"startTime":678.86,"endTime":679.06,"body":"coming"},{"startTime":679.06,"endTime":679.26,"body":"home"},{"startTime":679.26,"endTime":679.42,"body":"from"},{"startTime":679.42,"endTime":679.58,"body":"their"},{"startTime":679.58,"endTime":679.82,"body":"first"},{"startTime":679.82,"endTime":680.26,"body":"semester"},{"startTime":680.26,"endTime":680.38,"body":"of"},{"startTime":680.38,"endTime":680.54,"body":"school"},{"startTime":680.54,"endTime":680.7,"body":"and"},{"startTime":680.7,"endTime":680.98,"body":"telling"},{"startTime":680.98,"endTime":681.1,"body":"their"},{"startTime":681.1,"endTime":681.46,"body":"parents,"},{"startTime":681.46,"endTime":681.98,"body":"hey,"},{"startTime":681.98,"endTime":682.14,"body":"I"},{"startTime":682.14,"endTime":682.3,"body":"just"},{"startTime":682.3,"endTime":682.54,"body":"learned"},{"startTime":682.54,"endTime":682.78,"body":"it's"},{"startTime":682.78,"endTime":682.9,"body":"going"},{"startTime":682.9,"endTime":682.98,"body":"to"},{"startTime":682.98,"endTime":683.06,"body":"take"},{"startTime":683.06,"endTime":683.18,"body":"me"},{"startTime":683.18,"endTime":683.38,"body":"five"},{"startTime":683.38,"endTime":683.58,"body":"years"},{"startTime":683.58,"endTime":683.74,"body":"to"},{"startTime":683.74,"endTime":684.26,"body":"graduate."},{"startTime":684.9,"endTime":685.14,"body":"Yeah,"},{"startTime":685.14,"endTime":685.34,"body":"no"},{"startTime":685.34,"endTime":685.62,"body":"problem."},{"startTime":686.18,"endTime":686.54,"body":"I'm"},{"startTime":686.54,"endTime":686.74,"body":"happy"},{"startTime":686.74,"endTime":686.86,"body":"to"},{"startTime":686.86,"endTime":687.02,"body":"pay"},{"startTime":687.02,"endTime":687.14,"body":"for"},{"startTime":687.14,"endTime":687.26,"body":"the"},{"startTime":687.26,"endTime":687.46,"body":"first"},{"startTime":687.46,"endTime":687.78,"body":"four"},{"startTime":688.58,"endTime":688.94,"body":"fifth"},{"startTime":688.94,"endTime":689.22,"body":"one's"},{"startTime":689.22,"endTime":689.34,"body":"on"},{"startTime":689.34,"endTime":689.62,"body":"you."},{"startTime":689.86,"endTime":690.34,"body":"College"},{"startTime":690.34,"endTime":690.54,"body":"is"},{"startTime":690.54,"endTime":690.7,"body":"an"},{"startTime":690.7,"endTime":691.02,"body":"acute"},{"startTime":691.02,"endTime":691.46,"body":"situation."},{"startTime":691.46,"endTime":691.78,"body":"It's"},{"startTime":691.78,"endTime":691.9,"body":"in"},{"startTime":691.9,"endTime":692.02,"body":"a"},{"startTime":692.02,"endTime":692.14,"body":"come"},{"startTime":692.14,"endTime":692.3,"body":"and"},{"startTime":692.3,"endTime":692.58,"body":"go."},{"startTime":693.22,"endTime":693.5,"body":"You"},{"startTime":693.5,"endTime":693.66,"body":"might"},{"startTime":693.66,"endTime":693.9,"body":"save"},{"startTime":693.9,"endTime":694.06,"body":"up"},{"startTime":694.06,"endTime":694.22,"body":"for"},{"startTime":694.22,"endTime":694.42,"body":"18"},{"startTime":694.42,"endTime":694.66,"body":"years"},{"startTime":694.66,"endTime":694.82,"body":"for"},{"startTime":694.82,"endTime":694.94,"body":"your"},{"startTime":694.94,"endTime":695.22,"body":"kids"},{"startTime":695.22,"endTime":695.58,"body":"college"},{"startTime":695.58,"endTime":695.78,"body":"and"},{"startTime":695.78,"endTime":695.98,"body":"your"},{"startTime":695.98,"endTime":696.18,"body":"kid"},{"startTime":696.18,"endTime":696.34,"body":"go"},{"startTime":696.34,"endTime":696.66,"body":"gets"},{"startTime":696.66,"endTime":696.9,"body":"age"},{"startTime":696.9,"endTime":697.18,"body":"18,"},{"startTime":697.18,"endTime":697.46,"body":"gets"},{"startTime":697.46,"endTime":697.58,"body":"out"},{"startTime":697.58,"endTime":697.7,"body":"of"},{"startTime":697.7,"endTime":697.82,"body":"high"},{"startTime":697.82,"endTime":697.98,"body":"school"},{"startTime":697.98,"endTime":698.14,"body":"and"},{"startTime":698.14,"endTime":698.42,"body":"says"},{"startTime":698.98,"endTime":699.26,"body":"not"},{"startTime":699.26,"endTime":699.46,"body":"doing"},{"startTime":699.46,"endTime":699.78,"body":"it,"},{"startTime":699.78,"endTime":700.06,"body":"I"},{"startTime":700.06,"endTime":700.22,"body":"have"},{"startTime":700.22,"endTime":700.419,"body":"no"},{"startTime":700.419,"endTime":700.7,"body":"interest"},{"startTime":700.7,"endTime":701.38,"body":"whatsoever."},{"startTime":701.94,"endTime":702.3,"body":"I'm"},{"startTime":702.3,"endTime":702.46,"body":"going"},{"startTime":702.46,"endTime":702.62,"body":"to"},{"startTime":702.62,"endTime":702.82,"body":"trade"},{"startTime":702.82,"endTime":703.1,"body":"school,"},{"startTime":703.1,"endTime":703.38,"body":"I'm"},{"startTime":703.38,"endTime":703.46,"body":"going"},{"startTime":703.46,"endTime":703.54,"body":"to"},{"startTime":703.54,"endTime":703.7,"body":"become"},{"startTime":703.7,"endTime":703.94,"body":"a"},{"startTime":703.94,"endTime":704.58,"body":"mechanic,"},{"startTime":704.82,"endTime":705.14,"body":"I'm"},{"startTime":705.14,"endTime":705.22,"body":"going"},{"startTime":705.22,"endTime":705.38,"body":"to"},{"startTime":705.38,"endTime":705.66,"body":"go"},{"startTime":705.66,"endTime":706.02,"body":"become"},{"startTime":706.02,"endTime":706.42,"body":"a"},{"startTime":706.66,"endTime":707.1,"body":"singer"},{"startTime":707.1,"endTime":707.22,"body":"in"},{"startTime":707.22,"endTime":707.3,"body":"a"},{"startTime":707.3,"endTime":707.82,"body":"roadshow."},{"startTime":707.82,"endTime":708.06,"body":"I"},{"startTime":708.06,"endTime":708.3,"body":"don't,"},{"startTime":708.3,"endTime":708.5,"body":"I"},{"startTime":708.5,"endTime":708.74,"body":"don't"},{"startTime":708.74,"endTime":708.98,"body":"know,"},{"startTime":709.38,"endTime":709.62,"body":"it"},{"startTime":709.62,"endTime":709.86,"body":"doesn't"},{"startTime":709.86,"endTime":709.94,"body":"make"},{"startTime":709.94,"endTime":710.06,"body":"any"},{"startTime":710.06,"endTime":710.34,"body":"difference."},{"startTime":710.34,"endTime":710.66,"body":"You'll"},{"startTime":710.66,"endTime":710.94,"body":"you'll"},{"startTime":710.94,"endTime":711.5,"body":"repurpose"},{"startTime":711.5,"endTime":711.66,"body":"that"},{"startTime":711.66,"endTime":711.94,"body":"money."},{"startTime":712.19,"endTime":712.31,"body":"But"},{"startTime":712.31,"endTime":712.59,"body":"that's"},{"startTime":712.59,"endTime":712.71,"body":"an"},{"startTime":712.71,"endTime":713.15,"body":"acute"},{"startTime":713.39,"endTime":713.95,"body":"situation,"},{"startTime":714.51,"endTime":714.79,"body":"one"},{"startTime":714.79,"endTime":714.91,"body":"of"},{"startTime":714.91,"endTime":715.07,"body":"the"},{"startTime":715.07,"endTime":715.71,"body":"chronic"},{"startTime":716.43,"endTime":717.11,"body":"situations,"},{"startTime":717.11,"endTime":717.27,"body":"and"},{"startTime":717.27,"endTime":717.51,"body":"I"},{"startTime":717.51,"endTime":717.75,"body":"think"},{"startTime":717.75,"endTime":718.03,"body":"of"},{"startTime":718.11,"endTime":718.35,"body":"a"},{"startTime":718.35,"endTime":718.47,"body":"more"},{"startTime":718.47,"endTime":718.91,"body":"positive"},{"startTime":718.91,"endTime":719.11,"body":"way"},{"startTime":719.11,"endTime":719.35,"body":"to"},{"startTime":719.35,"endTime":719.75,"body":"spin"},{"startTime":719.75,"endTime":720.03,"body":"that,"},{"startTime":720.27,"endTime":720.67,"body":"right?"},{"startTime":720.83,"endTime":721.15,"body":"Your"},{"startTime":721.15,"endTime":721.35,"body":"need"},{"startTime":721.35,"endTime":721.55,"body":"for"},{"startTime":721.55,"endTime":722.19,"body":"savings"},{"startTime":722.51,"endTime":722.91,"body":"is"},{"startTime":722.91,"endTime":723.63,"body":"chronic"},{"startTime":724.19,"endTime":724.55,"body":"and"},{"startTime":724.55,"endTime":724.87,"body":"it's"},{"startTime":724.87,"endTime":725.63,"body":"lifelong."},{"startTime":726.03,"endTime":726.31,"body":"And"},{"startTime":726.31,"endTime":726.67,"body":"it's,"},{"startTime":726.67,"endTime":726.99,"body":"it's"},{"startTime":726.99,"endTime":727.07,"body":"one"},{"startTime":727.07,"endTime":727.15,"body":"of"},{"startTime":727.15,"endTime":727.27,"body":"these"},{"startTime":727.27,"endTime":727.55,"body":"things"},{"startTime":727.55,"endTime":727.83,"body":"you"},{"startTime":727.83,"endTime":728.11,"body":"can"},{"startTime":728.11,"endTime":728.509,"body":"never"},{"startTime":728.59,"endTime":728.99,"body":"stop"},{"startTime":729.23,"endTime":729.63,"body":"doing"},{"startTime":730.11,"endTime":730.47,"body":"because"},{"startTime":730.47,"endTime":730.75,"body":"when"},{"startTime":730.75,"endTime":731.07,"body":"you"},{"startTime":731.15,"endTime":731.95,"body":"overcome"},{"startTime":732.11,"endTime":732.51,"body":"one"},{"startTime":733.15,"endTime":733.95,"body":"emergency"},{"startTime":733.95,"endTime":734.59,"body":"situation."},{"startTime":734.83,"endTime":735.31,"body":"Tires"},{"startTime":735.31,"endTime":735.43,"body":"from"},{"startTime":735.43,"endTime":735.59,"body":"my"},{"startTime":735.59,"endTime":735.79,"body":"car"},{"startTime":735.79,"endTime":736.03,"body":"two"},{"startTime":736.03,"endTime":736.27,"body":"months"},{"startTime":736.27,"endTime":736.59,"body":"ago,"},{"startTime":737.23,"endTime":737.63,"body":"fifteen"},{"startTime":737.63,"endTime":737.95,"body":"hundred"},{"startTime":737.95,"endTime":738.35,"body":"dollars"},{"startTime":738.67,"endTime":739.55,"body":"rebalancing."},{"startTime":740.11,"endTime":740.39,"body":"What"},{"startTime":740.39,"endTime":740.59,"body":"was"},{"startTime":740.59,"endTime":740.91,"body":"that?"},{"startTime":741.19,"endTime":741.31,"body":"That"},{"startTime":741.31,"endTime":741.51,"body":"happened"},{"startTime":741.51,"endTime":741.63,"body":"to"},{"startTime":741.63,"endTime":741.91,"body":"my,"},{"startTime":742.15,"endTime":742.55,"body":"the."},{"startTime":742.95,"endTime":743.23,"body":"My"},{"startTime":743.23,"endTime":743.47,"body":"truck"},{"startTime":743.47,"endTime":743.63,"body":"was"},{"startTime":743.63,"endTime":743.75,"body":"out"},{"startTime":743.75,"endTime":743.87,"body":"of"},{"startTime":743.87,"endTime":744.47,"body":"alignment,"},{"startTime":744.47,"endTime":744.87,"body":"right."},{"startTime":744.95,"endTime":745.19,"body":"It"},{"startTime":745.19,"endTime":745.27,"body":"was"},{"startTime":745.27,"endTime":745.39,"body":"an"},{"startTime":745.39,"endTime":745.75,"body":"acute"},{"startTime":745.75,"endTime":746.23,"body":"situation."},{"startTime":746.47,"endTime":746.87,"body":"Guess"},{"startTime":746.87,"endTime":747.19,"body":"what?"},{"startTime":747.51,"endTime":747.95,"body":"There's"},{"startTime":747.95,"endTime":748.11,"body":"going"},{"startTime":748.11,"endTime":748.23,"body":"to"},{"startTime":748.23,"endTime":748.35,"body":"be"},{"startTime":748.35,"endTime":748.55,"body":"something"},{"startTime":748.55,"endTime":748.95,"body":"else,"},{"startTime":749.83,"endTime":750.23,"body":"right?"},{"startTime":750.31,"endTime":750.63,"body":"So"},{"startTime":750.63,"endTime":750.91,"body":"the"},{"startTime":750.91,"endTime":751.27,"body":"need"},{"startTime":751.83,"endTime":752.19,"body":"for"},{"startTime":752.19,"endTime":752.95,"body":"savings"},{"startTime":753.75,"endTime":754.07,"body":"is"},{"startTime":754.07,"endTime":754.23,"body":"going"},{"startTime":754.23,"endTime":754.31,"body":"to"},{"startTime":754.31,"endTime":754.43,"body":"be"},{"startTime":754.43,"endTime":755.03,"body":"chronic"},{"startTime":756.15,"endTime":756.43,"body":"and"},{"startTime":756.43,"endTime":756.71,"body":"the"},{"startTime":756.71,"endTime":757.27,"body":"acute"},{"startTime":757.27,"endTime":757.79,"body":"situations"},{"startTime":757.79,"endTime":757.95,"body":"will"},{"startTime":757.95,"endTime":758.07,"body":"come"},{"startTime":758.07,"endTime":758.19,"body":"and"},{"startTime":758.19,"endTime":758.43,"body":"go."},{"startTime":758.43,"endTime":758.67,"body":"The"},{"startTime":758.67,"endTime":759.11,"body":"cars,"},{"startTime":759.35,"endTime":759.67,"body":"the"},{"startTime":759.67,"endTime":760.23,"body":"college."},{"startTime":760.87,"endTime":761.27,"body":"Now,"},{"startTime":761.75,"endTime":761.99,"body":"one"},{"startTime":761.99,"endTime":762.11,"body":"of"},{"startTime":762.11,"endTime":762.23,"body":"the"},{"startTime":762.23,"endTime":762.35,"body":"things"},{"startTime":762.35,"endTime":762.51,"body":"that"},{"startTime":762.51,"endTime":762.71,"body":"will"},{"startTime":762.71,"endTime":763.11,"body":"hopefully"},{"startTime":763.11,"endTime":763.43,"body":"become"},{"startTime":763.67,"endTime":763.95,"body":"a"},{"startTime":763.95,"endTime":764.35,"body":"habit"},{"startTime":764.35,"endTime":764.51,"body":"for"},{"startTime":764.51,"endTime":764.79,"body":"you"},{"startTime":765.03,"endTime":765.39,"body":"is"},{"startTime":765.39,"endTime":765.91,"body":"developing"},{"startTime":765.91,"endTime":766.11,"body":"a"},{"startTime":766.11,"endTime":766.55,"body":"desire"},{"startTime":766.55,"endTime":766.75,"body":"and"},{"startTime":766.75,"endTime":766.91,"body":"an"},{"startTime":766.91,"endTime":767.19,"body":"interest"},{"startTime":767.27,"endTime":767.51,"body":"in"},{"startTime":767.51,"endTime":767.63,"body":"the"},{"startTime":767.63,"endTime":767.87,"body":"research"},{"startTime":767.87,"endTime":768.11,"body":"and"},{"startTime":768.11,"endTime":768.27,"body":"the"},{"startTime":768.27,"endTime":768.67,"body":"skills"},{"startTime":768.67,"endTime":768.91,"body":"to,"},{"startTime":769.06,"endTime":769.22,"body":"to"},{"startTime":769.22,"endTime":769.5,"body":"buy"},{"startTime":769.5,"endTime":769.82,"body":"and"},{"startTime":769.82,"endTime":770.1,"body":"to"},{"startTime":770.1,"endTime":770.42,"body":"create"},{"startTime":770.82,"endTime":771.14,"body":"new"},{"startTime":771.14,"endTime":771.7,"body":"assets."},{"startTime":772.74,"endTime":773.02,"body":"And"},{"startTime":773.02,"endTime":773.18,"body":"the"},{"startTime":773.18,"endTime":773.34,"body":"first"},{"startTime":773.34,"endTime":773.5,"body":"thing"},{"startTime":773.5,"endTime":773.66,"body":"that"},{"startTime":773.66,"endTime":773.82,"body":"has"},{"startTime":773.82,"endTime":773.98,"body":"to"},{"startTime":773.98,"endTime":774.26,"body":"happen"},{"startTime":774.42,"endTime":774.7,"body":"is"},{"startTime":774.7,"endTime":774.86,"body":"you"},{"startTime":774.86,"endTime":774.98,"body":"have"},{"startTime":774.98,"endTime":775.14,"body":"to"},{"startTime":775.14,"endTime":775.46,"body":"develop"},{"startTime":775.46,"endTime":775.74,"body":"the"},{"startTime":775.74,"endTime":775.98,"body":"skill"},{"startTime":775.98,"endTime":776.22,"body":"of"},{"startTime":776.22,"endTime":776.82,"body":"savings"},{"startTime":776.98,"endTime":777.26,"body":"so"},{"startTime":777.26,"endTime":777.38,"body":"that"},{"startTime":777.38,"endTime":777.58,"body":"you're"},{"startTime":777.58,"endTime":777.86,"body":"adding"},{"startTime":777.86,"endTime":778.02,"body":"to"},{"startTime":778.02,"endTime":778.14,"body":"your"},{"startTime":778.14,"endTime":778.42,"body":"capital"},{"startTime":778.42,"endTime":778.9,"body":"base"},{"startTime":778.98,"endTime":779.38,"body":"every"},{"startTime":779.38,"endTime":779.86,"body":"single"},{"startTime":779.86,"endTime":780.18,"body":"week,"},{"startTime":780.18,"endTime":780.5,"body":"every"},{"startTime":780.5,"endTime":780.86,"body":"single"},{"startTime":780.86,"endTime":781.1,"body":"month,"},{"startTime":781.1,"endTime":781.38,"body":"every"},{"startTime":781.38,"endTime":781.7,"body":"single"},{"startTime":781.7,"endTime":782.02,"body":"quarter,"},{"startTime":782.02,"endTime":782.3,"body":"every"},{"startTime":782.3,"endTime":782.62,"body":"single"},{"startTime":782.62,"endTime":782.9,"body":"year,"},{"startTime":782.98,"endTime":783.3,"body":"every"},{"startTime":783.3,"endTime":783.66,"body":"single"},{"startTime":783.66,"endTime":784.1,"body":"decade."},{"startTime":784.819,"endTime":785.099,"body":"I"},{"startTime":785.099,"endTime":785.34,"body":"tell"},{"startTime":785.34,"endTime":785.58,"body":"my"},{"startTime":785.58,"endTime":785.94,"body":"clients"},{"startTime":786.02,"endTime":786.3,"body":"you"},{"startTime":786.3,"endTime":786.5,"body":"should"},{"startTime":786.5,"endTime":786.7,"body":"be"},{"startTime":786.7,"endTime":786.9,"body":"looking"},{"startTime":786.9,"endTime":787.1,"body":"at"},{"startTime":787.1,"endTime":787.34,"body":"your"},{"startTime":787.34,"endTime":787.66,"body":"net"},{"startTime":787.66,"endTime":788.14,"body":"worth"},{"startTime":788.14,"endTime":788.5,"body":"statement"},{"startTime":788.98,"endTime":789.34,"body":"every"},{"startTime":789.34,"endTime":789.62,"body":"three"},{"startTime":789.62,"endTime":789.94,"body":"months."},{"startTime":790.34,"endTime":790.74,"body":"Don't"},{"startTime":790.74,"endTime":791.3,"body":"agonize"},{"startTime":791.3,"endTime":791.5,"body":"over"},{"startTime":791.5,"endTime":791.7,"body":"it,"},{"startTime":791.7,"endTime":791.94,"body":"don't"},{"startTime":791.94,"endTime":792.1,"body":"go"},{"startTime":792.1,"endTime":792.46,"body":"crazy"},{"startTime":792.46,"endTime":792.62,"body":"over"},{"startTime":792.62,"endTime":792.9,"body":"it,"},{"startTime":792.98,"endTime":793.3,"body":"but"},{"startTime":793.3,"endTime":793.54,"body":"look"},{"startTime":793.54,"endTime":793.74,"body":"at"},{"startTime":793.74,"endTime":794.02,"body":"it"},{"startTime":794.42,"endTime":794.78,"body":"and"},{"startTime":794.78,"endTime":795.02,"body":"see"},{"startTime":795.02,"endTime":795.18,"body":"if"},{"startTime":795.18,"endTime":795.38,"body":"you're"},{"startTime":795.38,"endTime":795.58,"body":"making"},{"startTime":795.58,"endTime":795.9,"body":"even"},{"startTime":795.9,"endTime":796.14,"body":"a"},{"startTime":796.14,"endTime":796.3,"body":"little"},{"startTime":796.3,"endTime":796.46,"body":"bit"},{"startTime":796.46,"endTime":796.62,"body":"of"},{"startTime":796.62,"endTime":797.06,"body":"progress."},{"startTime":797.58,"endTime":797.7,"body":"If"},{"startTime":797.7,"endTime":797.9,"body":"you're"},{"startTime":797.9,"endTime":798.02,"body":"not"},{"startTime":798.02,"endTime":798.26,"body":"making"},{"startTime":798.26,"endTime":798.86,"body":"progress,"},{"startTime":798.86,"endTime":799.18,"body":"if"},{"startTime":799.18,"endTime":799.42,"body":"you're"},{"startTime":799.42,"endTime":799.62,"body":"going"},{"startTime":799.62,"endTime":800.1,"body":"backwards"},{"startTime":800.1,"endTime":800.62,"body":"slightly"},{"startTime":800.62,"endTime":800.9,"body":"or"},{"startTime":800.9,"endTime":801.18,"body":"even"},{"startTime":801.18,"endTime":801.42,"body":"going"},{"startTime":801.42,"endTime":801.82,"body":"backwards"},{"startTime":801.82,"endTime":801.98,"body":"a"},{"startTime":801.98,"endTime":802.14,"body":"great"},{"startTime":802.14,"endTime":802.46,"body":"deal,"},{"startTime":802.94,"endTime":803.34,"body":"then"},{"startTime":803.58,"endTime":804.06,"body":"there's"},{"startTime":804.06,"endTime":804.34,"body":"some"},{"startTime":804.34,"endTime":804.82,"body":"changes"},{"startTime":804.82,"endTime":804.98,"body":"that"},{"startTime":804.98,"endTime":805.14,"body":"need"},{"startTime":805.14,"endTime":805.26,"body":"to"},{"startTime":805.26,"endTime":805.42,"body":"be"},{"startTime":805.42,"endTime":805.66,"body":"made,"},{"startTime":805.66,"endTime":805.94,"body":"maybe"},{"startTime":805.94,"endTime":806.38,"body":"wholesale"},{"startTime":806.38,"endTime":806.86,"body":"changes,"},{"startTime":807.42,"endTime":807.86,"body":"maybe"},{"startTime":807.86,"endTime":808.22,"body":"serious"},{"startTime":808.22,"endTime":808.78,"body":"changes,"},{"startTime":808.94,"endTime":809.22,"body":"because"},{"startTime":809.22,"endTime":809.46,"body":"you're"},{"startTime":809.46,"endTime":809.62,"body":"not"},{"startTime":809.62,"endTime":809.86,"body":"paying"},{"startTime":809.86,"endTime":810.18,"body":"attention"},{"startTime":810.18,"endTime":810.54,"body":"to"},{"startTime":810.78,"endTime":811.1,"body":"that"},{"startTime":811.1,"endTime":811.42,"body":"need"},{"startTime":811.66,"endTime":812.02,"body":"that's"},{"startTime":812.02,"endTime":812.14,"body":"going"},{"startTime":812.14,"endTime":812.26,"body":"to"},{"startTime":812.26,"endTime":812.42,"body":"take"},{"startTime":812.42,"endTime":812.62,"body":"care"},{"startTime":812.62,"endTime":812.82,"body":"of"},{"startTime":812.82,"endTime":813.02,"body":"you"},{"startTime":813.02,"endTime":813.299,"body":"and"},{"startTime":813.299,"endTime":813.58,"body":"your"},{"startTime":813.58,"endTime":814.14,"body":"spouse"},{"startTime":814.46,"endTime":814.86,"body":"into"},{"startTime":815.18,"endTime":815.58,"body":"the"},{"startTime":815.58,"endTime":816.54,"body":"decades"},{"startTime":816.86,"endTime":817.18,"body":"of"},{"startTime":817.18,"endTime":817.82,"body":"retirement."},{"startTime":817.98,"endTime":818.26,"body":"And"},{"startTime":818.26,"endTime":818.42,"body":"if"},{"startTime":818.42,"endTime":818.58,"body":"you"},{"startTime":818.58,"endTime":818.74,"body":"have"},{"startTime":818.74,"endTime":818.98,"body":"any"},{"startTime":818.98,"endTime":819.42,"body":"desire"},{"startTime":819.42,"endTime":819.62,"body":"to"},{"startTime":819.62,"endTime":819.9,"body":"create"},{"startTime":820.54,"endTime":821.1,"body":"generational"},{"startTime":821.1,"endTime":821.5,"body":"wealth"},{"startTime":821.66,"endTime":821.98,"body":"or"},{"startTime":821.98,"endTime":822.3,"body":"create"},{"startTime":822.3,"endTime":822.98,"body":"inheritance"},{"startTime":822.98,"endTime":823.14,"body":"of"},{"startTime":823.14,"endTime":823.34,"body":"any"},{"startTime":823.34,"endTime":823.66,"body":"kind,"},{"startTime":823.9,"endTime":824.22,"body":"or"},{"startTime":824.22,"endTime":824.54,"body":"create"},{"startTime":824.54,"endTime":824.98,"body":"gifts"},{"startTime":824.98,"endTime":825.22,"body":"to"},{"startTime":825.22,"endTime":825.7,"body":"charities"},{"startTime":825.7,"endTime":825.98,"body":"or"},{"startTime":825.98,"endTime":826.42,"body":"churches"},{"startTime":826.42,"endTime":826.62,"body":"or"},{"startTime":826.62,"endTime":827.14,"body":"missionaries"},{"startTime":827.14,"endTime":827.34,"body":"or"},{"startTime":827.34,"endTime":827.82,"body":"missions"},{"startTime":828.22,"endTime":828.42,"body":"or"},{"startTime":828.42,"endTime":829.1,"body":"causes,"},{"startTime":830.14,"endTime":830.54,"body":"then"},{"startTime":830.62,"endTime":830.98,"body":"you're"},{"startTime":830.98,"endTime":831.1,"body":"going"},{"startTime":831.1,"endTime":831.22,"body":"to"},{"startTime":831.22,"endTime":831.34,"body":"have"},{"startTime":831.34,"endTime":831.42,"body":"to"},{"startTime":831.42,"endTime":831.54,"body":"be"},{"startTime":831.54,"endTime":831.74,"body":"the"},{"startTime":831.74,"endTime":832.38,"body":"master"},{"startTime":833.18,"endTime":833.5,"body":"of"},{"startTime":833.5,"endTime":833.74,"body":"your"},{"startTime":833.74,"endTime":834.1,"body":"wealth"},{"startTime":834.1,"endTime":834.46,"body":"plan."},{"startTime":835.1,"endTime":835.42,"body":"And"},{"startTime":835.42,"endTime":835.66,"body":"that"},{"startTime":835.66,"endTime":836.22,"body":"entails"},{"startTime":836.38,"endTime":836.78,"body":"getting"},{"startTime":836.78,"endTime":837.14,"body":"these"},{"startTime":837.14,"endTime":837.74,"body":"basics"},{"startTime":837.74,"endTime":838.14,"body":"down,"},{"startTime":839.34,"endTime":840.02,"body":"developing"},{"startTime":840.02,"endTime":840.34,"body":"this"},{"startTime":840.34,"endTime":840.7,"body":"just"},{"startTime":840.78,"endTime":841.58,"body":"horrendous."},{"startTime":841.74,"endTime":842.02,"body":"I"},{"startTime":842.02,"endTime":842.22,"body":"hate"},{"startTime":842.22,"endTime":842.34,"body":"the"},{"startTime":842.34,"endTime":842.7,"body":"word"},{"startTime":842.94,"endTime":843.5,"body":"discipline."},{"startTime":843.5,"endTime":843.7,"body":"I"},{"startTime":843.7,"endTime":843.9,"body":"hate"},{"startTime":843.9,"endTime":844.02,"body":"the"},{"startTime":844.02,"endTime":844.34,"body":"word,"},{"startTime":844.34,"endTime":844.58,"body":"by"},{"startTime":844.58,"endTime":844.74,"body":"the"},{"startTime":844.74,"endTime":845.02,"body":"way,"},{"startTime":845.66,"endTime":846.38,"body":"discipline"},{"startTime":846.78,"endTime":847.14,"body":"of"},{"startTime":847.14,"endTime":847.82,"body":"savings."},{"startTime":848.46,"endTime":848.86,"body":"And"},{"startTime":849.1,"endTime":849.46,"body":"you"},{"startTime":849.46,"endTime":849.82,"body":"start"},{"startTime":849.82,"endTime":850.54,"body":"practicing"},{"startTime":850.54,"endTime":850.82,"body":"that"},{"startTime":850.82,"endTime":851.34,"body":"discipline"},{"startTime":851.34,"endTime":851.54,"body":"of"},{"startTime":851.54,"endTime":852.14,"body":"savings"},{"startTime":852.46,"endTime":852.82,"body":"after"},{"startTime":852.82,"endTime":853.1,"body":"five"},{"startTime":853.1,"endTime":853.3,"body":"or"},{"startTime":853.3,"endTime":853.46,"body":"10"},{"startTime":853.46,"endTime":853.74,"body":"years,"},{"startTime":854.49,"endTime":854.69,"body":"it's"},{"startTime":854.69,"endTime":855.05,"body":"hardly"},{"startTime":855.21,"endTime":855.49,"body":"even"},{"startTime":855.49,"endTime":855.61,"body":"going"},{"startTime":855.61,"endTime":855.69,"body":"to"},{"startTime":855.69,"endTime":855.85,"body":"hurt"},{"startTime":855.85,"endTime":856.25,"body":"anymore."},{"startTime":857.21,"endTime":857.49,"body":"Or"},{"startTime":857.49,"endTime":857.65,"body":"if"},{"startTime":857.65,"endTime":857.77,"body":"it"},{"startTime":857.77,"endTime":857.93,"body":"does"},{"startTime":857.93,"endTime":858.21,"body":"continue"},{"startTime":858.21,"endTime":858.41,"body":"to"},{"startTime":858.41,"endTime":858.73,"body":"hurt,"},{"startTime":858.73,"endTime":859.13,"body":"you'll"},{"startTime":859.13,"endTime":859.25,"body":"get"},{"startTime":859.25,"endTime":859.41,"body":"used"},{"startTime":859.41,"endTime":859.53,"body":"to"},{"startTime":859.53,"endTime":859.65,"body":"the"},{"startTime":859.65,"endTime":860.01,"body":"pain,"},{"startTime":860.81,"endTime":861.21,"body":"Right?"},{"startTime":861.85,"endTime":862.25,"body":"Right."},{"startTime":862.81,"endTime":863.13,"body":"Well,"},{"startTime":863.13,"endTime":863.33,"body":"and"},{"startTime":863.33,"endTime":863.49,"body":"we"},{"startTime":863.49,"endTime":863.77,"body":"get,"},{"startTime":864.17,"endTime":864.45,"body":"we"},{"startTime":864.45,"endTime":864.61,"body":"get"},{"startTime":864.61,"endTime":864.85,"body":"into"},{"startTime":864.85,"endTime":865.21,"body":"this"},{"startTime":866.25,"endTime":866.89,"body":"thinking"},{"startTime":866.97,"endTime":867.37,"body":"of,"},{"startTime":868.25,"endTime":868.53,"body":"you"},{"startTime":868.53,"endTime":868.73,"body":"know,"},{"startTime":868.73,"endTime":868.97,"body":"just,"},{"startTime":868.97,"endTime":869.21,"body":"just"},{"startTime":869.21,"endTime":869.41,"body":"to"},{"startTime":869.41,"endTime":869.69,"body":"use"},{"startTime":869.929,"endTime":870.209,"body":"the"},{"startTime":870.209,"endTime":870.61,"body":"savings"},{"startTime":870.61,"endTime":870.97,"body":"idea,"},{"startTime":870.97,"endTime":871.21,"body":"right?"},{"startTime":871.21,"endTime":871.45,"body":"We're"},{"startTime":871.45,"endTime":871.53,"body":"going"},{"startTime":871.53,"endTime":871.65,"body":"to"},{"startTime":871.65,"endTime":871.89,"body":"save"},{"startTime":871.89,"endTime":872.01,"body":"for"},{"startTime":872.01,"endTime":872.37,"body":"college."},{"startTime":872.37,"endTime":872.65,"body":"We've"},{"startTime":872.65,"endTime":872.89,"body":"talked"},{"startTime":872.89,"endTime":873.13,"body":"about,"},{"startTime":873.61,"endTime":873.89,"body":"you"},{"startTime":873.89,"endTime":874.01,"body":"want"},{"startTime":874.01,"endTime":874.13,"body":"to"},{"startTime":874.13,"endTime":874.37,"body":"save"},{"startTime":874.37,"endTime":874.49,"body":"for"},{"startTime":874.49,"endTime":874.61,"body":"a"},{"startTime":874.61,"endTime":874.85,"body":"car."},{"startTime":874.85,"endTime":875.17,"body":"You've"},{"startTime":875.17,"endTime":875.37,"body":"talked"},{"startTime":875.37,"endTime":875.57,"body":"about"},{"startTime":875.57,"endTime":875.97,"body":"cars"},{"startTime":875.97,"endTime":876.25,"body":"already,"},{"startTime":876.33,"endTime":876.73,"body":"right?"},{"startTime":876.81,"endTime":877.09,"body":"So"},{"startTime":877.09,"endTime":877.21,"body":"we"},{"startTime":877.21,"endTime":877.29,"body":"have"},{"startTime":877.29,"endTime":877.57,"body":"cars"},{"startTime":877.57,"endTime":877.73,"body":"and"},{"startTime":877.73,"endTime":878.09,"body":"colleges."},{"startTime":878.09,"endTime":878.37,"body":"We"},{"startTime":878.37,"endTime":878.49,"body":"want"},{"startTime":878.49,"endTime":878.61,"body":"to"},{"startTime":878.61,"endTime":878.85,"body":"save"},{"startTime":878.85,"endTime":879.09,"body":"for"},{"startTime":879.09,"endTime":879.77,"body":"retirement."},{"startTime":880.17,"endTime":880.29,"body":"We"},{"startTime":880.29,"endTime":880.65,"body":"don't"},{"startTime":880.97,"endTime":881.25,"body":"call"},{"startTime":881.25,"endTime":881.41,"body":"it"},{"startTime":881.41,"endTime":881.61,"body":"put"},{"startTime":881.61,"endTime":881.93,"body":"money"},{"startTime":882.33,"endTime":882.69,"body":"away"},{"startTime":882.69,"endTime":882.97,"body":"for"},{"startTime":882.97,"endTime":883.61,"body":"retirement,"},{"startTime":884.17,"endTime":884.57,"body":"but"},{"startTime":885.61,"endTime":885.89,"body":"I"},{"startTime":885.89,"endTime":886.05,"body":"think"},{"startTime":886.05,"endTime":886.25,"body":"Those"},{"startTime":886.25,"endTime":886.81,"body":"definitions"},{"startTime":886.81,"endTime":887.13,"body":"are"},{"startTime":887.21,"endTime":887.49,"body":"kind"},{"startTime":887.49,"endTime":887.61,"body":"of"},{"startTime":887.61,"endTime":887.73,"body":"the"},{"startTime":887.73,"endTime":888.01,"body":"same,"},{"startTime":888.01,"endTime":888.41,"body":"right?"},{"startTime":888.49,"endTime":888.85,"body":"We"},{"startTime":888.85,"endTime":889.17,"body":"tend"},{"startTime":889.17,"endTime":889.45,"body":"to"},{"startTime":889.45,"endTime":889.77,"body":"put"},{"startTime":889.77,"endTime":889.97,"body":"them"},{"startTime":889.97,"endTime":890.17,"body":"in"},{"startTime":890.17,"endTime":890.73,"body":"compartments"},{"startTime":890.73,"endTime":890.93,"body":"in"},{"startTime":890.93,"endTime":891.09,"body":"our"},{"startTime":891.09,"endTime":891.37,"body":"head"},{"startTime":891.77,"endTime":892.17,"body":"and"},{"startTime":892.17,"endTime":892.57,"body":"go,"},{"startTime":892.65,"endTime":892.97,"body":"well,"},{"startTime":892.97,"endTime":893.25,"body":"I'm"},{"startTime":893.25,"endTime":893.45,"body":"going"},{"startTime":893.45,"endTime":893.77,"body":"to"},{"startTime":894.01,"endTime":894.37,"body":"build"},{"startTime":894.37,"endTime":894.57,"body":"up"},{"startTime":894.57,"endTime":894.73,"body":"for"},{"startTime":894.73,"endTime":895.37,"body":"retirement."},{"startTime":895.45,"endTime":895.77,"body":"But"},{"startTime":895.77,"endTime":896.09,"body":"that's"},{"startTime":896.09,"endTime":896.53,"body":"savings,"},{"startTime":896.53,"endTime":896.89,"body":"right?"},{"startTime":897.05,"endTime":897.41,"body":"That's"},{"startTime":897.41,"endTime":897.57,"body":"just"},{"startTime":897.57,"endTime":898.09,"body":"savings."},{"startTime":898.09,"endTime":898.37,"body":"You"},{"startTime":898.37,"endTime":898.53,"body":"know,"},{"startTime":898.53,"endTime":899.21,"body":"traditionally"},{"startTime":899.53,"endTime":899.81,"body":"you"},{"startTime":899.81,"endTime":899.97,"body":"kind"},{"startTime":899.97,"endTime":900.25,"body":"of"},{"startTime":900.41,"endTime":900.77,"body":"can't"},{"startTime":900.77,"endTime":901.13,"body":"touch,"},{"startTime":901.21,"endTime":901.57,"body":"which"},{"startTime":901.57,"endTime":901.97,"body":"becomes"},{"startTime":901.97,"endTime":902.09,"body":"a"},{"startTime":902.09,"endTime":902.33,"body":"problem."},{"startTime":902.81,"endTime":903.17,"body":"And"},{"startTime":903.17,"endTime":903.49,"body":"then"},{"startTime":903.49,"endTime":903.73,"body":"you"},{"startTime":903.73,"endTime":903.97,"body":"have"},{"startTime":903.97,"endTime":904.45,"body":"savings"},{"startTime":904.45,"endTime":904.61,"body":"for"},{"startTime":904.61,"endTime":904.81,"body":"the"},{"startTime":904.81,"endTime":905.13,"body":"car"},{"startTime":905.21,"endTime":905.49,"body":"that"},{"startTime":905.49,"endTime":905.69,"body":"you"},{"startTime":905.69,"endTime":906.01,"body":"need"},{"startTime":906.17,"endTime":906.45,"body":"down"},{"startTime":906.45,"endTime":906.61,"body":"the"},{"startTime":906.61,"endTime":906.89,"body":"road"},{"startTime":906.97,"endTime":907.37,"body":"or"},{"startTime":907.69,"endTime":907.97,"body":"you"},{"startTime":907.97,"endTime":908.13,"body":"have"},{"startTime":908.13,"endTime":908.53,"body":"savings"},{"startTime":908.53,"endTime":908.73,"body":"for"},{"startTime":908.73,"endTime":909.01,"body":"that"},{"startTime":909.01,"endTime":909.69,"body":"college"},{"startTime":909.69,"endTime":910.01,"body":"coming"},{"startTime":910.01,"endTime":910.21,"body":"up,"},{"startTime":910.21,"endTime":910.37,"body":"you"},{"startTime":910.37,"endTime":910.57,"body":"have"},{"startTime":910.57,"endTime":910.77,"body":"the"},{"startTime":910.77,"endTime":911.33,"body":"emergency"},{"startTime":911.33,"endTime":911.69,"body":"fund,"},{"startTime":912.55,"endTime":912.71,"body":"you"},{"startTime":912.71,"endTime":913.03,"body":"have"},{"startTime":913.03,"endTime":913.31,"body":"all"},{"startTime":913.31,"endTime":913.47,"body":"of"},{"startTime":913.47,"endTime":913.63,"body":"these"},{"startTime":913.63,"endTime":913.91,"body":"different"},{"startTime":913.91,"endTime":914.63,"body":"piles,"},{"startTime":914.71,"endTime":915.11,"body":"right?"},{"startTime":915.43,"endTime":916.07,"body":"Silos,"},{"startTime":916.71,"endTime":917.31,"body":"silos,"},{"startTime":917.31,"endTime":917.63,"body":"that's"},{"startTime":917.63,"endTime":917.91,"body":"it."},{"startTime":918.15,"endTime":918.43,"body":"And"},{"startTime":918.43,"endTime":918.67,"body":"that's"},{"startTime":918.67,"endTime":918.87,"body":"it."},{"startTime":918.87,"endTime":919.03,"body":"I"},{"startTime":919.03,"endTime":919.23,"body":"think"},{"startTime":919.23,"endTime":919.47,"body":"we"},{"startTime":919.47,"endTime":919.63,"body":"have"},{"startTime":919.63,"endTime":919.83,"body":"to"},{"startTime":919.83,"endTime":920.15,"body":"stop"},{"startTime":920.47,"endTime":920.95,"body":"thinking"},{"startTime":920.95,"endTime":921.19,"body":"about"},{"startTime":921.19,"endTime":921.55,"body":"money"},{"startTime":921.55,"endTime":921.83,"body":"in"},{"startTime":921.83,"endTime":922.23,"body":"separate"},{"startTime":922.23,"endTime":922.75,"body":"silos"},{"startTime":922.75,"endTime":922.99,"body":"and"},{"startTime":922.99,"endTime":923.23,"body":"start"},{"startTime":923.23,"endTime":923.63,"body":"thinking"},{"startTime":923.63,"endTime":923.83,"body":"of"},{"startTime":923.83,"endTime":924.07,"body":"it"},{"startTime":924.31,"endTime":924.63,"body":"as"},{"startTime":924.63,"endTime":924.83,"body":"a"},{"startTime":924.83,"endTime":925.11,"body":"system."},{"startTime":926.15,"endTime":926.43,"body":"And"},{"startTime":926.43,"endTime":926.59,"body":"I"},{"startTime":926.59,"endTime":926.75,"body":"think"},{"startTime":926.75,"endTime":926.95,"body":"in"},{"startTime":926.95,"endTime":927.27,"body":"doing"},{"startTime":927.27,"endTime":927.67,"body":"that"},{"startTime":928.63,"endTime":928.99,"body":"is"},{"startTime":928.99,"endTime":929.35,"body":"when."},{"startTime":929.75,"endTime":930.15,"body":"Now,"},{"startTime":930.39,"endTime":930.75,"body":"now"},{"startTime":930.75,"endTime":931.11,"body":"you're"},{"startTime":931.11,"endTime":931.27,"body":"really"},{"startTime":931.27,"endTime":931.67,"body":"changing"},{"startTime":931.67,"endTime":931.83,"body":"the"},{"startTime":931.83,"endTime":931.95,"body":"way"},{"startTime":931.95,"endTime":932.11,"body":"you"},{"startTime":932.11,"endTime":932.39,"body":"think"},{"startTime":932.55,"endTime":932.87,"body":"about"},{"startTime":932.87,"endTime":933.11,"body":"your"},{"startTime":933.11,"endTime":933.67,"body":"finances."},{"startTime":933.75,"endTime":934.15,"body":"Now"},{"startTime":934.39,"endTime":934.67,"body":"you"},{"startTime":934.67,"endTime":934.87,"body":"go,"},{"startTime":934.87,"endTime":935.19,"body":"oh,"},{"startTime":935.19,"endTime":935.67,"body":"okay,"},{"startTime":935.83,"endTime":936.11,"body":"well"},{"startTime":936.11,"endTime":936.27,"body":"what"},{"startTime":936.27,"endTime":936.55,"body":"if,"},{"startTime":936.55,"endTime":936.83,"body":"what"},{"startTime":936.83,"endTime":937.11,"body":"if"},{"startTime":938.02,"endTime":938.26,"body":"there's"},{"startTime":938.26,"endTime":938.38,"body":"a"},{"startTime":938.38,"endTime":939.06,"body":"vehicle"},{"startTime":939.3,"endTime":939.62,"body":"where"},{"startTime":939.62,"endTime":939.82,"body":"I"},{"startTime":939.82,"endTime":940.02,"body":"can"},{"startTime":940.02,"endTime":940.34,"body":"do"},{"startTime":940.82,"endTime":941.14,"body":"all"},{"startTime":941.14,"endTime":941.38,"body":"of"},{"startTime":941.38,"endTime":941.7,"body":"this"},{"startTime":943.38,"endTime":943.74,"body":"under"},{"startTime":943.74,"endTime":943.98,"body":"one"},{"startTime":943.98,"endTime":944.66,"body":"warehouse,"},{"startTime":944.66,"endTime":944.94,"body":"so"},{"startTime":944.94,"endTime":945.06,"body":"to"},{"startTime":945.06,"endTime":945.38,"body":"speak,"},{"startTime":946.58,"endTime":946.9,"body":"and"},{"startTime":946.9,"endTime":947.46,"body":"accomplish"},{"startTime":947.46,"endTime":947.82,"body":"all"},{"startTime":947.82,"endTime":948.14,"body":"those"},{"startTime":948.14,"endTime":948.5,"body":"things"},{"startTime":948.74,"endTime":949.02,"body":"that"},{"startTime":949.02,"endTime":949.26,"body":"I've"},{"startTime":949.26,"endTime":949.58,"body":"created"},{"startTime":949.58,"endTime":949.94,"body":"separate"},{"startTime":949.94,"endTime":950.42,"body":"silos"},{"startTime":950.42,"endTime":950.74,"body":"for?"},{"startTime":952.26,"endTime":952.58,"body":"And"},{"startTime":952.58,"endTime":952.78,"body":"what"},{"startTime":952.78,"endTime":953.06,"body":"if"},{"startTime":953.14,"endTime":953.54,"body":"that"},{"startTime":953.619,"endTime":954.26,"body":"works"},{"startTime":954.74,"endTime":955.14,"body":"even"},{"startTime":955.94,"endTime":956.26,"body":"more"},{"startTime":956.26,"endTime":956.46,"body":"to"},{"startTime":956.46,"endTime":956.62,"body":"my"},{"startTime":956.62,"endTime":957.14,"body":"advantage"},{"startTime":957.14,"endTime":957.3,"body":"in"},{"startTime":957.3,"endTime":957.42,"body":"the"},{"startTime":957.42,"endTime":957.66,"body":"long"},{"startTime":957.66,"endTime":958.02,"body":"run?"},{"startTime":959.06,"endTime":959.46,"body":"Oh,"},{"startTime":959.46,"endTime":959.66,"body":"but"},{"startTime":959.66,"endTime":959.82,"body":"I"},{"startTime":959.82,"endTime":959.98,"body":"can"},{"startTime":959.98,"endTime":960.22,"body":"also"},{"startTime":960.22,"endTime":960.5,"body":"take"},{"startTime":960.5,"endTime":960.78,"body":"that"},{"startTime":960.78,"endTime":961.14,"body":"and"},{"startTime":961.46,"endTime":961.74,"body":"take"},{"startTime":961.74,"endTime":961.9,"body":"it"},{"startTime":961.9,"endTime":962.06,"body":"on"},{"startTime":962.06,"endTime":962.18,"body":"to"},{"startTime":962.18,"endTime":962.3,"body":"the"},{"startTime":962.3,"endTime":962.5,"body":"next"},{"startTime":962.5,"endTime":963.06,"body":"generation."},{"startTime":963.69,"endTime":963.81,"body":"You"},{"startTime":963.81,"endTime":964.09,"body":"know,"},{"startTime":964.33,"endTime":964.61,"body":"I"},{"startTime":964.61,"endTime":964.81,"body":"can"},{"startTime":964.81,"endTime":965.05,"body":"start"},{"startTime":965.05,"endTime":965.33,"body":"this"},{"startTime":965.33,"endTime":966.09,"body":"warehouse"},{"startTime":966.89,"endTime":967.33,"body":"instead"},{"startTime":967.33,"endTime":967.45,"body":"of"},{"startTime":967.45,"endTime":967.53,"body":"a"},{"startTime":967.53,"endTime":967.69,"body":"bunch"},{"startTime":967.69,"endTime":967.81,"body":"of"},{"startTime":967.81,"endTime":968.05,"body":"little"},{"startTime":968.05,"endTime":968.65,"body":"silos"},{"startTime":969.45,"endTime":969.73,"body":"and"},{"startTime":969.73,"endTime":969.93,"body":"this"},{"startTime":969.93,"endTime":970.49,"body":"warehouse"},{"startTime":970.49,"endTime":970.73,"body":"can"},{"startTime":970.73,"endTime":971.01,"body":"last"},{"startTime":971.01,"endTime":971.33,"body":"for"},{"startTime":971.33,"endTime":972.01,"body":"generations,"},{"startTime":972.73,"endTime":973.37,"body":"literally."},{"startTime":974.65,"endTime":974.93,"body":"You"},{"startTime":974.93,"endTime":975.09,"body":"know,"},{"startTime":975.09,"endTime":975.21,"body":"when"},{"startTime":975.21,"endTime":975.37,"body":"I"},{"startTime":975.37,"endTime":975.57,"body":"and"},{"startTime":975.57,"endTime":975.81,"body":"Joe,"},{"startTime":975.81,"endTime":975.93,"body":"I"},{"startTime":975.93,"endTime":976.05,"body":"think"},{"startTime":976.05,"endTime":976.33,"body":"of"},{"startTime":976.57,"endTime":976.85,"body":"when"},{"startTime":976.85,"endTime":977.05,"body":"I"},{"startTime":977.05,"endTime":977.25,"body":"first"},{"startTime":977.25,"endTime":977.45,"body":"heard"},{"startTime":977.45,"endTime":977.61,"body":"about"},{"startTime":977.61,"endTime":978.05,"body":"infinite"},{"startTime":978.05,"endTime":978.37,"body":"banking,"},{"startTime":978.37,"endTime":978.53,"body":"I"},{"startTime":978.53,"endTime":978.81,"body":"go,"},{"startTime":979.85,"endTime":980.13,"body":"it"},{"startTime":980.13,"endTime":980.33,"body":"took"},{"startTime":980.33,"endTime":980.57,"body":"me"},{"startTime":980.57,"endTime":980.89,"body":"like"},{"startTime":981.61,"endTime":981.97,"body":"six"},{"startTime":981.97,"endTime":982.33,"body":"months"},{"startTime":982.49,"endTime":982.89,"body":"to,"},{"startTime":983.05,"endTime":983.37,"body":"to"},{"startTime":983.37,"endTime":983.61,"body":"really"},{"startTime":983.61,"endTime":983.89,"body":"chew"},{"startTime":983.89,"endTime":984.05,"body":"on"},{"startTime":984.05,"endTime":984.21,"body":"it"},{"startTime":984.21,"endTime":984.45,"body":"and"},{"startTime":984.45,"endTime":984.69,"body":"get"},{"startTime":984.69,"endTime":984.89,"body":"it."},{"startTime":984.89,"endTime":985.13,"body":"And,"},{"startTime":985.13,"endTime":985.33,"body":"and"},{"startTime":985.33,"endTime":985.53,"body":"I'm"},{"startTime":985.53,"endTime":985.73,"body":"like,"},{"startTime":985.73,"endTime":986.09,"body":"no,"},{"startTime":986.73,"endTime":987.05,"body":"this,"},{"startTime":987.05,"endTime":987.21,"body":"you"},{"startTime":987.21,"endTime":987.37,"body":"know,"},{"startTime":987.37,"endTime":987.57,"body":"and"},{"startTime":987.57,"endTime":987.69,"body":"I"},{"startTime":987.69,"endTime":987.85,"body":"was"},{"startTime":987.85,"endTime":988.25,"body":"self"},{"startTime":988.25,"endTime":989.05,"body":"eliminating"},{"startTime":989.05,"endTime":989.37,"body":"my,"},{"startTime":989.37,"endTime":989.53,"body":"I"},{"startTime":989.53,"endTime":989.73,"body":"was"},{"startTime":989.73,"endTime":990.33,"body":"eliminating"},{"startTime":990.33,"endTime":990.81,"body":"myself."},{"startTime":990.81,"endTime":991.13,"body":"I,"},{"startTime":991.2,"endTime":991.28,"body":"I"},{"startTime":991.28,"endTime":991.36,"body":"was"},{"startTime":991.36,"endTime":991.48,"body":"like,"},{"startTime":991.48,"endTime":991.6,"body":"I"},{"startTime":991.6,"endTime":991.72,"body":"can"},{"startTime":991.72,"endTime":991.92,"body":"never"},{"startTime":991.92,"endTime":992.12,"body":"do"},{"startTime":992.12,"endTime":992.32,"body":"this"},{"startTime":992.32,"endTime":992.52,"body":"because"},{"startTime":992.52,"endTime":992.68,"body":"I"},{"startTime":992.68,"endTime":992.84,"body":"can"},{"startTime":992.84,"endTime":993.04,"body":"never"},{"startTime":993.04,"endTime":993.4,"body":"afford"},{"startTime":993.4,"endTime":993.68,"body":"it."},{"startTime":994.56,"endTime":994.88,"body":"You"},{"startTime":994.88,"endTime":995.2,"body":"know,"},{"startTime":995.2,"endTime":995.56,"body":"one"},{"startTime":995.56,"endTime":995.84,"body":"little,"},{"startTime":995.84,"endTime":996.2,"body":"tiny"},{"startTime":996.2,"endTime":996.4,"body":"little"},{"startTime":996.4,"endTime":996.72,"body":"policy."},{"startTime":997.76,"endTime":998.16,"body":"The,"},{"startTime":998.64,"endTime":998.96,"body":"the,"},{"startTime":998.96,"endTime":999.28,"body":"the,"},{"startTime":999.28,"endTime":999.56,"body":"the"},{"startTime":999.56,"endTime":999.76,"body":"first"},{"startTime":999.76,"endTime":1000,"body":"guy"},{"startTime":1000,"endTime":1000.12,"body":"who"},{"startTime":1000.12,"endTime":1000.28,"body":"ever"},{"startTime":1000.28,"endTime":1000.48,"body":"taught"},{"startTime":1000.48,"endTime":1000.6,"body":"me"},{"startTime":1000.6,"endTime":1000.84,"body":"after"},{"startTime":1000.84,"endTime":1001.44,"body":"banking"},{"startTime":1001.6,"endTime":1002,"body":"showed"},{"startTime":1002,"endTime":1002.16,"body":"me"},{"startTime":1002.16,"endTime":1002.36,"body":"one"},{"startTime":1002.36,"endTime":1002.68,"body":"tiny"},{"startTime":1002.68,"endTime":1002.84,"body":"little"},{"startTime":1002.84,"endTime":1003.08,"body":"policy,"},{"startTime":1003.08,"endTime":1003.36,"body":"he's"},{"startTime":1003.36,"endTime":1003.44,"body":"going"},{"startTime":1003.44,"endTime":1003.52,"body":"to"},{"startTime":1003.52,"endTime":1003.6,"body":"get"},{"startTime":1003.6,"endTime":1003.68,"body":"me"},{"startTime":1003.68,"endTime":1003.8,"body":"out"},{"startTime":1003.8,"endTime":1003.92,"body":"of"},{"startTime":1003.92,"endTime":1004.08,"body":"debt."},{"startTime":1004.08,"endTime":1004.16,"body":"And"},{"startTime":1004.16,"endTime":1004.32,"body":"I'm"},{"startTime":1004.32,"endTime":1004.44,"body":"like,"},{"startTime":1004.44,"endTime":1004.72,"body":"yeah,"},{"startTime":1004.72,"endTime":1004.92,"body":"that"},{"startTime":1004.92,"endTime":1005.08,"body":"might"},{"startTime":1005.08,"endTime":1005.24,"body":"be"},{"startTime":1005.24,"endTime":1005.36,"body":"a"},{"startTime":1005.36,"endTime":1005.76,"body":"stretch,"},{"startTime":1006.48,"endTime":1006.76,"body":"you"},{"startTime":1006.76,"endTime":1007.04,"body":"know,"},{"startTime":1007.28,"endTime":1007.6,"body":"but"},{"startTime":1007.6,"endTime":1007.8,"body":"that"},{"startTime":1007.8,"endTime":1007.96,"body":"thing"},{"startTime":1007.96,"endTime":1008.16,"body":"has"},{"startTime":1008.16,"endTime":1008.48,"body":"done"},{"startTime":1008.64,"endTime":1008.92,"body":"so"},{"startTime":1008.92,"endTime":1009.08,"body":"much"},{"startTime":1009.08,"endTime":1009.28,"body":"for"},{"startTime":1009.28,"endTime":1009.48,"body":"me"},{"startTime":1009.48,"endTime":1009.64,"body":"over"},{"startTime":1009.64,"endTime":1009.8,"body":"the"},{"startTime":1009.8,"endTime":1010.08,"body":"years."},{"startTime":1010.72,"endTime":1011,"body":"Just"},{"startTime":1011,"endTime":1011.2,"body":"that"},{"startTime":1011.2,"endTime":1011.4,"body":"one"},{"startTime":1011.4,"endTime":1011.68,"body":"policy."},{"startTime":1011.68,"endTime":1011.92,"body":"And"},{"startTime":1011.92,"endTime":1012.12,"body":"I've"},{"startTime":1012.12,"endTime":1012.32,"body":"started"},{"startTime":1012.32,"endTime":1012.76,"body":"multiple"},{"startTime":1012.76,"endTime":1013.16,"body":"policies"},{"startTime":1013.16,"endTime":1013.36,"body":"since"},{"startTime":1013.36,"endTime":1013.56,"body":"then,"},{"startTime":1013.56,"endTime":1013.72,"body":"you"},{"startTime":1013.72,"endTime":1014,"body":"know."},{"startTime":1014.32,"endTime":1014.72,"body":"And"},{"startTime":1015.12,"endTime":1015.4,"body":"so"},{"startTime":1015.4,"endTime":1015.52,"body":"what"},{"startTime":1015.52,"endTime":1015.6,"body":"I"},{"startTime":1015.6,"endTime":1015.8,"body":"wanted"},{"startTime":1015.8,"endTime":1015.96,"body":"to"},{"startTime":1015.96,"endTime":1016.12,"body":"say"},{"startTime":1016.12,"endTime":1016.4,"body":"was"},{"startTime":1017.69,"endTime":1017.85,"body":"in"},{"startTime":1017.85,"endTime":1018.29,"body":"thinking,"},{"startTime":1018.29,"endTime":1018.57,"body":"once"},{"startTime":1018.57,"endTime":1018.73,"body":"I"},{"startTime":1018.73,"endTime":1018.85,"body":"was"},{"startTime":1018.85,"endTime":1019.01,"body":"able"},{"startTime":1019.01,"endTime":1019.17,"body":"to"},{"startTime":1019.17,"endTime":1019.41,"body":"shift"},{"startTime":1019.41,"endTime":1019.61,"body":"that"},{"startTime":1019.61,"endTime":1020.09,"body":"thinking"},{"startTime":1020.41,"endTime":1020.69,"body":"and"},{"startTime":1020.69,"endTime":1020.89,"body":"once"},{"startTime":1020.89,"endTime":1021.09,"body":"I"},{"startTime":1021.09,"endTime":1021.29,"body":"started"},{"startTime":1021.29,"endTime":1021.57,"body":"having"},{"startTime":1021.57,"endTime":1021.93,"body":"children,"},{"startTime":1022.73,"endTime":1023.01,"body":"so"},{"startTime":1023.01,"endTime":1023.21,"body":"like"},{"startTime":1023.21,"endTime":1023.45,"body":"my"},{"startTime":1023.45,"endTime":1024.05,"body":"strategy"},{"startTime":1024.05,"endTime":1024.21,"body":"for"},{"startTime":1024.21,"endTime":1024.37,"body":"my"},{"startTime":1024.37,"endTime":1024.73,"body":"kids,"},{"startTime":1025.29,"endTime":1025.61,"body":"I"},{"startTime":1025.61,"endTime":1025.89,"body":"started"},{"startTime":1025.89,"endTime":1026.41,"body":"policies"},{"startTime":1026.41,"endTime":1026.61,"body":"on"},{"startTime":1026.61,"endTime":1026.89,"body":"them"},{"startTime":1027.61,"endTime":1027.93,"body":"and"},{"startTime":1027.93,"endTime":1028.21,"body":"they're"},{"startTime":1028.21,"endTime":1028.49,"body":"small"},{"startTime":1028.49,"endTime":1029.13,"body":"policies,"},{"startTime":1029.61,"endTime":1029.93,"body":"money"},{"startTime":1029.93,"endTime":1030.09,"body":"I"},{"startTime":1030.09,"endTime":1030.21,"body":"was"},{"startTime":1030.21,"endTime":1030.33,"body":"going"},{"startTime":1030.33,"endTime":1030.41,"body":"to"},{"startTime":1030.41,"endTime":1030.57,"body":"be"},{"startTime":1030.57,"endTime":1030.93,"body":"probably"},{"startTime":1030.93,"endTime":1031.25,"body":"putting"},{"startTime":1031.25,"endTime":1031.49,"body":"away"},{"startTime":1031.49,"endTime":1032.01,"body":"anyway."},{"startTime":1033.05,"endTime":1033.37,"body":"And"},{"startTime":1033.37,"endTime":1033.61,"body":"we"},{"startTime":1033.61,"endTime":1034.05,"body":"timed"},{"startTime":1034.05,"endTime":1034.33,"body":"it"},{"startTime":1034.33,"endTime":1034.61,"body":"so"},{"startTime":1034.61,"endTime":1034.89,"body":"that"},{"startTime":1035.45,"endTime":1035.81,"body":"I"},{"startTime":1035.81,"endTime":1036.17,"body":"could"},{"startTime":1036.41,"endTime":1036.69,"body":"have"},{"startTime":1036.69,"endTime":1036.93,"body":"enough"},{"startTime":1036.93,"endTime":1037.17,"body":"in"},{"startTime":1037.17,"endTime":1037.45,"body":"there"},{"startTime":1037.45,"endTime":1037.73,"body":"by"},{"startTime":1037.73,"endTime":1037.85,"body":"the"},{"startTime":1037.85,"endTime":1037.97,"body":"time"},{"startTime":1037.97,"endTime":1038.25,"body":"they're"},{"startTime":1038.25,"endTime":1038.57,"body":"16"},{"startTime":1039.05,"endTime":1039.33,"body":"and"},{"startTime":1039.33,"endTime":1039.53,"body":"we"},{"startTime":1039.53,"endTime":1039.77,"body":"could"},{"startTime":1039.77,"endTime":1040.09,"body":"borrow"},{"startTime":1040.09,"endTime":1040.33,"body":"against"},{"startTime":1040.33,"endTime":1040.57,"body":"the"},{"startTime":1040.57,"endTime":1040.85,"body":"policy"},{"startTime":1040.85,"endTime":1041.05,"body":"and"},{"startTime":1041.05,"endTime":1041.17,"body":"go"},{"startTime":1041.17,"endTime":1041.33,"body":"buy"},{"startTime":1041.33,"endTime":1041.45,"body":"a"},{"startTime":1041.45,"endTime":1041.61,"body":"car"},{"startTime":1041.61,"endTime":1041.77,"body":"for"},{"startTime":1041.77,"endTime":1042.01,"body":"them."},{"startTime":1043.22,"endTime":1043.34,"body":"Well,"},{"startTime":1043.34,"endTime":1043.46,"body":"if"},{"startTime":1043.46,"endTime":1043.54,"body":"I"},{"startTime":1043.54,"endTime":1043.62,"body":"were"},{"startTime":1043.62,"endTime":1043.7,"body":"to"},{"startTime":1043.7,"endTime":1043.78,"body":"go"},{"startTime":1043.78,"endTime":1043.94,"body":"into"},{"startTime":1043.94,"endTime":1044.1,"body":"a"},{"startTime":1044.1,"endTime":1044.22,"body":"bank,"},{"startTime":1044.22,"endTime":1044.46,"body":"I'd"},{"startTime":1044.46,"endTime":1044.66,"body":"probably"},{"startTime":1044.66,"endTime":1044.78,"body":"take"},{"startTime":1044.78,"endTime":1044.9,"body":"a"},{"startTime":1044.9,"endTime":1045.06,"body":"three"},{"startTime":1045.06,"endTime":1045.26,"body":"year"},{"startTime":1045.26,"endTime":1045.5,"body":"loan"},{"startTime":1045.5,"endTime":1045.7,"body":"or"},{"startTime":1045.7,"endTime":1046.02,"body":"so"},{"startTime":1046.02,"endTime":1046.3,"body":"if"},{"startTime":1046.3,"endTime":1046.42,"body":"I"},{"startTime":1046.42,"endTime":1046.54,"body":"were"},{"startTime":1046.54,"endTime":1046.66,"body":"going"},{"startTime":1046.66,"endTime":1046.78,"body":"to"},{"startTime":1046.78,"endTime":1047.22,"body":"finance"},{"startTime":1047.22,"endTime":1047.46,"body":"it."},{"startTime":1048.26,"endTime":1048.62,"body":"And"},{"startTime":1048.62,"endTime":1048.86,"body":"so"},{"startTime":1048.86,"endTime":1049.06,"body":"we'll"},{"startTime":1049.06,"endTime":1049.18,"body":"pay"},{"startTime":1049.18,"endTime":1049.34,"body":"it"},{"startTime":1049.34,"endTime":1049.5,"body":"back"},{"startTime":1049.5,"endTime":1049.7,"body":"over"},{"startTime":1049.7,"endTime":1049.94,"body":"three"},{"startTime":1049.94,"endTime":1050.26,"body":"years"},{"startTime":1050.42,"endTime":1050.7,"body":"from"},{"startTime":1050.7,"endTime":1050.9,"body":"that"},{"startTime":1050.9,"endTime":1051.14,"body":"point"},{"startTime":1051.14,"endTime":1051.46,"body":"on."},{"startTime":1052.02,"endTime":1052.3,"body":"And"},{"startTime":1052.3,"endTime":1052.46,"body":"then"},{"startTime":1052.46,"endTime":1052.74,"body":"there'll"},{"startTime":1052.74,"endTime":1052.86,"body":"be"},{"startTime":1052.86,"endTime":1053.06,"body":"enough"},{"startTime":1053.06,"endTime":1053.22,"body":"in"},{"startTime":1053.22,"endTime":1053.38,"body":"there"},{"startTime":1053.38,"endTime":1053.7,"body":"for"},{"startTime":1054.34,"endTime":1054.62,"body":"some"},{"startTime":1054.62,"endTime":1054.78,"body":"of"},{"startTime":1054.78,"endTime":1055.18,"body":"college"},{"startTime":1055.18,"endTime":1055.42,"body":"or"},{"startTime":1055.42,"endTime":1055.58,"body":"all"},{"startTime":1055.58,"endTime":1055.74,"body":"of"},{"startTime":1055.74,"endTime":1056.1,"body":"college"},{"startTime":1056.1,"endTime":1056.34,"body":"or"},{"startTime":1056.34,"endTime":1056.66,"body":"tech"},{"startTime":1056.66,"endTime":1056.9,"body":"school"},{"startTime":1056.9,"endTime":1057.14,"body":"or"},{"startTime":1057.14,"endTime":1057.38,"body":"none"},{"startTime":1057.38,"endTime":1057.5,"body":"of"},{"startTime":1057.5,"endTime":1057.74,"body":"college"},{"startTime":1057.74,"endTime":1057.9,"body":"if"},{"startTime":1057.9,"endTime":1058.02,"body":"he"},{"startTime":1058.02,"endTime":1058.339,"body":"decides"},{"startTime":1058.339,"endTime":1058.58,"body":"they're"},{"startTime":1058.58,"endTime":1058.66,"body":"not"},{"startTime":1058.66,"endTime":1058.78,"body":"going"},{"startTime":1058.78,"endTime":1058.94,"body":"to"},{"startTime":1058.94,"endTime":1059.38,"body":"college."},{"startTime":1059.86,"endTime":1060.26,"body":"But"},{"startTime":1060.26,"endTime":1060.54,"body":"then"},{"startTime":1060.54,"endTime":1060.66,"body":"I"},{"startTime":1060.66,"endTime":1060.98,"body":"haven't"},{"startTime":1060.98,"endTime":1061.42,"body":"positioned"},{"startTime":1061.42,"endTime":1061.58,"body":"my"},{"startTime":1061.58,"endTime":1061.78,"body":"money"},{"startTime":1061.78,"endTime":1061.98,"body":"in"},{"startTime":1061.98,"endTime":1062.1,"body":"a"},{"startTime":1062.1,"endTime":1062.26,"body":"place"},{"startTime":1062.26,"endTime":1062.5,"body":"where"},{"startTime":1062.5,"endTime":1062.7,"body":"now"},{"startTime":1062.7,"endTime":1062.9,"body":"I've"},{"startTime":1062.9,"endTime":1063.02,"body":"got"},{"startTime":1063.02,"endTime":1063.14,"body":"to"},{"startTime":1063.14,"endTime":1063.34,"body":"figure"},{"startTime":1063.34,"endTime":1063.62,"body":"out"},{"startTime":1063.78,"endTime":1064.02,"body":"how"},{"startTime":1064.02,"endTime":1064.14,"body":"to"},{"startTime":1064.14,"endTime":1064.3,"body":"move"},{"startTime":1064.3,"endTime":1064.5,"body":"this"},{"startTime":1064.5,"endTime":1064.74,"body":"money"},{"startTime":1064.74,"endTime":1065.06,"body":"out"},{"startTime":1065.22,"endTime":1065.5,"body":"if"},{"startTime":1065.5,"endTime":1065.66,"body":"they"},{"startTime":1065.66,"endTime":1065.98,"body":"decide"},{"startTime":1065.98,"endTime":1066.18,"body":"not"},{"startTime":1066.18,"endTime":1066.34,"body":"to"},{"startTime":1066.34,"endTime":1066.42,"body":"go"},{"startTime":1066.42,"endTime":1066.54,"body":"to"},{"startTime":1066.54,"endTime":1066.98,"body":"college."},{"startTime":1068.03,"endTime":1068.15,"body":"You"},{"startTime":1068.15,"endTime":1068.35,"body":"know,"},{"startTime":1068.35,"endTime":1068.55,"body":"and"},{"startTime":1068.55,"endTime":1068.71,"body":"then"},{"startTime":1068.71,"endTime":1068.91,"body":"that"},{"startTime":1068.91,"endTime":1069.15,"body":"one"},{"startTime":1069.15,"endTime":1069.47,"body":"policy"},{"startTime":1069.63,"endTime":1069.99,"body":"again,"},{"startTime":1069.99,"endTime":1070.23,"body":"now"},{"startTime":1070.23,"endTime":1070.43,"body":"I've"},{"startTime":1070.43,"endTime":1070.59,"body":"done"},{"startTime":1070.59,"endTime":1070.91,"body":"car"},{"startTime":1071.39,"endTime":1072.03,"body":"college,"},{"startTime":1072.19,"endTime":1072.47,"body":"and"},{"startTime":1072.47,"endTime":1072.63,"body":"that"},{"startTime":1072.63,"endTime":1072.83,"body":"one"},{"startTime":1072.83,"endTime":1073.15,"body":"policy"},{"startTime":1073.15,"endTime":1073.47,"body":"can"},{"startTime":1073.47,"endTime":1073.71,"body":"take"},{"startTime":1073.71,"endTime":1073.99,"body":"them."},{"startTime":1073.99,"endTime":1074.27,"body":"They"},{"startTime":1074.27,"endTime":1074.51,"body":"will"},{"startTime":1074.51,"endTime":1074.79,"body":"control"},{"startTime":1074.79,"endTime":1075.03,"body":"that"},{"startTime":1075.03,"endTime":1075.27,"body":"policy"},{"startTime":1075.27,"endTime":1075.51,"body":"through"},{"startTime":1075.51,"endTime":1075.71,"body":"their"},{"startTime":1075.71,"endTime":1076.03,"body":"adult"},{"startTime":1076.03,"endTime":1076.23,"body":"life"},{"startTime":1076.23,"endTime":1076.39,"body":"and"},{"startTime":1076.39,"endTime":1076.51,"body":"take"},{"startTime":1076.51,"endTime":1076.63,"body":"them"},{"startTime":1076.63,"endTime":1076.83,"body":"into"},{"startTime":1076.83,"endTime":1077.47,"body":"retirement"},{"startTime":1078.43,"endTime":1078.71,"body":"just"},{"startTime":1078.71,"endTime":1078.91,"body":"off"},{"startTime":1078.91,"endTime":1079.11,"body":"one"},{"startTime":1079.11,"endTime":1079.43,"body":"single"},{"startTime":1079.43,"endTime":1079.71,"body":"policy."},{"startTime":1080.75,"endTime":1081.07,"body":"You"},{"startTime":1081.07,"endTime":1081.39,"body":"know,"},{"startTime":1081.95,"endTime":1082.23,"body":"I"},{"startTime":1082.23,"endTime":1082.43,"body":"love"},{"startTime":1082.43,"endTime":1082.63,"body":"that"},{"startTime":1082.63,"endTime":1082.91,"body":"you."},{"startTime":1083.07,"endTime":1083.35,"body":"You"},{"startTime":1083.35,"endTime":1083.59,"body":"threw"},{"startTime":1083.59,"endTime":1083.79,"body":"in"},{"startTime":1083.79,"endTime":1084.109,"body":"that."},{"startTime":1084.11,"endTime":1084.43,"body":"That"},{"startTime":1084.43,"endTime":1084.79,"body":"word"},{"startTime":1084.79,"endTime":1085.63,"body":"warehouse"},{"startTime":1086.51,"endTime":1086.91,"body":"because."},{"startTime":1087.07,"endTime":1087.43,"body":"Because"},{"startTime":1087.43,"endTime":1087.83,"body":"Nelson"},{"startTime":1087.83,"endTime":1088.11,"body":"Nash"},{"startTime":1088.11,"endTime":1088.35,"body":"wrote"},{"startTime":1088.35,"endTime":1088.55,"body":"another"},{"startTime":1088.55,"endTime":1088.79,"body":"book"},{"startTime":1088.79,"endTime":1089.03,"body":"called"},{"startTime":1089.03,"endTime":1089.39,"body":"Building"},{"startTime":1089.39,"endTime":1089.71,"body":"your"},{"startTime":1089.71,"endTime":1090.35,"body":"warehouse"},{"startTime":1090.75,"endTime":1091.07,"body":"of"},{"startTime":1091.07,"endTime":1091.47,"body":"wealth."},{"startTime":1091.95,"endTime":1092.35,"body":"Right."},{"startTime":1092.43,"endTime":1092.71,"body":"And,"},{"startTime":1092.71,"endTime":1092.91,"body":"you"},{"startTime":1092.91,"endTime":1093.19,"body":"know,"},{"startTime":1093.19,"endTime":1093.43,"body":"I"},{"startTime":1093.43,"endTime":1093.59,"body":"have"},{"startTime":1093.59,"endTime":1093.79,"body":"to"},{"startTime":1093.79,"endTime":1093.99,"body":"say"},{"startTime":1093.99,"endTime":1094.23,"body":"this."},{"startTime":1094.23,"endTime":1094.59,"body":"I've"},{"startTime":1094.59,"endTime":1094.79,"body":"probably"},{"startTime":1094.79,"endTime":1094.95,"body":"been"},{"startTime":1094.95,"endTime":1095.15,"body":"saying"},{"startTime":1095.15,"endTime":1095.39,"body":"this"},{"startTime":1095.39,"endTime":1095.59,"body":"more"},{"startTime":1095.59,"endTime":1095.79,"body":"often"},{"startTime":1095.79,"endTime":1096.27,"body":"lately."},{"startTime":1096.73,"endTime":1096.93,"body":"I'm"},{"startTime":1096.93,"endTime":1097.09,"body":"just"},{"startTime":1097.09,"endTime":1097.69,"body":"amazed"},{"startTime":1098.09,"endTime":1098.41,"body":"that"},{"startTime":1098.41,"endTime":1098.65,"body":"there"},{"startTime":1098.65,"endTime":1098.97,"body":"has"},{"startTime":1098.97,"endTime":1099.37,"body":"not"},{"startTime":1099.61,"endTime":1099.97,"body":"come"},{"startTime":1099.97,"endTime":1100.29,"body":"down"},{"startTime":1100.29,"endTime":1100.53,"body":"the"},{"startTime":1100.53,"endTime":1100.89,"body":"pike"},{"startTime":1101.77,"endTime":1102.17,"body":"another"},{"startTime":1103.29,"endTime":1103.85,"body":"model."},{"startTime":1103.85,"endTime":1104.05,"body":"And"},{"startTime":1104.05,"endTime":1104.17,"body":"I"},{"startTime":1104.17,"endTime":1104.37,"body":"hate"},{"startTime":1104.37,"endTime":1104.57,"body":"the"},{"startTime":1104.57,"endTime":1104.85,"body":"word"},{"startTime":1104.85,"endTime":1105.13,"body":"system,"},{"startTime":1105.13,"endTime":1105.53,"body":"but"},{"startTime":1105.61,"endTime":1106.05,"body":"sometimes"},{"startTime":1106.05,"endTime":1106.21,"body":"I"},{"startTime":1106.21,"endTime":1106.41,"body":"can't"},{"startTime":1106.41,"endTime":1106.53,"body":"think"},{"startTime":1106.53,"endTime":1106.69,"body":"of"},{"startTime":1106.69,"endTime":1106.81,"body":"a"},{"startTime":1106.81,"endTime":1106.97,"body":"better"},{"startTime":1106.97,"endTime":1107.25,"body":"word"},{"startTime":1107.25,"endTime":1107.45,"body":"for"},{"startTime":1107.45,"endTime":1107.77,"body":"system."},{"startTime":1108.41,"endTime":1108.73,"body":"I"},{"startTime":1108.73,"endTime":1109.13,"body":"can't"},{"startTime":1109.13,"endTime":1109.45,"body":"think"},{"startTime":1109.45,"endTime":1109.77,"body":"of"},{"startTime":1109.77,"endTime":1110.09,"body":"another"},{"startTime":1110.25,"endTime":1110.89,"body":"model,"},{"startTime":1110.97,"endTime":1111.37,"body":"another"},{"startTime":1111.53,"endTime":1111.93,"body":"system,"},{"startTime":1112.41,"endTime":1112.809,"body":"another"},{"startTime":1114.33,"endTime":1114.65,"body":"new"},{"startTime":1114.65,"endTime":1114.97,"body":"development"},{"startTime":1116.49,"endTime":1116.85,"body":"that"},{"startTime":1116.85,"endTime":1117.21,"body":"actually"},{"startTime":1117.53,"endTime":1118.49,"body":"contradicts"},{"startTime":1119.05,"endTime":1120.01,"body":"Nelson's"},{"startTime":1120.65,"endTime":1121.45,"body":"discovery"},{"startTime":1121.45,"endTime":1121.73,"body":"because"},{"startTime":1121.73,"endTime":1121.93,"body":"he"},{"startTime":1121.93,"endTime":1122.13,"body":"says"},{"startTime":1122.13,"endTime":1122.29,"body":"he"},{"startTime":1122.29,"endTime":1122.53,"body":"didn't"},{"startTime":1122.53,"endTime":1122.97,"body":"invent"},{"startTime":1124.02,"endTime":1124.3,"body":"infinite"},{"startTime":1124.3,"endTime":1124.7,"body":"banking."},{"startTime":1124.7,"endTime":1124.86,"body":"He"},{"startTime":1124.86,"endTime":1125.26,"body":"discovered"},{"startTime":1125.26,"endTime":1125.54,"body":"it."},{"startTime":1125.94,"endTime":1126.26,"body":"There"},{"startTime":1126.26,"endTime":1126.46,"body":"has"},{"startTime":1126.46,"endTime":1126.62,"body":"not"},{"startTime":1126.62,"endTime":1126.9,"body":"come"},{"startTime":1126.9,"endTime":1127.18,"body":"down"},{"startTime":1127.18,"endTime":1127.34,"body":"the"},{"startTime":1127.34,"endTime":1127.7,"body":"pike"},{"startTime":1128.1,"endTime":1128.5,"body":"another"},{"startTime":1128.98,"endTime":1129.38,"body":"program"},{"startTime":1129.38,"endTime":1129.7,"body":"or"},{"startTime":1129.7,"endTime":1130.1,"body":"model"},{"startTime":1130.1,"endTime":1130.3,"body":"or"},{"startTime":1130.3,"endTime":1130.46,"body":"an"},{"startTime":1130.46,"endTime":1130.98,"body":"idea"},{"startTime":1131.22,"endTime":1131.54,"body":"that"},{"startTime":1131.54,"endTime":1132.5,"body":"contradicts"},{"startTime":1132.98,"endTime":1133.3,"body":"in"},{"startTime":1133.3,"endTime":1133.54,"body":"all"},{"startTime":1133.54,"endTime":1134.18,"body":"honesty"},{"startTime":1134.18,"endTime":1134.42,"body":"and"},{"startTime":1134.42,"endTime":1134.94,"body":"integrity,"},{"startTime":1134.94,"endTime":1135.18,"body":"I"},{"startTime":1135.18,"endTime":1135.38,"body":"must"},{"startTime":1135.38,"endTime":1135.58,"body":"say"},{"startTime":1135.58,"endTime":1135.74,"body":"it"},{"startTime":1135.74,"endTime":1135.9,"body":"that"},{"startTime":1135.9,"endTime":1136.18,"body":"way,"},{"startTime":1136.26,"endTime":1136.58,"body":"that"},{"startTime":1136.58,"endTime":1137.38,"body":"contradicts"},{"startTime":1137.38,"endTime":1138.18,"body":"Nelson's"},{"startTime":1138.18,"endTime":1138.66,"body":"method"},{"startTime":1139.46,"endTime":1139.78,"body":"since"},{"startTime":1139.78,"endTime":1140.02,"body":"he"},{"startTime":1140.02,"endTime":1140.26,"body":"wrote"},{"startTime":1140.26,"endTime":1140.38,"body":"the"},{"startTime":1140.38,"endTime":1140.58,"body":"book"},{"startTime":1140.58,"endTime":1141.02,"body":"25"},{"startTime":1141.02,"endTime":1141.22,"body":"years"},{"startTime":1141.22,"endTime":1141.54,"body":"ago."},{"startTime":1142.42,"endTime":1142.82,"body":"Now,"},{"startTime":1142.98,"endTime":1143.22,"body":"a"},{"startTime":1143.22,"endTime":1143.34,"body":"lot"},{"startTime":1143.34,"endTime":1143.5,"body":"of"},{"startTime":1143.5,"endTime":1143.74,"body":"people"},{"startTime":1143.74,"endTime":1143.98,"body":"come"},{"startTime":1143.98,"endTime":1144.1,"body":"out"},{"startTime":1144.1,"endTime":1144.18,"body":"of"},{"startTime":1144.18,"endTime":1144.3,"body":"the"},{"startTime":1144.3,"endTime":1144.74,"body":"woodwork"},{"startTime":1144.74,"endTime":1145.14,"body":"and"},{"startTime":1145.14,"endTime":1145.86,"body":"criticize"},{"startTime":1145.86,"endTime":1146.18,"body":"it"},{"startTime":1146.5,"endTime":1146.86,"body":"and"},{"startTime":1146.86,"endTime":1147.14,"body":"they'll"},{"startTime":1147.14,"endTime":1147.38,"body":"say,"},{"startTime":1147.62,"endTime":1148.02,"body":"well,"},{"startTime":1148.02,"endTime":1148.42,"body":"this"},{"startTime":1148.42,"endTime":1148.94,"body":"method"},{"startTime":1148.94,"endTime":1149.22,"body":"works"},{"startTime":1149.22,"endTime":1149.46,"body":"better."},{"startTime":1149.81,"endTime":1149.89,"body":"You"},{"startTime":1149.89,"endTime":1149.97,"body":"know,"},{"startTime":1149.97,"endTime":1150.05,"body":"I"},{"startTime":1150.05,"endTime":1150.25,"body":"heard"},{"startTime":1150.25,"endTime":1150.61,"body":"somebody"},{"startTime":1150.61,"endTime":1150.93,"body":"saying,"},{"startTime":1151.09,"endTime":1151.45,"body":"if"},{"startTime":1151.45,"endTime":1151.73,"body":"you"},{"startTime":1151.73,"endTime":1152.05,"body":"will"},{"startTime":1152.05,"endTime":1152.41,"body":"buy"},{"startTime":1152.41,"endTime":1152.77,"body":"that"},{"startTime":1153.41,"endTime":1153.89,"body":"mutual"},{"startTime":1153.89,"endTime":1154.21,"body":"fund,"},{"startTime":1154.53,"endTime":1154.81,"body":"you"},{"startTime":1154.81,"endTime":1155.01,"body":"know,"},{"startTime":1155.01,"endTime":1155.29,"body":"that"},{"startTime":1155.29,"endTime":1155.89,"body":"quality"},{"startTime":1156.53,"endTime":1157.05,"body":"mutual"},{"startTime":1157.05,"endTime":1157.33,"body":"fund,"},{"startTime":1157.65,"endTime":1157.93,"body":"and"},{"startTime":1157.93,"endTime":1158.29,"body":"earn"},{"startTime":1158.45,"endTime":1159.17,"body":"12%"},{"startTime":1160.77,"endTime":1161.09,"body":"and"},{"startTime":1161.09,"endTime":1161.41,"body":"buy"},{"startTime":1161.65,"endTime":1161.97,"body":"a"},{"startTime":1161.97,"endTime":1162.29,"body":"term"},{"startTime":1162.29,"endTime":1162.69,"body":"policy"},{"startTime":1162.69,"endTime":1162.97,"body":"in"},{"startTime":1162.97,"endTime":1163.13,"body":"case"},{"startTime":1163.13,"endTime":1163.37,"body":"something"},{"startTime":1163.37,"endTime":1163.77,"body":"happens"},{"startTime":1163.77,"endTime":1163.89,"body":"in"},{"startTime":1163.89,"endTime":1164.01,"body":"the"},{"startTime":1164.01,"endTime":1164.53,"body":"meantime."},{"startTime":1165.01,"endTime":1165.49,"body":"Yeah,"},{"startTime":1165.649,"endTime":1165.969,"body":"it's"},{"startTime":1165.969,"endTime":1166.09,"body":"called"},{"startTime":1166.09,"endTime":1166.29,"body":"buy"},{"startTime":1166.29,"endTime":1166.53,"body":"term"},{"startTime":1166.53,"endTime":1166.73,"body":"and"},{"startTime":1166.73,"endTime":1166.93,"body":"invest"},{"startTime":1166.93,"endTime":1167.09,"body":"the"},{"startTime":1167.09,"endTime":1167.37,"body":"difference."},{"startTime":1167.37,"endTime":1167.57,"body":"It's"},{"startTime":1167.57,"endTime":1167.69,"body":"a"},{"startTime":1167.69,"endTime":1168.29,"body":"philosophy,"},{"startTime":1168.29,"endTime":1168.53,"body":"it's"},{"startTime":1168.53,"endTime":1168.65,"body":"a"},{"startTime":1168.65,"endTime":1169.01,"body":"model."},{"startTime":1169.01,"endTime":1169.25,"body":"People"},{"startTime":1169.25,"endTime":1169.45,"body":"are"},{"startTime":1169.45,"endTime":1169.65,"body":"still"},{"startTime":1169.65,"endTime":1169.93,"body":"selling"},{"startTime":1169.93,"endTime":1170.13,"body":"it"},{"startTime":1170.13,"endTime":1170.45,"body":"today."},{"startTime":1171.01,"endTime":1171.41,"body":"And"},{"startTime":1172.45,"endTime":1172.77,"body":"talk"},{"startTime":1172.77,"endTime":1173.05,"body":"about"},{"startTime":1173.05,"endTime":1173.37,"body":"selling"},{"startTime":1173.37,"endTime":1173.49,"body":"a"},{"startTime":1173.49,"endTime":1173.73,"body":"system"},{"startTime":1173.73,"endTime":1174.01,"body":"that"},{"startTime":1174.01,"endTime":1174.33,"body":"doesn't"},{"startTime":1174.33,"endTime":1174.61,"body":"work."},{"startTime":1176.78,"endTime":1176.98,"body":"I"},{"startTime":1176.98,"endTime":1177.34,"body":"have"},{"startTime":1177.82,"endTime":1178.22,"body":"yet"},{"startTime":1179.26,"endTime":1179.62,"body":"to"},{"startTime":1179.62,"endTime":1179.98,"body":"meet"},{"startTime":1180.22,"endTime":1180.62,"body":"someone"},{"startTime":1181.34,"endTime":1181.66,"body":"who"},{"startTime":1181.66,"endTime":1181.98,"body":"has"},{"startTime":1182.62,"endTime":1183.02,"body":"actually"},{"startTime":1183.26,"endTime":1183.58,"body":"put"},{"startTime":1183.58,"endTime":1183.9,"body":"that"},{"startTime":1183.9,"endTime":1184.3,"body":"system"},{"startTime":1184.54,"endTime":1184.9,"body":"into"},{"startTime":1184.9,"endTime":1185.26,"body":"effect"},{"startTime":1185.9,"endTime":1186.3,"body":"and"},{"startTime":1186.38,"endTime":1186.74,"body":"used"},{"startTime":1186.74,"endTime":1186.98,"body":"it"},{"startTime":1186.98,"endTime":1187.34,"body":"throughout"},{"startTime":1187.34,"endTime":1187.58,"body":"their"},{"startTime":1187.58,"endTime":1188.14,"body":"entire"},{"startTime":1188.14,"endTime":1188.78,"body":"lifetime."},{"startTime":1188.78,"endTime":1189.1,"body":"Now,"},{"startTime":1189.1,"endTime":1189.42,"body":"I'm"},{"startTime":1189.42,"endTime":1189.62,"body":"only"},{"startTime":1189.62,"endTime":1189.98,"body":"going"},{"startTime":1190.94,"endTime":1191.34,"body":"from"},{"startTime":1191.58,"endTime":1191.9,"body":"my"},{"startTime":1191.9,"endTime":1192.14,"body":"own"},{"startTime":1192.14,"endTime":1192.46,"body":"history"},{"startTime":1192.54,"endTime":1192.82,"body":"and"},{"startTime":1192.82,"endTime":1193.1,"body":"experience"},{"startTime":1193.18,"endTime":1193.5,"body":"of"},{"startTime":1193.5,"endTime":1193.78,"body":"50"},{"startTime":1193.78,"endTime":1194.1,"body":"years,"},{"startTime":1194.1,"endTime":1194.3,"body":"so"},{"startTime":1194.3,"endTime":1194.42,"body":"I"},{"startTime":1194.42,"endTime":1194.66,"body":"don't"},{"startTime":1194.66,"endTime":1194.86,"body":"have"},{"startTime":1194.86,"endTime":1195.06,"body":"all"},{"startTime":1195.06,"endTime":1195.22,"body":"of"},{"startTime":1195.22,"endTime":1195.78,"body":"recorded"},{"startTime":1195.78,"endTime":1196.14,"body":"time"},{"startTime":1196.22,"endTime":1196.58,"body":"under"},{"startTime":1196.58,"endTime":1196.86,"body":"my"},{"startTime":1196.86,"endTime":1197.26,"body":"belt."},{"startTime":1197.66,"endTime":1197.98,"body":"But"},{"startTime":1197.98,"endTime":1198.26,"body":"in"},{"startTime":1198.26,"endTime":1198.54,"body":"the"},{"startTime":1198.54,"endTime":1198.86,"body":"50"},{"startTime":1198.86,"endTime":1199.26,"body":"years"},{"startTime":1199.5,"endTime":1199.78,"body":"that"},{"startTime":1199.78,"endTime":1199.98,"body":"I've"},{"startTime":1199.98,"endTime":1200.14,"body":"been"},{"startTime":1200.14,"endTime":1200.78,"body":"practicing"},{"startTime":1200.78,"endTime":1201.1,"body":"this,"},{"startTime":1202.27,"endTime":1202.43,"body":"I"},{"startTime":1202.43,"endTime":1202.91,"body":"haven't"},{"startTime":1202.99,"endTime":1203.39,"body":"found"},{"startTime":1204.27,"endTime":1204.67,"body":"that"},{"startTime":1204.75,"endTime":1205.31,"body":"notion"},{"startTime":1205.31,"endTime":1205.59,"body":"to"},{"startTime":1205.59,"endTime":1205.83,"body":"be"},{"startTime":1205.83,"endTime":1206.35,"body":"doable"},{"startTime":1207.47,"endTime":1207.75,"body":"by"},{"startTime":1207.75,"endTime":1207.95,"body":"the"},{"startTime":1207.95,"endTime":1208.35,"body":"vast"},{"startTime":1208.43,"endTime":1208.99,"body":"majority"},{"startTime":1208.99,"endTime":1209.19,"body":"of"},{"startTime":1209.19,"endTime":1209.47,"body":"people."},{"startTime":1210.83,"endTime":1211.23,"body":"And"},{"startTime":1211.79,"endTime":1212.07,"body":"you"},{"startTime":1212.07,"endTime":1212.31,"body":"can't"},{"startTime":1212.31,"endTime":1212.51,"body":"ask"},{"startTime":1212.51,"endTime":1212.75,"body":"me"},{"startTime":1212.75,"endTime":1212.99,"body":"why,"},{"startTime":1212.99,"endTime":1213.23,"body":"because"},{"startTime":1213.23,"endTime":1213.43,"body":"I"},{"startTime":1213.43,"endTime":1213.63,"body":"don't"},{"startTime":1213.63,"endTime":1213.79,"body":"know"},{"startTime":1213.79,"endTime":1214.11,"body":"why"},{"startTime":1214.75,"endTime":1215.03,"body":"do"},{"startTime":1215.03,"endTime":1215.23,"body":"I"},{"startTime":1215.23,"endTime":1215.43,"body":"think"},{"startTime":1215.43,"endTime":1215.63,"body":"that"},{"startTime":1215.63,"endTime":1215.83,"body":"that"},{"startTime":1215.83,"endTime":1216.03,"body":"would"},{"startTime":1216.03,"endTime":1216.35,"body":"work?"},{"startTime":1217.79,"endTime":1218.35,"body":"Maybe"},{"startTime":1218.59,"endTime":1218.91,"body":"in"},{"startTime":1218.91,"endTime":1219.19,"body":"an"},{"startTime":1219.19,"endTime":1219.95,"body":"optimal"},{"startTime":1220.91,"endTime":1221.63,"body":"ideal"},{"startTime":1222.91,"endTime":1223.63,"body":"parallel"},{"startTime":1223.63,"endTime":1224.19,"body":"universe"},{"startTime":1225.79,"endTime":1226.15,"body":"that"},{"startTime":1226.15,"endTime":1226.47,"body":"does"},{"startTime":1226.47,"endTime":1226.83,"body":"not"},{"startTime":1227.07,"endTime":1227.47,"body":"include"},{"startTime":1227.55,"endTime":1227.91,"body":"human"},{"startTime":1227.91,"endTime":1228.43,"body":"beings,"},{"startTime":1229.42,"endTime":1229.66,"body":"because"},{"startTime":1229.82,"endTime":1230.22,"body":"human"},{"startTime":1230.3,"endTime":1230.94,"body":"beings"},{"startTime":1231.18,"endTime":1231.46,"body":"are"},{"startTime":1231.46,"endTime":1231.66,"body":"going"},{"startTime":1231.66,"endTime":1231.9,"body":"to"},{"startTime":1231.9,"endTime":1232.46,"body":"invade"},{"startTime":1233.82,"endTime":1234.14,"body":"that"},{"startTime":1234.14,"endTime":1234.46,"body":"market"},{"startTime":1234.46,"endTime":1234.86,"body":"account."},{"startTime":1235.02,"endTime":1235.46,"body":"They're"},{"startTime":1235.46,"endTime":1235.7,"body":"going"},{"startTime":1235.7,"endTime":1235.86,"body":"to"},{"startTime":1235.86,"endTime":1236.3,"body":"invade"},{"startTime":1236.3,"endTime":1236.54,"body":"that"},{"startTime":1236.54,"endTime":1236.86,"body":"Wall"},{"startTime":1236.86,"endTime":1237.1,"body":"street,"},{"startTime":1237.1,"endTime":1237.3,"body":"that"},{"startTime":1237.3,"endTime":1237.74,"body":"brokerage"},{"startTime":1237.74,"endTime":1238.06,"body":"account,"},{"startTime":1239.42,"endTime":1239.82,"body":"and"},{"startTime":1240.62,"endTime":1240.98,"body":"they're"},{"startTime":1240.98,"endTime":1241.18,"body":"going"},{"startTime":1241.18,"endTime":1241.5,"body":"to"},{"startTime":1241.98,"endTime":1242.58,"body":"upset"},{"startTime":1242.58,"endTime":1242.82,"body":"their"},{"startTime":1242.82,"endTime":1243.18,"body":"system."},{"startTime":1244.46,"endTime":1244.94,"body":"They're"},{"startTime":1244.94,"endTime":1245.059,"body":"going"},{"startTime":1245.059,"endTime":1245.3,"body":"to"},{"startTime":1245.3,"endTime":1245.66,"body":"sell"},{"startTime":1245.9,"endTime":1246.22,"body":"when"},{"startTime":1246.22,"endTime":1246.42,"body":"the"},{"startTime":1246.42,"endTime":1246.94,"body":"market's"},{"startTime":1246.94,"endTime":1247.26,"body":"low"},{"startTime":1248.7,"endTime":1249.02,"body":"because"},{"startTime":1249.02,"endTime":1249.22,"body":"they"},{"startTime":1249.22,"endTime":1249.46,"body":"won't"},{"startTime":1249.46,"endTime":1249.62,"body":"be"},{"startTime":1249.62,"endTime":1249.78,"body":"able"},{"startTime":1249.78,"endTime":1249.94,"body":"to"},{"startTime":1249.94,"endTime":1250.42,"body":"tolerate"},{"startTime":1250.42,"endTime":1250.58,"body":"the"},{"startTime":1250.58,"endTime":1250.94,"body":"losses"},{"startTime":1250.94,"endTime":1251.14,"body":"when"},{"startTime":1251.14,"endTime":1251.34,"body":"they're"},{"startTime":1251.34,"endTime":1251.66,"body":"losing"},{"startTime":1251.9,"endTime":1252.62,"body":"40%."},{"startTime":1253.02,"endTime":1253.46,"body":"Whatever"},{"startTime":1253.46,"endTime":1253.62,"body":"the"},{"startTime":1253.62,"endTime":1253.86,"body":"reason"},{"startTime":1253.86,"endTime":1254.22,"body":"is,"},{"startTime":1254.54,"endTime":1254.94,"body":"human"},{"startTime":1255.02,"endTime":1255.64,"body":"beings"},{"startTime":1256.83,"endTime":1256.99,"body":"have"},{"startTime":1256.99,"endTime":1257.23,"body":"not"},{"startTime":1257.23,"endTime":1257.43,"body":"been"},{"startTime":1257.43,"endTime":1257.71,"body":"able"},{"startTime":1257.71,"endTime":1258.07,"body":"to"},{"startTime":1258.07,"endTime":1258.43,"body":"make"},{"startTime":1258.43,"endTime":1258.83,"body":"that"},{"startTime":1259.55,"endTime":1260.47,"body":"hypothetical"},{"startTime":1260.47,"endTime":1260.83,"body":"work."},{"startTime":1261.31,"endTime":1261.67,"body":"Hey"},{"startTime":1261.67,"endTime":1262.03,"body":"guys,"},{"startTime":1262.11,"endTime":1262.39,"body":"Hope"},{"startTime":1262.39,"endTime":1262.55,"body":"you"},{"startTime":1262.55,"endTime":1262.95,"body":"enjoyed"},{"startTime":1262.95,"endTime":1263.15,"body":"part"},{"startTime":1263.15,"endTime":1263.31,"body":"one"},{"startTime":1263.31,"endTime":1263.43,"body":"of"},{"startTime":1263.43,"endTime":1263.67,"body":"this"},{"startTime":1263.67,"endTime":1264.27,"body":"episode."},{"startTime":1264.35,"endTime":1264.75,"body":"It's"},{"startTime":1264.75,"endTime":1264.99,"body":"just"},{"startTime":1264.99,"endTime":1265.19,"body":"too"},{"startTime":1265.19,"endTime":1265.39,"body":"good"},{"startTime":1265.39,"endTime":1265.59,"body":"to"},{"startTime":1265.59,"endTime":1265.91,"body":"limit"},{"startTime":1265.91,"endTime":1266.07,"body":"to"},{"startTime":1266.07,"endTime":1266.31,"body":"one"},{"startTime":1266.31,"endTime":1266.67,"body":"show."},{"startTime":1267.07,"endTime":1267.43,"body":"Join"},{"startTime":1267.43,"endTime":1267.63,"body":"us"},{"startTime":1267.63,"endTime":1267.83,"body":"next"},{"startTime":1267.83,"endTime":1268.03,"body":"week"},{"startTime":1268.03,"endTime":1268.23,"body":"to"},{"startTime":1268.23,"endTime":1268.43,"body":"hear"},{"startTime":1268.43,"endTime":1268.63,"body":"the"},{"startTime":1268.63,"endTime":1268.91,"body":"rest."},{"startTime":1271.31,"endTime":1271.71,"body":"This"},{"startTime":1271.79,"endTime":1272.15,"body":"is"},{"startTime":1272.15,"endTime":1272.43,"body":"the"},{"startTime":1272.43,"endTime":1274.11,"body":"podcastfactory.com."}]}

Never lose your place, on any device

Create a free account to sync, back up, and get personal recommendations.