Navigated to You Can’t Build a Future on Borrowed Money

You Can’t Build a Future on Borrowed Money

July 15
2h 17m

View Transcript

Episode Description

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠


Dave Ramsey and Dr. John Delony answer your questions and discuss:

  • "How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?"
  • "I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?"
  • "I am $280,000 in debt on business credit cards, should I file for bankruptcy?"
  • "Should we buy our car that was totaled by the insurance company?"
  • "Should I move into the parsonage for my church?"
  • "Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?"
  • "I'm being sued by my mom's ex-landlord, should I be worried?"
  • "Where should my family invest our nest egg?"
  • "Should I cancel my universal index policy?"
  • "How much can I spend on travel while in retirement?"
  • "How do I adjust as a newly single mom?"
  • "How can I get more income while I'm on workers' comp?"
  • "How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance"


Next Steps:

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠

💵 ⁠Start your free budget today. Download the EveryDollar app!

📖 Buy 1 Book, Get 1 Half Off!

❤️‍🩹 Get trusted insurance coverage that fits your budget.


Connect with our Sponsors:

Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership


Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

See all episodes