[SPEAKER_00]: Hey family, before we jump into the five income streams, let's talk about upfront why this matters.

[SPEAKER_00]: You see, according to recent data, I will say over 60% of Americans are living paycheck to paycheck at the time of us recording this show here in 2025.

[SPEAKER_00]: You see, that means that most people are one emergency away from financial disaster.

[SPEAKER_00]: And I remember when I first discovered this thing that we call passive income, I was working multiple jobs, exhausted, and barely making ends meet in my young twenties.

[SPEAKER_00]: Then I realized something, I was trading my time for money, and there were only so many hours within a day, 24 hours, right?

[SPEAKER_00]: Comment below.

[SPEAKER_00]: How do you feel right now?

[SPEAKER_00]: Are you exchanging your time for money?

[SPEAKER_00]: Are you tired of it?

[SPEAKER_00]: Because for me, that's when everything changed when I realized that.

[SPEAKER_00]: And here's the thing.

[SPEAKER_00]: You see, passive income isn't about getting rich overnight.

[SPEAKER_00]: It's about building the habit of making your money work for you instead of you always working for money.

[SPEAKER_00]: We gotta get to the point to where we stop exchanging time for money and start exchanging money for more of our time back.

[SPEAKER_00]: In some of these income streams, we'll earn you $5 a month.

[SPEAKER_00]: Others could scale to thousands, but they all start with the same thing, taking action with whatever you have right now.

[SPEAKER_00]: So, do me a favor.

[SPEAKER_00]: Drop a comment right now and tell me, which income stream are you most curious about?

[SPEAKER_00]: Like, when you think of a word, passive income or income streams, which one do you really, really, really get excited about?

[SPEAKER_00]: And I want to say this up for a passive income, doesn't mean you do nothing.

[SPEAKER_00]: No, it just means that you don't have to exchange as much of your time to start generating money.

[SPEAKER_00]: And so, I wanted to jump into the very first stream, the very first stream, that I think all of us, no matter who we are, where we are need to be doing.

[SPEAKER_00]: All right, income stream number one is a high yielded interest savings account, aka a high yield savings account.

[SPEAKER_00]: I know.

[SPEAKER_00]: I know.

[SPEAKER_00]: I know.

[SPEAKER_00]: I know.

[SPEAKER_00]: This is probably the most boring one on the list.

[SPEAKER_00]: Anthony, you talk about this all the time, but it is also the most accessible and the most passive income stream that we have.

[SPEAKER_00]: And to be honest with you, you might be thinking, Hey, oh, how is this?

[SPEAKER_00]: How is this savings account going to even make me wealthy?

[SPEAKER_00]: Well, let me be honest with you, it's not.

[SPEAKER_00]: Not gonna lie to you.

[SPEAKER_00]: But, okay, this is about building habits and watch this, this is about creating a system that builds over all wealth and a higher savings account, a savings account go towards that.

[SPEAKER_00]: Because let's talk about this.

[SPEAKER_00]: Once you get a taste of it, you'll wanna keep going.

[SPEAKER_00]: And that's really what this is all about, getting started and proving to yourself that your money can and will work for you, even if it's just hundreds of dollars.

[SPEAKER_00]: So, I'm gonna break this down exactly what you need to do right now, because if I'm being honest with you, I've said this several times when I think about the season that I'm in right now, [SPEAKER_00]: If I'm being honest with you, at the time of recording this, I may even feel a certain kind of way about this.

[SPEAKER_00]: But man, I have not even paid for a debt because of the passive income that my high yield savings account had not a debt debt.

[SPEAKER_00]: I have not paid for a date because of the passive income that my money makes within a high yield savings account.

[SPEAKER_00]: And so my money is just sitting there while I'm sleep.

[SPEAKER_00]: It generates income and because it generates income, that's my dating line item.

[SPEAKER_00]: So I want to break this down to how you could take advantage of this.

[SPEAKER_00]: You see, high interest savings accounts also called high yield savings accounts are basically bank accounts that actually pay you decent interest.

[SPEAKER_00]: We're talking in between 3% to up to 5% even up to 6% depending on how much you have right now annually.

[SPEAKER_00]: And this is from most of your online banks.

[SPEAKER_00]: So.

[SPEAKER_00]: what you have to do is compare that to 0.01% or 0.0 or 0.4% that the typical traditional banks will give you.

[SPEAKER_00]: And honestly, if we compare 3% to 0.4% that is much better.

[SPEAKER_00]: But I want to use some real numbers.

[SPEAKER_00]: If you put $100 into a 5% high yield interest aim as account, you earn about $5 with the net calendar year.

[SPEAKER_00]: Small, but completely 100% risk free.

[SPEAKER_00]: $5 to me is better than zero, right?

[SPEAKER_00]: Now, scale that up to let's say $10,000.

[SPEAKER_00]: That earns you about $500 per year.

[SPEAKER_00]: And that's purely passive income.

[SPEAKER_00]: All you have to do is put money in account and keep the money in account.

[SPEAKER_00]: Now, you're generating extra $500.

[SPEAKER_00]: off of that $10,000 I'll just sit in there.

[SPEAKER_00]: Now my high interest savings account pays me daily.

[SPEAKER_00]: The interest is the same, but it pays out, I will say monthly per se.

[SPEAKER_00]: And so that really feels like I'm making a quick win every single month because I see it, the positive inside my account.

[SPEAKER_00]: I can see it growing.

[SPEAKER_00]: I can see it compounding.

[SPEAKER_00]: So here's how you get started.

[SPEAKER_00]: Stat number one is very simple.

[SPEAKER_00]: She's just come up on the screen right now.

[SPEAKER_00]: Go to anthonyo.com for slash savings and compare the race.

[SPEAKER_00]: One thing I used to do in the past is give you all one savings account.

[SPEAKER_00]: And I partnered with this [SPEAKER_00]: tool to wear now every single week, we update the current in the top five high-interest savings account.

[SPEAKER_00]: So if you go to anthonylo.com, forage that savings, you'll see three to five banks compare the rates, compare the options and see what works best for you.

[SPEAKER_00]: Step two is look for accounts with no fees, government protection, which is FDIC insurance and easy to withdraw.

[SPEAKER_00]: You have to do this up front now.

[SPEAKER_00]: Here's a tip that I'm going to leave you with when it comes to this step number one When it comes to passive income most of these accounts have a cap on how much you can put in or right?

[SPEAKER_00]: how much they'll pay you an interest.

[SPEAKER_00]: So if you have a lot of savings, split them across different accounts and maximize them out.

[SPEAKER_00]: You're making an interest.

[SPEAKER_00]: This is super important.

[SPEAKER_00]: That's it.

[SPEAKER_00]: It's simple, boring, but it's honestly effective.

[SPEAKER_00]: and here's the most beautiful part.

[SPEAKER_00]: This is your foundation.

[SPEAKER_00]: Every other income stream we talk about today in this video can be funded by the money you're already earning from this one, or it could be funded by some of the options.

[SPEAKER_00]: All right, which leads me into segment number two, AI.

[SPEAKER_00]: This is a game changer.

[SPEAKER_00]: What if you could invest $100 or $1,000 to learn a high demand skill that pays you back hundreds of thousands of dollars per year?

[SPEAKER_00]: Or let's just say this is break down to a small man.

[SPEAKER_00]: What if you think could pay you back $1,000 per month from a small investment of anywhere between $100 to $1,000?

[SPEAKER_00]: This is where Careeris comes in.

[SPEAKER_00]: And I'm excited to tell you about them because they're sponsoring today's video.

[SPEAKER_00]: He's a Careeris offers an AI automation training program that teaches you how to use AI tools to automate business processes.

[SPEAKER_00]: We're talking about skills that companies are desperately hiring for.

[SPEAKER_00]: Companies like myself, I am telling them my team, [SPEAKER_00]: we need to take advantage of AI.

[SPEAKER_00]: And I'm looking for someone that I can hire who knows the AI world that can help our job be better, get better information to better teach you.

[SPEAKER_00]: And here's what you're going to learn.

[SPEAKER_00]: How to automate repetitive business tasks using AI.

[SPEAKER_00]: Python and silicon for our QA automation, AI-driven workflow optimization, which I'm telling you right now.

[SPEAKER_00]: I am literally paying someone $10,000 right now at the time of recording this to turn my company's system into an automatic system to where we can flow better.

[SPEAKER_00]: And you're also learned skills that make you immediately high-above in tech.

[SPEAKER_00]: No, no, no, no, no, no.

[SPEAKER_00]: I can't tell you how important AI is when it comes to our future, like AI in the next five to ten years, if you don't have AI a part of your job, heck, let's go three to five years.

[SPEAKER_00]: You might be out of a job.

[SPEAKER_00]: And if you're looking to start a business on the side, [SPEAKER_00]: AI automation, you can make money.

[SPEAKER_00]: I'm paying a young kid, 25 years old, $10,000 to build me an AI system.

[SPEAKER_00]: And here is why this matters for passive income.

[SPEAKER_00]: Listen to the strategy.

[SPEAKER_00]: You learn AI automation skills.

[SPEAKER_00]: Then you freelance with them.

[SPEAKER_00]: Then you build your own automated system, then create digital products, teaching others [SPEAKER_00]: Companies like myself are paying 50 to $100 per hour for people who can automate our workflows.

[SPEAKER_00]: And the best part, once you understand automation, you can build systems that generate income while you sleep.

[SPEAKER_00]: And this is what I'm looking for.

[SPEAKER_00]: I need someone to come in and build systems that while I'm sweet, why are you all watching this show?

[SPEAKER_00]: If you all know, when a purchase this product or take this particular thing with minds or whatever, my, my AI automation system can do all that serve you well, but it doesn't require me to be in front of the computer screen or it doesn't require one of my team members to be inside of a computer screen.

[SPEAKER_00]: AI and automation jobs are exploding right now because businesses need people who can streamline operations, analyze data, and reduce manual work because it saves me money.

[SPEAKER_00]: This isn't just a skill, it's a career path that leads directly to passive income.

[SPEAKER_00]: And here's the RRI angle.

[SPEAKER_00]: You're going to invest a few weeks with careers, learning AI automation, right?

[SPEAKER_00]: You're going to land your first freelance gig at 500 to I say about $1,000 a month.

[SPEAKER_00]: This is just on the side.

[SPEAKER_00]: You've already made back your investment multiple times over, then use those skills to build automatic income streams.

[SPEAKER_00]: Automatic.

[SPEAKER_00]: So you can work your eight to five job, come home, learn this within a few weeks, build your aside business, can you imagine hold up, Laylery?

[SPEAKER_00]: I'm gonna be inside of here.

[SPEAKER_00]: Can you imagine going to work, you've built an AI system, and now while you're on your eight to five job, your gig, your side gig is making you money, while you're working somewhere else?

[SPEAKER_00]: That's where we need to be.

[SPEAKER_00]: If you want to get started, I want you to head to careerist.

[SPEAKER_00]: I'm actually going to Anthonyoneo.com for slash AI automation.

[SPEAKER_00]: Again, that is Anthonyoneo.com, AI automation.

[SPEAKER_00]: They offer this online training with real world products.

[SPEAKER_00]: When you just click on that link, you're going to get into it and watch this.

[SPEAKER_00]: The link you would be inside in the description, but here's what I love.

[SPEAKER_00]: You're not gonna pay up, friend.

[SPEAKER_00]: They're gonna schedule the time to call you to really go further into what this offers, what are the job opportunities, what are the side gig opportunities.

[SPEAKER_00]: I wanna be honest with you all.

[SPEAKER_00]: I do not want you to learn this solely for a job.

[SPEAKER_00]: I want you to learn this so you can start your own business on a side.

[SPEAKER_00]: Because once you get these A.R.

[SPEAKER_00]: automation skills, here's exactly how you turn them into consistent, freelance income.

[SPEAKER_00]: All right, number one, simple.

[SPEAKER_00]: You generate income.

[SPEAKER_00]: Yeah.

[SPEAKER_00]: Number two, while you're on your job, you can be having your AR system work for you in generating more income.

[SPEAKER_00]: What am I saying?

[SPEAKER_00]: As a matter of fact, let's get into this next one because freelancing is income stream number three.

[SPEAKER_00]: Free-lasting is the move.

[SPEAKER_00]: Now I wanna be honest with you.

[SPEAKER_00]: This is the least passive one on a list.

[SPEAKER_00]: Be real to you.

[SPEAKER_00]: But it's your fast track funding source.

[SPEAKER_00]: And I wanna break down this strategy.

[SPEAKER_00]: Use freelancing to fund your other passive income streams.

[SPEAKER_00]: I wanna pause right there.

[SPEAKER_00]: I wanna pause right there.

[SPEAKER_00]: We have to get into the mindset of, I wanna stop using income to generate, I wanna stop using my time to generate more income.

[SPEAKER_00]: So how do we get to the point to where what's the strategy?

[SPEAKER_00]: Okay, I'm gonna use my time to generate income.

[SPEAKER_00]: I'm gonna take that income instead of for solely paying bills and buying other nice unnecessary things.

[SPEAKER_00]: I'm gonna pay my bills and then the margin between my income and my bills, I'm gonna use that margin, watch this.

[SPEAKER_00]: to generate more wealth building streams that generates me more money.

[SPEAKER_00]: So I'm going to take that margin, invest it into a AI software, invest it into a side gig to where I can generate more income that now buys back some of my time.

[SPEAKER_00]: It buys back, watched this, some of my time.

[SPEAKER_00]: Let me explain a little bit more what I mean.

[SPEAKER_00]: You see, freelance is selling your skills on platforms like Fiverr, Upwork, or just in general, maybe on Instagram and Facebook.

[SPEAKER_00]: Skills like writing, designing, video editing, social media management, virtual assistants, or the AR automation skills you just learned from careers.

[SPEAKER_00]: And freelancing is taking whatever skill, whatever gift and talent that God gave you, and turning that into a machine that generates you and your family income.

[SPEAKER_00]: You can start with $25 to $50 per gig and scale to $500 to $1,000 per project as you build your reputation up.

[SPEAKER_00]: And I want to give you some pointers on how to exactly get started.

[SPEAKER_00]: that you just aren't.

[SPEAKER_00]: Like, what are you passionate about?

[SPEAKER_00]: Like, what can you do?

[SPEAKER_00]: Then step two is create a profile on at least two platforms.

[SPEAKER_00]: Maybe Facebook Marketplace, maybe Upwork.

[SPEAKER_00]: I personally recommend starting with fiber and Upwork.

[SPEAKER_00]: Then set number three, start with competitive pricing to build reviews.

[SPEAKER_00]: Don't worry about charging top dollars just yet.

[SPEAKER_00]: You need social proof.

[SPEAKER_00]: You need to get people in who can trust you, who can give you some [SPEAKER_00]: valid third party validation.

[SPEAKER_00]: Step four, you got deliver great work.

[SPEAKER_00]: Get five star reviews minimum.

[SPEAKER_00]: Then after you get a few up a need to your belt, then that's when you get your rate, your race up.

[SPEAKER_00]: Parming example, we just launched our studio here.

[SPEAKER_00]: And I told my teams that, hey, we're going to charge some ridiculous price and we're going to get people in here, we're going to capture pictures of them, we're going to capture videos of them, we got to get social proof and once we get social proof and then we can raise our prices because we've shown the community what we can offer.

[SPEAKER_00]: But I can't come out the gate with no social proof charging these ridiculous prices because people will not see the value.

[SPEAKER_00]: So we have to start somewhere, now here's the key strategy that most people miss.

[SPEAKER_00]: Every dollar you make freelancing, I need you to split it 7525.

[SPEAKER_00]: 75, 25, 25% goes into your high-o saves account and investments.

[SPEAKER_00]: That's right.

[SPEAKER_00]: Remember, we're always working to buy back some of our time.

[SPEAKER_00]: Now within the beginning, 75% of your funds need to go back into your freelance, back into your digital product, for an example, on what you're going to talk about here in a little bit, but it has to go back into your business.

[SPEAKER_00]: Because we need to fund that business so that way you're not wrecking of debt.

[SPEAKER_00]: I'm still on that.

[SPEAKER_00]: I'm still on that.

[SPEAKER_00]: All right?

[SPEAKER_00]: So remember that 75% rule because this is how you turn active income into passive income.

[SPEAKER_00]: You're not just working for money, you're working to build assets that will then pay you and your family and your children's children's children later on.

[SPEAKER_00]: I know so many people who started freelancing with one skill.

[SPEAKER_00]: made a few thousand dollars, then use that money watches to create a course, or a template library that now earns the money every single day without any extra work.

[SPEAKER_00]: And if I'm being honest with you all, that's what we're doing.

[SPEAKER_00]: I work hard, but I don't have to work hard every single day because we've built a strategy [SPEAKER_00]: why we're not working.

[SPEAKER_00]: This is why my team doesn't work on Fridays.

[SPEAKER_00]: I don't work on Monday and Fridays.

[SPEAKER_00]: If you're already freelancing, I'm going to be drop a skill, drop your skill in the comments.

[SPEAKER_00]: As it's generated as a community, as a family, what are some ideas that all of us can take advantage of?

[SPEAKER_00]: Let's support each other and see what everyone is working on.

[SPEAKER_00]: So please, in the comment selection section, please go down and jot this down.

[SPEAKER_00]: Let us know, all right.

[SPEAKER_00]: Now, here's income stream number four.

[SPEAKER_00]: affiliate marketing and UGC UGC content, which is what they call user-generated content, which everyone does this, everyone does this.

[SPEAKER_00]: It's not just people who we call like myself influencers quote unquote, but this is how I made my first passive income online.

[SPEAKER_00]: And I wanna be completely transparent with you.

[SPEAKER_00]: When I started, I wasn't making thousands of dollars.

[SPEAKER_00]: I was making $20 to $40.

[SPEAKER_00]: I would say within my audience on YouTube.

[SPEAKER_00]: But here's what mattered.

[SPEAKER_00]: I was making money while I was sleeping.

[SPEAKER_00]: And once you fill that, everything changes.

[SPEAKER_00]: So what is affiliate marketing?

[SPEAKER_00]: Let's talk about that.

[SPEAKER_00]: It's simple.

[SPEAKER_00]: Anytime you see someone, get on line, yo man, I just got the new iPhone and his dope.

[SPEAKER_00]: That's affiliate marketing.

[SPEAKER_00]: Yo, I just got this new brush.

[SPEAKER_00]: That's affiliate marketing.

[SPEAKER_00]: You recommend products you actually use and when someone buys through your link, you earn commission.

[SPEAKER_00]: Now, why does this work?

[SPEAKER_00]: Well, it's low barrier to entry [SPEAKER_00]: Anthony, I'm not a content creator.

[SPEAKER_00]: Yes, you are.

[SPEAKER_00]: If you have an Instagram, if you have a Facebook and you've posted a recipe for your, for your diss that you made, you are a content creator.

[SPEAKER_00]: If you've ever gone online and said, yo, this crazy deal is going on the Amazon, you're missing out on money.

[SPEAKER_00]: Speaking of Amazon, let's talk real numbers.

[SPEAKER_00]: You see, Amazon associate pays 1 to 3% commission.

[SPEAKER_00]: So if someone buys a $50 item through your suggestion, you might earn $50 to $1 to $1.50 honestly.

[SPEAKER_00]: And you might also get a percentage on anything else [SPEAKER_00]: within those first 24 to 48 hour time frame.

[SPEAKER_00]: So what am I saying?

[SPEAKER_00]: Actually, let me say this first.

[SPEAKER_00]: Other affiliate programs tend to pay 10 watched this two sometimes 50%.

[SPEAKER_00]: Especially for digital products, software, and courses.

[SPEAKER_00]: But I want to show you how can you get started on this.

[SPEAKER_00]: Anthony, I'm not you.

[SPEAKER_00]: I don't have a million subscribers on YouTube.

[SPEAKER_00]: I'm not a content creator.

[SPEAKER_00]: All right, cool, great.

[SPEAKER_00]: Step one, I want you to pick a niche that you know really well.

[SPEAKER_00]: Don't try to review random products you've never used.

[SPEAKER_00]: Choose something you use daily.

[SPEAKER_00]: That make up, that skin care.

[SPEAKER_00]: Um, maybe a finance app, a budgeting app, uh, maybe it's a product tools, um, maybe it's a book that you've read, that you purchase on Amazon.

[SPEAKER_00]: Whatever you're already spending money, I don't care what it is.

[SPEAKER_00]: Ladies, I'll have nail products, hair products, skin products, coding products.

[SPEAKER_00]: Step two is sign up for an affiliate program that you like.

[SPEAKER_00]: The number one program I want you to do is Amazon associates.

[SPEAKER_00]: It's the most obvious one because the majority of everything is on Amazon.

[SPEAKER_00]: And I'll probably say 90% of you are watching right now.

[SPEAKER_00]: You've promoted something on Amazon.

[SPEAKER_00]: You've done it.

[SPEAKER_00]: Why not get paid for it?

[SPEAKER_00]: Anytime you all see me promote a book, a push a book out there, y'all, it's an Amazon associate link.

[SPEAKER_00]: Why not get paid?

[SPEAKER_00]: So stop posting, hey, this is a good book and not getting paid for it.

[SPEAKER_00]: Anthony, it's just a dollar.

[SPEAKER_00]: Okay, if 50 of your followers buy it, that's $50 for you just doing something that you was getting zero for.

[SPEAKER_00]: All of us create, which is step three, all of us create useful content around these products.

[SPEAKER_00]: You're on TikTok promoting this thing.

[SPEAKER_00]: Some of y'all are on Instagram promoting this thing.

[SPEAKER_00]: Maybe create a news letter.

[SPEAKER_00]: Be strategic.

[SPEAKER_00]: And here's step four, always include now your links naturally.

[SPEAKER_00]: Don't be pushy.

[SPEAKER_00]: Okay, don't be forceful.

[SPEAKER_00]: Hey, y'all, just read this new book.

[SPEAKER_00]: Man, I just got Anthony's latest book.

[SPEAKER_00]: Take your seated table y'all.

[SPEAKER_00]: This is a great book.

[SPEAKER_00]: Check it out, link in the description.

[SPEAKER_00]: I'll link, link right here.

[SPEAKER_00]: You ain't got to tell him as you're affiliate link.

[SPEAKER_00]: Thank you for promoting my book, though.

[SPEAKER_00]: Get paid for it.

[SPEAKER_00]: Because here's the thing.

[SPEAKER_00]: And here's a beautiful part about it.

[SPEAKER_00]: Amazon is not going to charge them more.

[SPEAKER_00]: If you're a program is not going to charge them more.

[SPEAKER_00]: So if it's a hundred dollar product or it's a twenty dollar product, they're going to pay that twenty dollar product.

[SPEAKER_00]: Amazon or any other affiliate link program is going to pay you off of the twenty dollars.

[SPEAKER_00]: So your followers, your fan base, they're not getting charge anything extra.

[SPEAKER_00]: You're just going to get a portion of it for referring them because Amazon is saying, thank you so much for sending us customers.

[SPEAKER_00]: Now, here is one of the most beautiful parts, and I want to be transparent.

[SPEAKER_00]: Some of my videos, from years ago, still earned me about, I was telling them, monthly basis, about $1,000.

[SPEAKER_00]: And I've done absolutely nothing.

[SPEAKER_00]: Nothing, to maintain them.

[SPEAKER_00]: But that's just the power of passive income, but then also the power of internet.

[SPEAKER_00]: And I've always said it's like some of my people who I'm into or listen, if you're not using the internet to generate income, you're missing out on a lot of income.

[SPEAKER_00]: Because this is honestly blowing up right now.

[SPEAKER_00]: brands are paying $100 to, I'll say, $500 per video for authentic reviews and testimonies.

[SPEAKER_00]: And if you have a huge audience, may you can get away from $1,000 to $10,000 15,000 per video.

[SPEAKER_00]: You don't even need to be following me.

[SPEAKER_00]: You just need to be able to naturally create good content that fills real, and brands will pay you.

[SPEAKER_00]: Your money is sitting in a regular savings, making pennies while the inflation is eating lunch.

[SPEAKER_00]: Wow.

[SPEAKER_00]: That emergency fund that vacation money you've been stashing away, it should be working for you, not just sitting there.

[SPEAKER_00]: Here's the thing.

[SPEAKER_00]: interest rates change every single month and most people have no clue that missing out with some serious money.

[SPEAKER_00]: Every single day we update our list of high yield saves account that are the best so that your money makes more money while you're working while you're sleeping.

[SPEAKER_00]: We're talking about turning your savings into a wealth building machine.

[SPEAKER_00]: Don't let your hard earned dollars.

[SPEAKER_00]: Stay lazy on which you visit, anthonyonio.com for slash savings right now and see which high-year saves account will put the most money back in your pocket today.

[SPEAKER_00]: Listen, go to anthonyonio.com for slash savings, choose an account, put your money in there and I promise you, your future will say, thank you for giving those some more money.

[SPEAKER_00]: Do not promote something that you don't stand behind.

[SPEAKER_00]: I've had banks call me and say, yo, can you promote this credit card?

[SPEAKER_00]: I can't.

[SPEAKER_00]: Yo, I'll be honest with you.

[SPEAKER_00]: I've had a brand come up to me and be like, hey, how do I say this?

[SPEAKER_00]: I don't know when we just respectful to the brand because they do watch my show.

[SPEAKER_00]: But a brand offered me seven figures for a year to promote them on my show, to do a five city tour around their particular credit cards, lounges, to go into their lounges and to teach financial literacy, right?

[SPEAKER_00]: But then also to promote get a credit card on my show.

[SPEAKER_00]: And while I am that person that, hey, my show generates awful best.

[SPEAKER_00]: TV generates awful paid ads.

[SPEAKER_00]: Yes, my, we would not be able to do this if we did not have brands.

[SPEAKER_00]: But at the same time, I do not want to be misleading to you by just being bought.

[SPEAKER_00]: So I only promote what I honestly believe in.

[SPEAKER_00]: Because if I start promoting something that I teach against, y'all are not going to trust me.

[SPEAKER_00]: Listen, 40 years ago, 40 years ago, striking gold, watch this.

[SPEAKER_00]: I would say, striking becoming rich and striking millions was oil.

[SPEAKER_00]: Today in 2025, is do you have an audience?

[SPEAKER_00]: Because people are paying for eyeballs and ears.

[SPEAKER_00]: In 2025, your content is not just your digital resume, but it's also your asset.

[SPEAKER_00]: You created once, and you can earn forever.

[SPEAKER_00]: YouTube gives me analytics every single day, letting me know, hey, here's the income you generated from the last 60 days, which is technically your new current.

[SPEAKER_00]: But here's your income from old content.

[SPEAKER_00]: 40% of my income comes from old content.

[SPEAKER_00]: 60% comes from new.

[SPEAKER_00]: If you're thinking about getting started, I don't want you to start with a newsletter, a blog, posting on TikTok like you already do.

[SPEAKER_00]: and sign up for the Amazon affiliate marketing link.

[SPEAKER_00]: We're going to put that inside of show notes.

[SPEAKER_00]: Listen, I don't get nothing off of you, signing up to be an affiliate for Amazon.

[SPEAKER_00]: No, I get nothing.

[SPEAKER_00]: I want to say that up front.

[SPEAKER_00]: So Amazon is not paying me for this.

[SPEAKER_00]: So but I want you to do this because, man, I think it's super, super, super important for you all to generate some extra income.

[SPEAKER_00]: You all are ready.

[SPEAKER_00]: We all have, man, I just put, I was trying to get an affiliate link for my treadmill and they wouldn't, they wouldn't give me one, but I was like, all right, cool.

[SPEAKER_00]: I can't get one, but I still want people to know, hey, this is the best treadmill to get.

[SPEAKER_00]: All right, but, but here's, I want to go straight into the last one, because I'm trying to keep ourselves right around and we're at 28 minutes.

[SPEAKER_00]: I'm trying to keep ourselves right around 30 minutes.

[SPEAKER_00]: But this is my favorite one.

[SPEAKER_00]: because you're packaging what you already know into something that's scalable, accessible, and can reach people all over the world, right?

[SPEAKER_00]: And this is my income stream number five digital products.

[SPEAKER_00]: Here's our works.

[SPEAKER_00]: You create a product once, maybe it's a PDF, a guide.

[SPEAKER_00]: I would even say an e-book, a template, a mini course.

[SPEAKER_00]: And then you sell unlimited copies without any extra work.

[SPEAKER_00]: Literally, why are your app work?

[SPEAKER_00]: Because you put your skills and assets on paper and into an attractive PDF or e-book, now you're generating money while you're at work.

[SPEAKER_00]: There's no printing, there's no shipping, there's no stock to manage, where the 10 people buy it, or 10,000 people buy it, the effort stays the exact same.

[SPEAKER_00]: The exact same.

[SPEAKER_00]: Let's talk real numbers.

[SPEAKER_00]: Let's say you create a $10 guide.

[SPEAKER_00]: You sell 100 copies.

[SPEAKER_00]: That's $1,000 minus any platform fees.

[SPEAKER_00]: And you created it once.

[SPEAKER_00]: Now I want to be honest with you about the downsides because digital products are not perfect.

[SPEAKER_00]: Let's let's be honest.

[SPEAKER_00]: Some of y'all have gone miles and some of you all have told me exactly how you feel about it.

[SPEAKER_00]: Okay, first saturation because it's so easy to create lots of people are doing it.

[SPEAKER_00]: you're competing with people all over the world.

[SPEAKER_00]: Second, it's copying.

[SPEAKER_00]: If you sell in a marketplace like Etsy or Shopify, some of them might buy your product, tweak it and sell their own version of it.

[SPEAKER_00]: That's beyond us, there are the perception.

[SPEAKER_00]: Some buyers still don't value digital products the same way that they value physical ones.

[SPEAKER_00]: That's fine, but here's the flip side.

[SPEAKER_00]: The margins are incredible.

[SPEAKER_00]: With physical products, you're covering materials, packaging, shipping, with digital products, once you've made it, every extra sale is basically 100% pure profit, excluding your fees, for managing it online.

[SPEAKER_00]: And because you don't have to, for fill orders, you free up your time and location.

[SPEAKER_00]: You can literally make sales while you're asleep or on vacation.

[SPEAKER_00]: Here's how you get started, and I'm good.

[SPEAKER_00]: Number one, identify a problem that you can solve.

[SPEAKER_00]: Look at things you've purchased recently, or problems you've figured out.

[SPEAKER_00]: Ask yourself, could I package this solution for others?

[SPEAKER_00]: Number two, create a simple solution, start with the PDF or a template.

[SPEAKER_00]: Don't overcomplicate it.

[SPEAKER_00]: Number three, listen on a platform.

[SPEAKER_00]: S.C.S.

[SPEAKER_00]: is, is beginner friendly because it already has buyers built in.

[SPEAKER_00]: You can also use, you know, apps like Shopify, right?

[SPEAKER_00]: Number four, promote it through your content.

[SPEAKER_00]: Use your TikTok, your Instagram, your blogs, if you're on YouTube, use it on YouTube.

[SPEAKER_00]: The key thing here is keep it simple for your first product.

[SPEAKER_00]: Focus on solving one specific problem that you know how to solve and use your freelancing income or your content to promote it.

[SPEAKER_00]: There's nothing quite like getting a notification.

[SPEAKER_00]: Watch this for a sale that you made while you are sleep or while you're working a non-ify job.

[SPEAKER_00]: When you hear that ding, [SPEAKER_00]: that feeling is addictive, and it's what's keeps you, I would say, going.

[SPEAKER_00]: I was with one of my dear friends, and she was laughing because we were sitting there and having lunch, her and her fiance, and her phone just kept saying, and I was like, okay, sis, you make your money.

[SPEAKER_00]: She was like, yeah, we just paid for lunch.

[SPEAKER_00]: I got it, and they paid for lunch.

[SPEAKER_00]: Because she created a system that generated her income while she was having lunch, while she was working, while she's being a mom, while she's being a fiance, while she's doing whatever, and we all have to get to that.

[SPEAKER_00]: I just gave you five ways to build passive income, with less than $100.

[SPEAKER_00]: Now, you've got to put this thing into action.

[SPEAKER_00]: Day one or day two, with the next 48 hours, when you go open up a high interest savings account [SPEAKER_00]: After that, right around day three, you want to design it for careers AI and start learning the automation skills because that is easy money that I know right now if you can do it.

[SPEAKER_00]: Every company, every company, every church, every business, every school is going to benefit from AI.

[SPEAKER_00]: Get ahead of the game.

[SPEAKER_00]: Get ahead of the game.

[SPEAKER_00]: Now, once you learn it, then I want you to create a profile on freelancing platforms and offer your services.

[SPEAKER_00]: Then from there, showing three affiliate programs, and you'll be good.

[SPEAKER_00]: Listen, y'all, I want to keep this short.

[SPEAKER_00]: That's it.

[SPEAKER_00]: Let's get this free money, and I promise you, you'll be well.

[SPEAKER_00]: All right, it's your boy Anthony O'Neill.

[SPEAKER_00]: Check out all the links inside this show description, and I'll see you in the next show.

[SPEAKER_00]: Peace out.