[SPEAKER_00]: Mark, we are here working hard, clocking in, doing everything 100% right.

[SPEAKER_00]: There's a whole other group of people building wealth in their sleep.

[SPEAKER_00]: Yep, and it's not because they're smarter than us.

[SPEAKER_00]: It's because they understand one thing that we were not taught.

[SPEAKER_00]: And that is how to make money work specifically for you.

[SPEAKER_00]: Today, I'm going to be breaking down exactly how to start investing.

[SPEAKER_00]: Even if you're paying off debt, even if you're only, if you only have $50 to start, and even if Wall Street feels like it wasn't built specifically for us when I say us black people.

[SPEAKER_00]: By the end of this video, [SPEAKER_00]: You'll have a clear, simple plan, and you can get started on this week.

[SPEAKER_00]: Lately, we've been having a conversation with my investing expert Courtney.

[SPEAKER_00]: He is my brother, good friend, who is Dowden.

[SPEAKER_00]: And a lot of you all have been sending us emails and Anthony this, this is great.

[SPEAKER_00]: Like this is amazing.

[SPEAKER_00]: Y'all, y'all, y'all gave me the stocks.

[SPEAKER_00]: But how do I get started?

[SPEAKER_00]: We're going to have that conversation.

[SPEAKER_00]: I want to start a conversation here.

[SPEAKER_00]: Let's talk about why investing matters.

[SPEAKER_00]: Here's what they do not tell you in school.

[SPEAKER_00]: Inflation is eating your savings alive.

[SPEAKER_00]: That $10,000 sitting your savings account is losing every single year.

[SPEAKER_00]: Specifically losing gets value every year.

[SPEAKER_00]: While you're saving, your money is actually shrinking and purchasing power.

[SPEAKER_00]: Meanwhile, people who own assets like stocks, real estate, some businesses, they're getting wealthier.

[SPEAKER_00]: Not because they were harder than you, but because the system rewards ownership.

[SPEAKER_00]: Remember that.

[SPEAKER_00]: The system rewards ownership.

[SPEAKER_00]: If we don't understand this game, we're always going to be on an outside looking end.

[SPEAKER_00]: If you're always exchanging your time for money and never allowing your money to buy back your time to specifically own something, you will never get to the website to say, you deserve.

[SPEAKER_00]: Now I used to think, investing was only for the rich people.

[SPEAKER_00]: I was focused on getting out of debt, trying to make ends meet, helping my family, but then I learned something that changed everything.

[SPEAKER_00]: Investing isn't just for the wealthy individuals.

[SPEAKER_00]: It's how people actually become wealthy.

[SPEAKER_00]: And it's one of the most powerful tools we have to build when it comes to generation of wealth.

[SPEAKER_00]: See, over in Proverbs 13 verse 22 it says, a good person leaves an inheritance for their children's children.

[SPEAKER_00]: You see, that's not just about leaving money behind.

[SPEAKER_00]: That is about being a good steward of what God has blessed you and I with.

[SPEAKER_00]: This is about building a legacy that outlives us.

[SPEAKER_00]: And investing is one of the tools God gave us to do exactly.

[SPEAKER_00]: So real quick, I want you to drop a comment right now.

[SPEAKER_00]: What's the number one thing stopping you from investing?

[SPEAKER_00]: Is it fear?

[SPEAKER_00]: Is it a lack of knowledge?

[SPEAKER_00]: Not enough money?

[SPEAKER_00]: Dead?

[SPEAKER_00]: I want you to be honest with our community and drop it in the comments below.

[SPEAKER_00]: Because I'm gonna be praying over those today.

[SPEAKER_00]: All right, today.

[SPEAKER_00]: So, I wanna break down.

[SPEAKER_00]: I wanna break down what investing actually is, because I think a lot of people overcomplicate it, and I wanna make sure that no matter what level you want within our community, you have a clear understanding.

[SPEAKER_00]: You see, investing is simply buying pieces of companies that make money.

[SPEAKER_00]: When those companies grow, you grow as well.

[SPEAKER_00]: When they pay out profits, call it dividends, you get paid.

[SPEAKER_00]: That's it.

[SPEAKER_00]: You're becoming [SPEAKER_00]: a part owner and a business.

[SPEAKER_00]: Now, here's what most beginners, or obviously here's where most beginners mess up.

[SPEAKER_00]: They try to pick the next big stock.

[SPEAKER_00]: They hear about Tesla or Apple or whatever, trending on social media, and they think they need to time it perfectly.

[SPEAKER_00]: They think they got to be some kind of genius to win at investing.

[SPEAKER_00]: But let me tell you a story.

[SPEAKER_00]: You remember Blackberry back in 2008?

[SPEAKER_00]: Everybody had a Blackberry.

[SPEAKER_00]: I had a Blackberry.

[SPEAKER_00]: It was the phone.

[SPEAKER_00]: The stock was worth $144 per share.

[SPEAKER_00]: Everybody thought it was unstoppable.

[SPEAKER_00]: Today, that same stock is worth $4.52.

[SPEAKER_00]: four dollars and fifty two cents.

[SPEAKER_00]: Even the sure things can fail.

[SPEAKER_00]: So if the experts can't predict which individual companies will win, what chances do you and I have?

[SPEAKER_00]: That's why I don't want you picking solely individual stocks, especially when you're starting out.

[SPEAKER_00]: Here's the winning strategy, index and mutual funds, instead of gambling on one specific company, you invest in hundreds of companies at once.

[SPEAKER_00]: It's called an index fund or a mutual fund, and it's like buying a slice of the entire specific market.

[SPEAKER_00]: Let me give you some real numbers.

[SPEAKER_00]: If you put this say for example, $100 in the S&P 500 back in 1996, [SPEAKER_00]: That's an index fund and or mutual fund that trites the 500 biggest companies in America.

[SPEAKER_00]: You know what that $100 would be worth today?

[SPEAKER_00]: $1,700 is for dollars.

[SPEAKER_00]: That's the power of diversifying and time working together.

[SPEAKER_00]: The S&P 500 has going up over time.

[SPEAKER_00]: Yeah, there are dips, 2008, we had a financial crisis, 2020 pandemic, but if you zoom out, the trend is 100% up.

[SPEAKER_00]: Here's what I want you to remember.

[SPEAKER_00]: You don't need to beat the market.

[SPEAKER_00]: You just need to be in the market.

[SPEAKER_00]: That's it.

[SPEAKER_00]: I only should beat it.

[SPEAKER_00]: Definitely don't need you to break it.

[SPEAKER_00]: I don't need you to outrun it, I just need you to be in it.

[SPEAKER_00]: When I say in it, some of y'all said, we're Anthony Howe.

[SPEAKER_00]: So let's get practical.

[SPEAKER_00]: I'm about to give you the exact step by step plan and I'm making this so simple.

[SPEAKER_00]: And you can literally start 100% today.

[SPEAKER_00]: Step number one, try and make sure I'm saying this stuff correctly.

[SPEAKER_00]: Set number one is gonna be open the right account.

[SPEAKER_00]: Here it is, you need a brokerage account.

[SPEAKER_00]: Now, there are a lot of platforms out there, but you want one that is legit, that is regulated and beginner-friendly.

[SPEAKER_00]: If you have a job that offers a 401k, specifically a Roth 401k, I want you to start there.

[SPEAKER_00]: Especially if your employer is doing a match, when it comes to your contributions, that's literally free money.

[SPEAKER_00]: All right, don't leave free money on a table.

[SPEAKER_00]: Please do not leave free money on the table.

[SPEAKER_00]: But let's just say for an example, you're working a job and you don't have a 401k, you don't qualify for a 401k, or you want to invest outside of your 401k, now you need a broker to count.

[SPEAKER_00]: And this is where I want to tell you about a platform I've been working with called Moomoo.

[SPEAKER_00]: Now, I know a lot of you have been asking me, Anthony, where should I open my account?

[SPEAKER_00]: What platform do you recommend?

[SPEAKER_00]: And honestly, Moomu has been a great platform for beginners because it's easy to use.

[SPEAKER_00]: They have zero commission fees and right now they're running an incredible promotion.

[SPEAKER_00]: When you sign up and make your first deposit of at least $100, had Anthony on theo.com for slash Moomu, I'll put the link inside of the description.

[SPEAKER_00]: That's E, that's N, N, V, D, A.

[SPEAKER_00]: One of the biggest tech companies in the world.

[SPEAKER_00]: So you're literally getting free stock just for starting.

[SPEAKER_00]: That's to me, a 100% no brainer.

[SPEAKER_00]: So just go to Anthony on theo.com, forward slash, remove, open your account and let's get you started the right way.

[SPEAKER_00]: Some of y'all are going to say, Anthony, well, how do I get started?

[SPEAKER_00]: Well, below the link and started the show description, I'm going to put a tutorial on how to open up this brokerage account, which is a video that we did sometime last month.

[SPEAKER_00]: Check it.

[SPEAKER_00]: It's literally a step by step screen share of how I open up my mobile account.

[SPEAKER_00]: So, [SPEAKER_00]: Once you do set number one, open up an account.

[SPEAKER_00]: Set number two is choose your investment.

[SPEAKER_00]: Once your account is open, here's what you're looking for.

[SPEAKER_00]: The mutual funds that track the S&P 500 or the index funds that track the S&P 500 or total market funds, right?

[SPEAKER_00]: Some examples, V-O-O, [SPEAKER_00]: VTI FX-A-I-X.

[SPEAKER_00]: I think if I'm correct, these are ticker symbols.

[SPEAKER_00]: Just like how you search for a song on Spotify, you search for these inside of your Moomu brokerage account.

[SPEAKER_00]: All right.

[SPEAKER_00]: These funds give you instant diversification.

[SPEAKER_00]: you investing in Apple, Microsoft, Amazon, Walmart, Coca-Cola, I'm in 495 other companies, all that once.

[SPEAKER_00]: So if one company fails and tanks, you're protected because the other 499 companies are still there and they're still making money.

[SPEAKER_00]: Step number three is very important because I think you got to automate it.

[SPEAKER_00]: This is a secret sauce for me.

[SPEAKER_00]: Set up automatic transfers from your bank account to your investment account.

[SPEAKER_00]: Even if it's $25, $50, $100 a month into your Moomu account, consistency beats perfection every single time.

[SPEAKER_00]: Remember, I need you in the market, not timing the market.

[SPEAKER_00]: This is called dollar cost averaging.

[SPEAKER_00]: Your buy when prices are high and when prices are low, which moves out the ups and downs of the market.

[SPEAKER_00]: You're not trying to time it.

[SPEAKER_00]: You're just staying consistent.

[SPEAKER_00]: You're just getting into it.

[SPEAKER_00]: Which these when it's set number four is I don't need you to panic.

[SPEAKER_00]: Okay, please hear me clearly.

[SPEAKER_00]: Hear me clearly and I'm a slow down I'm talking here.

[SPEAKER_00]: The market will drop.

[SPEAKER_00]: Let me, let me say that.

[SPEAKER_00]: The, the market is going to drop.

[SPEAKER_00]: That is normal.

[SPEAKER_00]: It's not a matter of if.

[SPEAKER_00]: So matter of just simply when is the market going to drop.

[SPEAKER_00]: The market has dropped several times.

[SPEAKER_00]: You'll open up your mobile account and you'll see it in the red.

[SPEAKER_00]: But here's the secret that separates wealth builders from everyone else.

[SPEAKER_00]: If you're investing for 10, 20, 30 years, they're not going to fill those dips.

[SPEAKER_00]: In fact, the only way you will fill it is if you pull it out.

[SPEAKER_00]: What's going to happen, I want to thank my friends who are doubly for sponsoring today's episode.

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[SPEAKER_00]: The market is a sheet of paper.

[SPEAKER_00]: Okay, today your money went down.

[SPEAKER_00]: The only way you lose money permanently, [SPEAKER_00]: Like this sheet of paper, today, if I turn it over, boom, I can cover it up, but what's happening?

[SPEAKER_00]: The sheet of paper is still there.

[SPEAKER_00]: The only way this sheet of paper becomes no more valuable inside of this portfolio inside of this book is if what?

[SPEAKER_00]: I remove it.

[SPEAKER_00]: Permanently, now I can't put this back in here.

[SPEAKER_00]: It no longer fits in here.

[SPEAKER_00]: It's permanently gone.

[SPEAKER_00]: on the sheet of paper, yes, you lost money today.

[SPEAKER_00]: But if you're investing for 10, 20, 30, 40 years, you're not going to fill that dip when it comes time for you to pull it out.

[SPEAKER_00]: In fact, you're honestly creating opportunities to buy more of the stock.

[SPEAKER_00]: Think about it.

[SPEAKER_00]: It's a sell for your favorite store.

[SPEAKER_00]: If shoes go on sale, you don't panic.

[SPEAKER_00]: You just buy more.

[SPEAKER_00]: If, if, if, if, if Louis Vuitton went on sale, are you tripping?

[SPEAKER_00]: No, no, no, let me get that one.

[SPEAKER_00]: Let me get that one.

[SPEAKER_00]: It's the same thing for your stocks.

[SPEAKER_00]: If, if, if this is making sense when it comes to, okay, wait, the stock goes down.

[SPEAKER_00]: I need to buy.

[SPEAKER_00]: I need to buy.

[SPEAKER_00]: I need to buy if if if if the market is going down today, I just got a deal.

[SPEAKER_00]: I said this on one of my other videos that oftentimes wealthy individuals do things that broke mine at people or unwelped the people are not willing to do.

[SPEAKER_00]: Isn't funny.

[SPEAKER_00]: How do I say this?

[SPEAKER_00]: Average people.

[SPEAKER_00]: Our scared of things, I said, it's like I said on another video, I bought a car that was in a moderate accident.

[SPEAKER_00]: It flipped.

[SPEAKER_00]: They said two times and it airbags deployed.

[SPEAKER_00]: I said, okay, give me the best deal on the car.

[SPEAKER_00]: I'm not scared of that.

[SPEAKER_00]: When I told some of my friends, oh man, oh no, you're gonna have issues with that car, oh my gosh, no, you go to trade it in, it's gonna be crazy.

[SPEAKER_00]: Well, no, it's not gonna be crazy on me because I got an amazing deal.

[SPEAKER_00]: I didn't pay top dollar for a car that's been in an accident to heck.

[SPEAKER_00]: No, I negotiated the price.

[SPEAKER_00]: I'm not fearful of driving a car that's been in the wreck.

[SPEAKER_00]: I'm fearful of losing money.

[SPEAKER_00]: You see, wealthy people, we see opportunities when average people see fear.

[SPEAKER_00]: Hmm, that's so good.

[SPEAKER_00]: You see, you see wealthy people, we see, we see opportunities when average people see issues.

[SPEAKER_00]: I'm like, wait, how can I turn, yes, this issue and to my benefit?

[SPEAKER_00]: How can I make it benefit me well?

[SPEAKER_00]: What, what, what do I need to do?

[SPEAKER_00]: Now, no, some of you all are thinking.

[SPEAKER_00]: And I can hear it with them, my spirit.

[SPEAKER_00]: So let's, let's go ahead and have this conversation.

[SPEAKER_00]: But Anthony, my fear is what if I do lose everything?

[SPEAKER_00]: That's why we diversify.

[SPEAKER_00]: You're not betting just on one company.

[SPEAKER_00]: You're betting on the entire economy.

[SPEAKER_00]: And historically, over the long term, the market always recovers and grows and returns to your money with surplus.

[SPEAKER_00]: Could you lose money in the short term?

[SPEAKER_00]: Heck yeah.

[SPEAKER_00]: But if you're investing for the long term, 10, 20, 30, 40 years, history is on our side.

[SPEAKER_00]: I've been investing for a while.

[SPEAKER_00]: Have I lost money?

[SPEAKER_00]: Heck yeah.

[SPEAKER_00]: Heck yeah.

[SPEAKER_00]: But have I made more money than I've lost?

[SPEAKER_00]: Hell yeah.

[SPEAKER_00]: But AOAO, AOAO, I'm still in debt.

[SPEAKER_00]: Should I even be investing?

[SPEAKER_00]: Yes, you should be investing.

[SPEAKER_00]: If your company is giving you a 4% match on your 401k, I need you investing that 4% for sure.

[SPEAKER_00]: Do not miss out on free money.

[SPEAKER_00]: AOAO AOAO Kail guy actually, but I don't have that much money to invest.

[SPEAKER_00]: Listen, you don't need thousands of dollars to invest.

[SPEAKER_00]: A lot of platforms including Moomu [SPEAKER_00]: Don't even let you do it with some programs for just a dollar.

[SPEAKER_00]: The key is not really about how much to start with.

[SPEAKER_00]: It's simply that you just start.

[SPEAKER_00]: And that you say consistent, 50 dollars a month, for 30 years will beat $500 once a year.

[SPEAKER_00]: Consistency beats everything.

[SPEAKER_00]: Listen to me clearly, y'all.

[SPEAKER_00]: I can't stress this enough.

[SPEAKER_00]: Consistence, being consistent, putting $50 here.

[SPEAKER_00]: Watch this.

[SPEAKER_00]: You know what's going to happen when you put $50 here, and you start seeing that money grow?

[SPEAKER_00]: My home girl, let's see, literally just sent me a text message.

[SPEAKER_00]: From a yo bro, thank you so much about this guy.

[SPEAKER_00]: And I just see all greens.

[SPEAKER_00]: You're like, y'all, I just love seeing green.

[SPEAKER_00]: I love seeing green.

[SPEAKER_00]: She's just consistently putting money into it.

[SPEAKER_00]: And before you know it, the same way, if we're just spending $10 over here, we're gonna wake up like dang.

[SPEAKER_00]: I spent that much money.

[SPEAKER_00]: You gonna wake him like dang?

[SPEAKER_00]: I made this much money?

[SPEAKER_00]: Yes, be consistent.

[SPEAKER_00]: Be consistent.

[SPEAKER_00]: Oh, man.

[SPEAKER_00]: I gotta, I gotta had this conversation.

[SPEAKER_00]: I gotta had this conversation right here.

[SPEAKER_00]: I was frustrated.

[SPEAKER_00]: I was frustrated because I woke up every single day and watch this.

[SPEAKER_00]: Watch this.

[UNKNOWN]: Ugh!

[SPEAKER_00]: I started working out and I didn't see a change.

[SPEAKER_00]: Do you know why I didn't see a change is because every single day I was looking at myself in a mirror.

[SPEAKER_00]: So every single day I was the same as yesterday.

[SPEAKER_00]: So I'm beyond no where I'm going.

[SPEAKER_00]: But when I started April 1 and then looked at myself and said, Timber first, because I was consistent, I saw a major change from September 1st in April 1st.

[SPEAKER_00]: So what you got to do is be consistent and show up.

[SPEAKER_00]: but don't weigh in every single day.

[SPEAKER_00]: Don't look at this stock market every single day because your heart, your eyes are gonna play a trick on you.

[SPEAKER_00]: Just invest every single day in every quarter, check in with your financial advisor, every maybe once a month, check in and look at your stocks.

[SPEAKER_00]: But show up every single day and be consistent because when I was showing up every single day and I saw this face gets slum on.

[SPEAKER_00]: When I saw that stomach, this get flattered.

[SPEAKER_00]: When I saw my waist come in, when I put on my clothes and I went from a size 35 to a size 30 in the waist, I said, look at what consistency does.

[SPEAKER_00]: Let me say this.

[SPEAKER_00]: Guy didn't give us a spirit of fear, but he gave us power.

[SPEAKER_00]: He gave us love and a sound mind.

[SPEAKER_00]: And that's in the second Timothy, I think, verse chapter one, verse seven, do not let fear keep you from storing what he's blessed you with.

[SPEAKER_00]: Don't let fear keep you from building wealth and legacy that he's called you to build it.

[SPEAKER_00]: He wants you to have, you have to keep going.

[SPEAKER_00]: Listen, listen.

[SPEAKER_00]: Investing is not just for the rich people.

[SPEAKER_00]: is how people get rich, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come on, come [SPEAKER_00]: is how I build wealth.

[SPEAKER_00]: We gotta start believing and speaking it over our lives.

[SPEAKER_00]: Number two, mutual funds, index funds, ETFs, they give you diversifying possibilities and safety.

[SPEAKER_00]: You don't need to pick individual stocks just yet.

[SPEAKER_00]: If you're just not starting off, man, get your good mutual fund, get your good index fund.

[SPEAKER_00]: Just invest into the whole market until you feel comfortable until you see green a lot on your on your platform.

[SPEAKER_00]: Make sure you automate a turn on automation and put 50 dollars a hundred dollars a month into it.

[SPEAKER_00]: Set it and just forget it.

[SPEAKER_00]: And I promise you consistency is going to reward you with compound interest because now compound interest is going to the heavy lifting.

[SPEAKER_00]: Don't let the enemy, don't let social media, don't let the world.

[SPEAKER_00]: Bring fear into your heart, and into your mind that you miss out on some great opportunities.

[SPEAKER_00]: Don't do this.

[SPEAKER_00]: Listen, you can do this.

[SPEAKER_00]: You're not behind.

[SPEAKER_00]: You're not late.

[SPEAKER_00]: You're right on time.

[SPEAKER_00]: Today is the day you stop just working for money.

[SPEAKER_00]: And you start making money work for you.

[SPEAKER_00]: Today is the day.

[SPEAKER_00]: That you start your wealth-building rich journey.

[SPEAKER_00]: Head over to www.antherionno.com, for us to ask Moomoo, open up an account, put 100,000 in it.

[SPEAKER_00]: Put 50,000 in it.

[SPEAKER_00]: I don't care, get somebody's free stock and start thinking like the wealthy.

[SPEAKER_00]: Now, watch God bless you and honor your sacrifice.

[SPEAKER_00]: Listen, I love you, God bless you.

[SPEAKER_00]: I'm seeing you next time, peace out.