Down there.

Elliot.

Ouch.

Oh look, we can do a heart.

Oh, we can't.

Oh, wait.

Oh, this is going to take a little work.

Hang on.

Hold on.

Oh, no.

It's like, no, see, there we go.

Almost got it.

Oh, that's it.

Still kind of looks like an Oval or like a kidney bean.

A severely damaged heart.

Of some Well, it's because you have giant gorilla hands and I just have.

Well, this was a cold open until then.

Oh dude, I didn't know you were making it a cold.

Open bleep it out.

Bleep it out.

It's too good.

You got to leave it in.

Just bleep it out.

People like when Jeff Kirsten.

There you go, folks.

Welcome to the BBC Show What?

Happened.

I was still.

I was still working.

Hey everybody, and welcome to this week's episode of The DVC Show.

I am your host Paul Krieger, joined as always by my lovely wife Amy Krieger.

Hello.

We've got the one, the only Derek de Boer.

Hey now.

Hey everybody.

It's a much better looking looking heart.

We've got Jeff Haslam with us, the honorable Jeff Haslam.

Let me make sure sorry.

For my language.

Yeah, you get the two bleeps in the history of of the DBC show that I'm aware of.

So you're racking them up pretty good.

There goes that child friendly rating that we used to have.

I'm not sure we ever really had a child friendly rating, do we?

We did not.

No, we did not.

No, there are, there are very strict terms for that.

And even without that, we never met it so.

I feel like Derek and I need to host like a monthly Patreon DVC fan unhinged where we can just let explicit fly and talk about all the things.

Well, let me tell you, first of all, you can send me any video you want and I'll post it on Patreon.

But second, I found there's a new live go where you can go live on Patreon.

And I did that while we were in Vero just to show the room.

And it worked.

People were talking to me and they were on it.

So oh, that's cool.

It's pretty cool.

And then you can just like upload it directly to the the feed when you're done.

So and it's better than recording a video because I can actually flip the camera around.

So it was easier for me to go back and forth.

But yeah.

That would be fun.

Patreon.com/DVC fan supporters on Patreon.

Folks, this show is just completely off the rails already.

I don't think anyone actually knew I was starting the show when I did, and I pressed start.

So much so that Panda's not even here yet.

Look at that.

I swear to all of you out there in the lovely podcasting land, Panda still loves us and he still tries to be here.

And I know I said this before, but he's back in the dentist chair getting some major teeth work done.

The last we knew he really needed a protein shake because he had been there for about 6 hours and he was wondering if his legs would work when he was going to stand up again.

So our thoughts go to Panda and the dental issues that he's been dealing with.

But we've been told that this is hopefully it right?

Like this is the last.

Yeah, it's just a continuation of fixing the same thing.

Fixing the same.

Thing I'm glad you're not his provider because you just blew his HIPAA.

He had dental problems.

I know Panda doesn't care.

Right off.

I know, really.

We're going to go to HIPPA now.

Let's.

I'm just saying.

Let the records show once again that This is why you don't eat olives.

You're not his dentist, so it doesn't it doesn't matter.

I'd be.

It'd be really dangerous if I was his dentist, let's put it that way.

Well, hey, those of you that came here to listen to us talk about Disney Vacation Club, I hope you realize that we never do that on this show.

It's very rare.

It's not what this shows about whatsoever.

We just kind of enjoy each other's company for three hours every few weeks.

But we are talking tonight about a great topic that Amy put together.

And I just want to preface this by the fact that I have 7 pages of notes that Amy has lovingly provided us for this week's show.

I don't like reading off computers, I'm old school.

You are old school.

Pages front and back because you guys.

No, they're not front and.

Back double spaced 12 point.

There are also visuals, so I worked really hard on this.

She did work really hard on this and I loved how it came together.

This is five ways how to waste your DVC points or five ways to waste your DVC points that we would recommend not doing.

And I think it's going to be a great conversation that we're going to have today before we get into it.

This as always and all of our DVC fan content is brought to you by the world of DVC DVC resale market where you can buy and sell a Disney Vacation Club contract.

Monera Financial who will assist in financing that DVC resale contract.

Purchase the DVC Rental store where you can try before you buy.

Rent some points or rent out to your own points for cash and Unlocked Magic where you can get discounted Universal or Walt Disney World tickets.

Also, they just launched discounted Mickey's Very Merry Christmas Party tickets, Jollywood Nights tickets, and Mickey's Not So Scary Halloween party tickets.

Those are all 10% off.

I don't know anywhere else that provides that level of a discount.

I know DVC Direct, if you're a direct member and you qualify for benefits, you can maybe get $10 off, but there are select parties and that's confusing in its own right.

Unlocked magic.com/DVC fan, any party, any date, 10% off tickets.

So that's a wonderful, wonderful deal there if you are coming down for the holiday season.

And it's it's, it's exciting too, because I was talking with Marissa the other day when we were doing the World of DVC show and she shared with me off air how many folks take advantage of those discounted tickets, not just the event ticket.

I mean, she threw the number out and I was like, what, are you kidding me?

Because you don't have to be a DVC member to take advantage of it.

So even if you're someone that's coming down to Disney that want to get discounted tickets, discounted event tickets, you do not need to be a member.

So I was very, very pleased seeing that so many people are taking advantage of it, yeah.

Well, and.

I I used it for the first time to get Amy her Jollywood ticket and I was just surprised at how simple, quick, seamless.

It's faster than playing it through Disney's website, honestly.

Yeah, yeah, yeah.

It's definitely a very smooth, seamless process, very easy to work through.

And thank you to our community.

As Derek was saying, so many of you have taken advantage of those tickets already.

It benefits the show immensely.

Great to see you kind of showing support for a new and emerging brand that is here as as part of our world of DVC or key holder vacations brands.

Quick little programming note before we get into this, this week's topic, our DVC Summerfest event is coming up actually next week, August 8th through the 10th.

So little programming.

Note that on Saturday, August, August 9th, we will be doing a live stream episode of the DVC show from our Fort Wilderness cabin and that will take place take the place of our regularly scheduled Monday show that would normally go up.

I guess that would be on August 11th.

So next week's episode coming out a little bit earlier.

Catch us live if you want to chat with us, ask us any questions.

We're very excited to kind of hang out with everybody as part of Summerfest.

Those of you that were able to get tickets for our group Hoop Dee Doo event, we can't wait to eat some fried chicken with you all and enjoy that wonderful time.

All of us will be there and also I will, this will be the first reveal of this and I'll see if I can kind of it's.

Hard to get into focus, hard to.

Get into focus, but we did have an exclusive DVC fan Summerfest.

Get a little closer maybe.

Oh my God, that is really cool.

Yeah, it looks.

A lot better in person A.

Lot better in person than it does on me holding it in front of a camera, but we had a custom pin made for DVC Fan Summerfest.

This will definitely be going to everyone that's joining us for Hoop de Doo and if we have any extras, but we will pass those out at some of the other meetups and events throughout the weekend, so.

Yay.

I'm summer.

I'm so I'm so excited because it seems like every day someone will e-mail me or reach out to me.

And I was even at Disney Springs over the weekend and we were eating at Art Smith's, having some of those chicken thigh high biscuit sandwiches or whatnot.

And a lovely family stopped on the way out and said we're so excited to come back next week so we can see you all at Summerfest.

So people are coming in from all over.

We can't wait.

So this is just super exciting and a big testament to just how awesome and amazing this community is.

So we cannot wait to see each and everyone of you so very excited.

Yeah, I'm, I just want to echo that too, because one of my favorite things is, is meeting people in the group and chit chatting with them.

I, I see these guys every week, but it's, it's you all out there that we're excited to meet and hang out with.

So I think it's going to be plus, we're not going to tell you where, but some point in the night Derek is going to break out in like campfire songs.

He doesn't know that yet.

I'm bringing this guitar that's over my shoulder and.

This, this became more exciting for me already.

That is great.

If you can't join us for Summerfest, we also have Oktoberfest going on.

This is at Old Key West, October 17th through the 19th.

We are finalizing details for that event, but I can tell you we might do something that is fantastic.

Nope.

So more details to come on that very soon, but yeah, it's going to be a fantastic weekend.

OK, I'm done.

That's fine.

Let's go.

Five ways to waste your DVC points with Amy Krieger.

No, it's not the.

Rest of us, we're done for the show.

We'll see you next.

Week.

No, no, I just have like, I just have the numbers.

OK, I I want to start.

I want to preface this because people do get offended when you tell them they're wasting their points.

I just want to preface this that you know, whatever makes you happy is what you should be doing and if you choose to do any of these on this list, I am not judging you, that is up to you.

You know, sometimes we choose time and convenience over value and that's OK.

It just depends on what matters to you.

That said, we want you to have the data, the information, the knowledge to know what is the value and where is that line where you are getting rooked by DVC fans, not by DVC.

How can?

You say, how could you say telling people that they waste their points, they're going to get mad.

Numbers.

But instead you just told them that they're getting rooked.

I almost said by DVC fan too.

I'm just kidding.

No, I just.

We just.

An appropriate word.

Can we use that?

Rooked.

That's that's a word.

No, I'm asking is it an appropriate word?

It's not a bad word.

OK, culturally appropriate.

Yet you used to say mugged.

We used to say mugged all the time.

Welcome to Gen.

Z, Jeff.

I say all kinds.

Of I'm going to look it up.

It's not a bad word.

There's a, There's a.

Snooker.

There's a snooker.

Oh anyway, OK, so have you ever played Rook?

It's like a it's kind of euchre ish with a bird cacao.

OK, anyway, all right, so the the first so far, the first, the first two are actually things you should not be doing for sure, 100%.

The other three are more the if you're choosing convenience over value, But I want you to know the numbers, the math math is important.

So the first, the first way to waste your points is to forget to bank them on time, which believe it or not, people do this a lot.

I think you talk to people, you know, all the time at the rental store that have points can expire.

They didn't make them when they should have, but just a just a couple of points before I let anyone else talk.

But it is definitely one of the most common ways.

So if you miss the banking deadline, which banking is what allows you to roll over your unused points from the current use here into the next if you're not going to be using them within the current use here.

So it gives you that flexibility, something that is really good about DVC and it's the fact that you can bank 100% of your points before your banking deadline.

You don't have to bank all of them at once.

You can bank, you know, 25 points one day, you can bank another 25 the other, as long as they are bank you before the deadline.

That deadline is Paul.

You know how many months is it before?

Four months before the end of your.

Year, It's four months before the end of the year, so if your use year is June, your banking deadline is January 31st.

And we have a wonderful graphic for you people watching this show right now up on the screen that shows you what use year you have when your banking deadline is and the expiration date for your points.

And this is something that I have printed out pinned in my office and I highly recommend doing the same.

Or if you know your use year, take these dates met some alerts in your calendar to go off every year about a week before these deadlines so that you remember, you remember when those points are going to expire.

You remember when that banking deadline is because even for us it's something that we're constantly asking ourselves the question are we going to use the points before that expiration date or do we want to consider banking them?

And I, as Amy mentioned, I get these calls at rental store all the time of people that have forgotten to bank their points.

And now you are kind of in a pickle because your points are stuck in that zero to seven month window.

They're worth less, you know, if they the availability becomes a major issue within those time periods also.

And so it's just something to really, you mentioned that it's free, yet it is something that Disney allows you to do.

They're not all time shares do that other time shares to bank or borrow points.

Jeff, you might have a little bit of experience with this in terms of RCI, but they they actually charge a fee to bank or borrow points, correct?

They do and, and the fee is not insignificant it I don't think with my RCI program, I'll have to double check.

I don't think that I can borrow from the next year.

But to bank mine, excuse me, I want to say is about, yeah, well you have to get into their higher tier membership program, which I think is an extra $150.00 a year in order to be able to bank those points.

So.

So it's it, it, it's something that we should be grateful for that Disney even offers us the ability to do this.

And Amy, you kind of used an example here.

Imagine you had 50 unused points leftover from a trip you planned less frugally.

If you don't act by the banking deadline, those points can't be rolled into the next year or used, resulting in basically a complete loss of those points.

Yeah, and just like you said, there's really simple ways to avoid that.

It's setting, setting that calendar reminder to pop up every single gear.

You know, give yourself at least a week or so before the actual deadline.

You know, don't set it for the day of the deadline.

Also, if you know for sure you're not gonna be using those points in that current use here, just bank them right then and there when you're in your membership.

But yeah.

Yeah.

And something I don't think this is rolled out just yet, but I know we've been in talks internally with one of our programmers, Ben, who has done an amazing job updating the DVC resale market app on the App Store for Android and Apple devices.

But I think this is going to be a custom alert that they are hoping to set up in the near future for that, which is a banking alert that'll actually go out.

If you, if you do have the app and you put in your contract information, it's going to be a a future alert or a future update.

I don't think that's live yet.

Derek, correct me if I'm wrong, but I think that's I think that's correct.

Yeah, I think that's definitely correct.

And I'm just glad that Amy brought up, too, because there might be some folks that are not quite Disney Vacation Club members yet, or they've looked into it.

I don't want you to panic, you know, and think like, oh, my God, this is something that happens all the time.

And it's super confusing.

And I need to, you know, set an alarm, mail a postcard to myself, set this.

You know what I mean?

Honestly, most people, like Amy said, they bank them when they book, right?

So if I've got 200 points, I just made a trip and it was 176.

It'll ask you, you know, and say, what do you want to do with these leftover points?

You want to hold on to them because remember, if you hold on to them, it shows you, you know, hey, you got to bank them by this date.

Or do you just want to go ahead and bank them now?

Like Amy said, I would just bank them that, you know, I mean, unless you're planning on taking a trip with, you know, 20 points or 10 point or whatever it is, just bank them at that time.

And again, worst case scenario, if something comes up and you need to go away again, then just borrow.

You know, borrowing is way more popular than actually rolling points over.

But it does happen because man, I can't tell you every single day people will reach out to me to sell their DVC contract.

And most of the time, you know, hey, we've used the points for this year.

We might have used someone from next year sometimes meant when I get those listings and it looks like they haven't used this in years, right?

Like we're talking we've got 2020 threes banked into 2024.

We got 24 banked into 2025.

That's what I'm always like, what are you doing?

Why did you wait so long to sell it?

Just do.

You're paying news on something that you're not only not using a lot, you ain't using it at all.

So you are just paying dues for absolutely no reason.

So don't be that family that, yeah, a buyer is gonna love your listing when you go to sell it, right?

Because it's got bank points and you know, you could sell it for a little bit more, but it ain't worth it to pay a whole year's worth of dues if you're not using it at all.

I've had conversations in years past of people where it's been like, Oh yeah, the past three or four years we've lost about 400 points each year.

You know, we just haven't used them.

And it's, yeah, like it's like to, yeah, just watch Jeff's visual there over and over again.

'Cause that's my soul.

It, yeah, it's, it's painful and it's, I, I understand why people want to hold on to the contract, but at the same time, you know, if you're not using it for a period of, of, you know, at least two years, you need to ask yourself, do I just need to sell and consider buying back in at a later point?

Because the dues aren't the dues ain't cheap.

And if, unless you're renting the points, you're getting value out of them somehow.

Cool.

Yeah.

Losing.

I still regret those two points.

I know I do.

I feel bad about those still to this day.

The, the second one kind of goes along with that as well, not being mindful of trips booked close to the end of your youth year, which this happens.

We, our youth year is February.

So anything that we book at Christmas time, December, January is very, very close to end of our youth year.

So that's something just that to keep in mind because when you plan a trip at the end of your youth year, it does have some risk associated with it.

If you cancel that reservation close to your travel dates, you can be looking at losing your points entirely depending on your use year, depending on when you cancel.

So you know, as some examples, if you cancel a reservation within 30 days of your trip, those points are going to go into a holding account.

We've talked about holding a lot, but if you're asking yourself what do all these things mean?

We have a DVC vocabulary show that we recorded.

I highly recommend you check that one out.

But so they can go into your holding account and points in your holding account are, are more restricted.

They you can only book them 60 days out.

It is a rolling 60 day window.

But if you're close to the end of your use year that that's going to you're going to come to the end of that very, very soon, especially, you know, if your user is going to end shortly after your cancelled trip, those points can actually expire before you have the chance to rebook them.

So that's just something you want to keep in mind and be thoughtful of when you're making your plan.

And especially if you're doing something very large, very expensive, lot of points and there's any chance that there's might be a cancellation.

Yeah, I always call it like avoiding the potential for distressed points.

So you never want your points to get to a status of being distressed or I also call holding the penalty box when I talk to members about it.

You never want your points to go into the penalty box because it's significantly it puts you in the same predicament as as point #1 which is that your points are now limited into a time frame in which availability is going to become an issue and just the ability to use them becomes more difficult.

And so avoid that if at all possible.

Have conversations when you are looking to buy about what you share might be appropriate based off your travel plans.

And for us, for a lot of people, if you're always travelling at different times and you should really doesn't matter.

Our, our dates move around all the time.

So it doesn't matter.

And Derek said that before too like it, it can definitely not matter to some people.

But if you always vacation, always vacation in in December, then you don't want a February, you share, you know what I mean?

So so those things can matter depending on your travel style.

Yeah, and thank you, thank you for for saying that because I think that's the number one thing that people do.

If they're not a member, they get in the weeds and like I need a weed whacker to get them out because they are so, because again, there's so much great information out there about DVC, but my God, you can go down a use your wormhole and it makes your head spin.

And Amy, I'm so glad you brought that up.

Just keep it simple, folks.

If you're not a member and you vacation, well, sometimes we go in the spring.

Oh, we do summer.

Oh, we like to go in this summer.

Then don't.

It doesn't matter.

But like Amy said, if you're that family that goes, hey, we're teachers, Derek, you know, we go to do every single June or every single July.

That's it.

Like without fail, it's always, you know, June or July, then it does matter.

So then you want to go with that June use year or back it up.

You know, you could back it up, back it up to April, you know, back it up.

Worst case, now back it up to March because in that case of a last minute cancellation, but that's where it's going to, you know, give you a little bit more breathing room per SE.

But again, if you're going all the time, don't overthink.

You share.

Don't, I beg you, don't overthink it.

Well, and on top of that, just to kind of echo what Amy said in the prior, you know about banking, you know, if you forget to bank, you still have, you know, four months to use those points.

That's not as stressful as it could be, but you should definitely remember getting holds and hold.

Getting points in holding is a whole nother level of stress because and it becomes very.

I got some points in holding last year because of some friends of mine and I've never been more stressed about losing 45 points in.

My whole.

Life that we ended up just booking a stay for no other reason than to not let those points go to waste.

You know what I mean?

So holding is a whole different ball game because your your window is so much shorter and you're going to be stuck with a with a split stay or, you know, bouncing around a little bit or, you know, not definitely getting what you're wanting.

So yeah.

And any advice I can give.

Personally is avoid holding at all costs if you can, yeah.

Yeah, holding account is also known as Hey guys, we're going to Saratoga.

Yeah.

So take what you can get.

We've, we've steered down that realm that no matter how much these shows, even even our back to basics shows, I would recommend rewatching if you're getting a little bit confused when we talk use here or we talk point usage or any of those topics because I, I think we break them down.

But the one I want to emphasize here is time frame is the most confusing part of using your DVC points.

And I've only most recently gotten to a point where I think what describes it best is that today dictates how far out you can book.

Today's date dictates how far out you can book, whether it be that 7 zero to seven month window or all the way out to that 11 month window.

So as of filming this show, it's July 28th.

We can book all the way out until June 28th of 2026.

All that today's date dictates is how far out we can book.

The check in date of that reservation dictates everything else.

The check in date of that reservation dictates what points I can use, whether or not I'm banking, borrowing, what not.

That is the indicator that Disney looks at is what points are available on that check in date.

And that's where people get so confused.

And I've had conversations with people that unfortunately, I feel like I don't know how they've successfully used their points at anywhere other than Saratoga for the past 20 years.

To Derek's point, because this is the most confusing part of that program.

And people miss out on their home resort booking window because they don't understand how this works.

So I know we're getting a little bit in the weeds on, you know, wasting points, but this is, this leads to wasting points and points going unused.

So I think it's it's good to kind of touch on but #2.

All right, now comes the fun part.

So.

Only for me because I have to make sure I put the right visuals.

Oh yeah, I did.

I give you visuals.

So again, disclaimer, you know, if this is how you decide to use your points, it is.

And I'm not judging you, but I want you to have the facts.

So number three-way to waste your points is to book Disney experiences directly through DVC with your DVC points.

And what is considered a Disney experience are Disney Cruise Line bookings, National Geographic bookings, adventures by Disney and international hotels, specifically the international parks hotels.

And so I have broken down for this one, both cruise line and international, just to show you some of the numbers of of what to expect.

And I'm going to have to hold this closer to me because I'm practically blind.

So, so no judgements.

OK, so all right, high cost, low value.

So I took a three night sailing on the Disney Wish and I'm using I'm using the exact same sailing for both the points cost and the cash cost so that we're comparing apples to apples here.

So basically I looked at I gotta find where I wrote about it.

I don't even remember the date.

Do you remember the date?

You did a three night sailing on the Disney Wish.

I think it was June 1st.

I'm pretty sure it was June 1st.

Yep.

OK, so three nights.

June 1st Disney Wish this is 2026 and so category 6B, which is an ocean view stateroom with a veranda.

So if you were to book directly through Disney, so this is all of June 1st, this is the wholesaling and those are the point cost and those point cost are per person, yes.

Oh my God.

I know, look at the look at the tower, the tower suite, like who has that many points and.

When we say per person, it's also worth emphasizing.

I know as a solo traveler you might be going, oh, that's not too bad.

This is based on double occupancy, so you do have to pay the point cost for at least two people.

OK, so if you would like to sail on the three nights Disney wish to Castaway Key and Category 6 be in your ocean view stateroom with a veranda for two people.

First, you do have to pay DVC the $95 transaction fee.

So that is the fee to transfer your vacation points into reservation points so that that makes them so they can be used for these types of experiences.

You are booking directly through member services and this is a direct park.

So all points used have to be direct points or or grandfathered in back in like a long, long time ago before they changed all that.

So for two people, it is going to cost a total of 528 points plus that $95 transaction fee.

I don't.

I'm just going to pause right here and say I don't have that number of points even if I banked and borrowed, I don't think no.

I'm not sure.

I'm not sure how many people do.

Yeah, yeah.

Think of think of how many bookings they miss out on from the person that's spending 1900 points when they hear they also have to pay $95.

Right.

This, this would the 528 points that would pretty much wipe us out for a whole year.

And this is a three night cruise, three nights.

It's not it's it's not like for we're going to do a lot of DVC nights for 500 and something points.

OK, So if you take those figures and you look at the cash value now, so let's go back to the cash.

So I went on DCL site on the same day that I was looking at these point costs and I went to June 1st for the wish.

So same sailing, same exact room, category 6B and I put it in for two people and the total cash with the taxes with the fees was $4825.46.

So doing the math, if you are booking directly through Disney, not including the $95 fee because I have not even counted that in here, you are getting a value of like a little over $9 per point through DVC directly.

Whereas if you rent your points for like let's say $15 a point, which I picked what I think is like an average, that's a total.

Yeah, that's.

A That's a low conservative right?

I went low conservative because I thought you know what, if you're renting points, you do have you know, in tax obligation.

So I went to $15 per point.

So if you rented for $15 a point, that amount of points, 528 points, you would net $7920.

The cruise is $4825.00.

So you would have over $3000 left if you instead of booking directly through Disney with your DVC points, you rented and took the cash and paid cash for the cruise.

So.

Moral of the story, if you if you used your points that way, ladies and gentlemen, you got rooked.

Which is not a bad word, right?

I don't think it is and.

We'll find out.

It's not.

Find out in the comments.

It's Celeste, Virginia.

Speak, OK.

As is, especially for for those troll commenters out there.

Especially Yeah ex Special.

You always say ex especially.

Ex especially listen, when I was a kid I also said hot dog instead of hot dogs and I still can't say bag all right?

You can't.

No, you just proved your point there.

So if you want to judge my language, let's just judge it all.

Magazine.

They give me a fun for that for two.

For those playing along with the Derek drinking game, everybody's pretty sober right now.

Oh yeah, I saw that.

Did you?

Guys, see that comment last week?

What is the word?

Is it literally?

Literally and.

Oh God, what was the one?

It was the most recent comment.

Did I say, Oh God, now I got to find it?

OK, if you if you ever wondered if we read every single comment that comes through folks, we sure do.

And we interact with most of them, and we send the others back and forth to each other.

It's especially entertaining.

OK, we really need to.

Do a whole show on the number of nicknames that people have come up with for me because I don't have my own title that could do it.

It's it's it's own show.

Why did it go back?

Oh, it's because I'm.

I was like, why did your name go back to Jeff Haslam on your?

I don't know why, I don't know why you're on the net and Geo just to laugh at it, but.

Yes, because you were talking about and like getting into just getting rooked for a quick second.

I was flabbergasted about a week ago when DVC sent out this e-mail.

First off, the fact that they sent out an e-mail about this is laughable.

Like, but I do know what we've, we've done, we've done, we've seen last year they actually did a kind of year in review post and it was like we've rented 3.5 million points via via our cruise program.

So people have used their point 3.5 million points on cruises.

And so it based off of Amy's math.

What's that, you know, how much money are they basically taking and.

Leaving on the table, yeah.

How much money are members leaving on table?

How much money is DVC making?

Even if we did like $7.00 a point, which was the difference between the nine and the 15, but so that's a lot.

I feel like if you're a DVC member, they the Disney's algorithm thinks you have a lot of money.

All of a sudden they think you're.

Because we get golden.

We get Golden Oak advertisements all the time, so before.

You look at this.

Before you know, you'll be able to swap your points for a Golden Oak House.

But the most recent is that they've now partnered with Nat Geo and they're sending like advertisements for these Nat Geo expeditions.

So if you wanted to do say, the Canadian Rockies by rail and trail, Nat Geo Expedition for double occupancy, 1428 points per person?

That's per person, yes.

Oh, and then if single occupancy, it goes up.

Yeah, you're right.

This per person.

So if you do that for single occupancy, it's over 1800.

Points Exploring Patagonia.

Nat Geo Expedition, 1788 points.

Per person with at least two people, that's the minimum.

Otherwise it's 2230.

Thirty five points per one.

It's right there.

Plus that $95.

Don't forget about that $95.

That's it sounds like I will add a disclaimer.

There are on occasion the opportunities that they do waive that $95 fee and I do imagine that I would hope in the bottom of my heart that Disney would not lose one of these exchanges over a 90.

$5 fee.

I would try and ask if you were doing this for sure.

I'd say I'm really interested in this, but I'm going to want to pay extra $95 on top all those points, yeah.

Take my 3500 points and let me enjoy.

Because you make it bank if Disney if you do that.

OK, so I do want to talk international 'cause this is a this is a this one was really eye opening for me.

I know we've heard people talk.

You know, if you use your points on the International Disneyland Hotel, Disneyland Paris hotel rooms and other ones that are offered, then you're definitely leaving money on the table.

And especially because a lot of these packages that you can book directly cash through Disneyland Paris come with tickets.

And when you use your points for a room, you just get a room.

But I have never actually done the math and put the numbers behind it until now.

So.

So a Disneyland Paris trip I looked at March 1 through 4, three nights, and I went with Hotel New York in a superior room.

That's just the basic room category.

So you can see I circled there, this is 68 points per night for and I went with something as simple as I could.

I wanted three nights in a row at the same price.

As you can see, some of them you like if you do three nights in a row in some cases, like March 14 is way down there, March 15, I don't even know where it's at.

So I didn't want to jump around.

I was trying to keep it simple, 68 points per night.

I'd like to meet the person that puts these charts together by.

The way I know if you're doing like anything in mid March, you're you're jumping around to like 3 different categories.

So, so what's?

Going on.

I'm just listening to Derek make noises.

I'm reading out loud.

3 three nights at 68 points per night is 204 points plus you have the $95 fee.

So this is for the room only, all right?

So if you are paying cash for this room and Paul can put that that up on the screen, three nights.

This is this is the really this is like the they just redid this hotel.

This is the one that we want to stay in if we go the art of Marvel.

Yeah, Art of Marvel used to be Hotel New York.

Now it's been rethemed.

So three nights, the exact same three nights.

March 1st, 2nd, 3rd 2026 is plus you get and I circled that four days 2 parks tickets for both people.

Isn't that crazy.

You don't get that at all with points you you just get the room.

So whole package of your room plus four days of both parks was a total of $1493.82.

So with with that math and I have to go back to my other form.

I know this is with my papers.

Oh no, we're just watching Derek just creep and Derek and Jeff creep off to the side of the camera.

Yeah, that's that's.

Gold.

You could tell how entertained they are by this.

So if so, if you do the math, you're getting around like $7.00 per point.

And I didn't even include the tickets when I did that math.

I was just looking at the room.

But if you rented for $15 per point 204 points, which is what it costs, you would bring, you would get $360.00.

That would pay for the hotel and the tickets and leave you over $1500 to spare for other parts of that trip.

I remember I looked into this one time and it I it blew my mind so much that I started to try to figure out how I could just buy tickets to Disneyland Paris and I I could not find that option to just as AUS resident just buy tickets.

Like it was just everything I pointed to it was like, why are you not booking a hotel?

They're free.

Like everything I went back to, so I was.

Just definitely possible, but it is there's people that don't stay there.

It is, but it's just.

But yeah, why would you not want to?

Why do you want to, you know, pay double for the room and not getting it's like getting that's a big.

Thing it's like getting one of the one of the premium rooms at Universal Orlando and getting the express pass for free.

Essentially it's a no brainer compared to buying Express for four people in a lot of situations.

That's my phrase.

No brainer that for those playing the drinking game, it's a literally a no brainer.

That was it.

My new one's getting.

Broke for that.

Like, let's be honest here.

Four days at Disneyland Paris.

I think I'm the only one out of the group that's been.

Yeah.

Four days at Disneyland Paris is about 3 days too many at Disneyland Paris.

You're in Paris like you're in Paris.

There are so many things to see and do in Paris that if you're spending all of your time at the fake New York hotel, you're you're missing what Paris has to offer.

Seriously.

We did both parks in Paris in September in a day with time to spare.

Four days.

I can't.

What would you do?

I.

Don't know they got new stuff now.

Not yet.

They're half of.

Your construction.

I will.

Allow two days.

Four days?

You're missing out.

Two days is enough.

Got it.

I will not go.

Well, then you can cut that price in half there, Jeffy.

All right, so let's talk about #4 #4 wasting your points is the Disney Collection Exchange.

And what this is, is when you use.

See a theme here.

You use your points to book Disney hotels.

So these are at Disney World at Disneyland.

These are the hotel side of things.

So not the not the DVC villas, right.

So what's funny about this is I was able to do kind of an apples to apples comparison because those of you have stayed at the Grand Floridian Resort studios and seen the photos of the Grand Floridian hotel rooms.

They're like, they're pretty much identical.

Yeah.

So.

They got a bundle deal on all those amenities, so.

They they are identical.

All the rooms look the same.

So yeah, so I'm.

So I compared Big Pine Key to just a hotel, a standard hotel room at Grand Floridian.

I have to get all my stuff together here and Remember, Remember.

What day this paper in front?

OK, I know.

OK, so I was looking at July 1st, 2026.

And what's what's funny about this also is that I went I looked at Grand Floridian, but then I also looked at like Caribbean Beach and All Stars.

And so some of these some of these numbers are kind of funny.

So a single night at Disney's Grandfathering Resort and Spa, the non DVC hotel room can require, let's see July 1st 61 points per per night.

Yeah, I know it is that.

Look at those numbers.

Now that same room, if you are using your points as a DVC guest for ADVC Villa, not exchanging through the Disney Hotels collection, that same room on July 1st is 1818 points.

Oh yeah, I circled it.

I love that you struggle to do these papers so I know the rest of us have already gotten the answer 5 minutes ago.

So that's, that's, that's crazy to me just thinking about that.

So I want you to think about that in your head.

OK, so, so 18 points for spending July 1st, 2026 in Disney's Grand Floridian Villas in a resort studio.

Now, that same exact night, July 1st, 2026, if you are using the Disney Hotel Collection, you're exchanging your points with DVC directly for a hotel stay.

OK, 18 points Grand Floridian.

For 23 points you can stay at a basic room at Caribbean Beach.

For 18 points, the same as the Grand Floridian Room, you can stay in a basic room at Pop Century Resort.

Oh, well, there's added amenities there, you know, that is you're going to get the noise with it and and everything else.

For four points less 14 points, you can get a standard room at Disney's All Star Sports Resort.

And for 11 points, they're doing working for these things sometimes.

So I have to do math on my fingers.

So 7 points difference from a Grand Floridian room you can get.

You can pitch a tent, a tent, a tent you can't.

You can pitch.

That was like West Virginia.

You can pitch a tent at Fort Wilderness.

You can get a tent campsite for 11 points in the Hotel Exchange, by the way, you can get a room at Old Key West for that many points, Yeah.

I was just about to say that.

I I have a question, is it not still the case 'cause sometimes they waive it and sometimes they don't?

Don't you still pay the $95 or is that completely waived?

So you're still you're absolutely correct.

And actually it says it on those point charts.

Well, it wasn't we I cut it off, but it does say the $95 fee.

So every single one of these you actually the only exchange it does not require a $95 fee is interval international and we're going to talk about that next.

But yes, everything else when you go directly through DVC.

So whether it's a cruise or a hotel collection stay or international or Net Geo or Adventures by Disney, you are paying that $95 fee.

Yeah, they and they, I mean, I do like to add the disclaimer they do have, you know, they do incentivize it from time to time and they offer to waive it.

So right.

I think that if you would be kicking a stink about it that it's an easy fee to waive.

But they might.

It's.

Also an easy fee for them to just.

Yeah, and it is on all the documents it does say it on every time you go to look at a point chart.

It's it's there in the small print, it says the $95 fee, so.

And we've not really maybe, maybe you're going to touch on this later.

I didn't read the.

I didn't read all the specifics.

On Oh yes, and that $95 fee is actually due at the time of confirmation.

So it says, and actually it's right up here it says you're looking at the Nat Geo and I are non refundable.

So if you cancel it's non refundable $25 transaction fee applies to each confirmed National Geographic Expedition reservation.

That's the same for any of the other ones we recently talked about if payment is not received at the time of confirmation information.

So at the time of you booking, that Disney Vacation Club reserves the right to cancel the reservation.

That's, again, that's why a show like this to me is so important to so many people because if you're learning about the club, and again, I was one of those people that would talk to people working for Disney as a DVC guide.

And part of the razzle dazzle, part of that Pixie dust, part of the magic is showing them, you know, the entire world at your fingertips.

Who hasn't dreamed of staying in Tokyo Disney Sea?

Who hasn't dreamed of going to Beijing?

And you could use your DBC, but how about a Disney cruiser?

Have you ever wanted to go to Machu Picchu?

You can use, you can do all of these things with your points.

And then you ask, well, how many points is it?

And that's when they, you know, break out the shell game and they're like, well, there's this.

Many points if.

You've got, you know, if you go on a Thursday and drop one of your kids off on a Wednesday and they have red hair, it, it's all completely by DBC for DVC.

That's it.

That's my biggest thing that I stress to people do not buy DVC because you want to take Disney cruises with your points every single year or you want to do these amazing all inclusive adventures by Disney National Geographic Vacations, or you want to have the option to use your points to stay at the beloved Port Orleans.

Don't buy DVC to use it for any of those things.

If you've already have DVC and you've got a ton of points and you just don't feel like paying cash or just when it's easier to dole out your points like Amy said, no one's telling you it's wrong.

We're just trying to tell folks that maybe aren't aware or looking into DVC that especially when it comes to the resale side, you can't beat it.

I mean, you know, you got fourteen of the best Disney Vacation Club resorts and Interval International, which I know we're going to talk about as well.

So maybe you may or may not get Rookard if you're rooked rooked but you.

Can you're going to get Al Roker?

I, I want to before we move on to interval, I do want to mention something that we've not considered in all of this.

A lot of people, I think are more cognizant than ever now that we're on the other side of the pandemic about cancellation policies and your abilities to use your points.

We discussed, you know, holding earlier and, and all of that, but I want you to consider because I've had these conversations with members, they don't know what they're doing to themselves when they do book one of these adventures or cruises.

You are allotted every year home resort vacation points.

And I want to emphasize that you are allotted every year vacation points to use at a Disney Vacation Club property.

If you exchange your points into one of these programs, I don't think that there's nearly enough disclaimers on this.

Those points are converted to what is called a reservation point.

And I, I, you want to go back to some of these examples that Amy has gone through or even the Nat, Nat Geo, because I think if you are considering one of these, you probably have banked points from last year into this year.

You have current year points and you're borrowing points.

Disney even on some occasions allows you to borrow 2 points into the two years into the future.

You potentially have four years of points that you're putting up for this vacation.

Those points are converted to what is called reservation points.

You cancel this, those points will never go back to vacation points.

They are considered reservation points.

They can only be used in these exchange like settings.

You can never use them at a Disney Vacation Club property.

And I think that is of any biggest risk or if any waste.

That is the biggest one because if something happens and you have to cancel, there is nothing you can do as a result of that.

That is the status that the points move back to and those points expire at the end of the year.

They can't be banked, they can't be borrowed.

You know, all of those things are off the table.

You have it is.

In.

My opinion that is worse than having points in holding like you, you have really put yourself in a pickle because I unfortunately, I have conversations with members that come to us and they say, hey, I've you've got 800 reservation points, Can you do anything with them?

And my answer's no, yeah, I can't do anything with reservation points because you can only use them at to pitch a tent at Fort Wilderness.

And the only person that's ever going to want to do that is Panda.

And he's not here to talk about it, unfortunately.

But you know, it's just the reality of the situation and that I mean, that coming full circle.

Yeah, we saw that so much during the pandemic, especially with people who had book cruises or especially the international parks with that's.

Your word of the night especially.

Especially.

We have that.

We we have that too, Paul.

When, when people go to sell and then they're like, well, yeah, because we had a cruise, but we cancelled it.

So there should be, you know, 500 points there and you're like, no, they're, they're, they're gone.

Oh, well, can't the new owner take over these points?

They're gone.

Like they literally have 0 value when it comes to selling.

You see membership like 0.

So that is where I've told families I'm like listen, you've got this cruise book don't cancel it just take your cruise because if you cancel this cruise, those points are gone.

The new owner cannot get them.

It holds 0 value when it comes to selling.

So yeah, by all means take the cruise because yeah, Paul, that's the perfect point because nobody thinks about that and if.

You.

Members services does not go out of their way when you book to be like now we just want to make sure are you 100% good?

You know, you know what, they're just going to check all the IS and cross the T's and what.

But yeah, that's very important.

And at the end of the day, if you I like this show is not an infomercial for renting your points, I don't, I don't necessarily care.

What we're trying to do is make sure that you don't waste your points in some capacity.

But in all of the examples that Amy has made, we've compared it to an intangible value that your points have.

If you book via cash you have the option to cancel like if if you use like the hotel equivalent examples.

I know Disney's cash reservation cancellation policy is like up to four days before check in and you get in 100% cash refund.

Yeah, you wanna stay at?

Pitch yeah.

Pay cash, yeah, pay cash or any of these things, Pay cash and buy the travel insurance that is being offered to protect the cash value of that.

At least at the end of the day, you know, you're getting cash back here in this world.

You're getting a reservation point, which I mean you couldn't sell on the side of the street if you tried so.

Yeah, yeah.

OK, so the last one is going to be exchanging through Interval International and I'm gonna be honest, this is, this is probably the least objectionable one of the five from from what I noticed the point values weren't terrible, but no what is.

And actually DVC members have access to the Interval site through DVC and there are some cash getaways.

I'd actually rather use those than use my points, but there's some cash getaways that are priced fairly decently.

It could be a decent program depending on how you use it.

However, one of two well 22 kind of risk I feel that you're taking with interval first is going to be the lack of availability.

So even as I was trying to find some point comparisons, I, I struggled to find any kind of availability.

So if you don't have a lot of flexibility, interval might not be a good option for you.

As a matter of fact, Jeff helped me and he said, OK, yeah, I'll go, I'll go find you something.

And Jeff, how long did it take you to even find some kind of stay?

Yeah, it took a minute and and I was only looking at Hawaii because that's what I'm most familiar with, and with Interval International because I've done some deep dives into this one too.

It really depends on where you're going.

You know, places like Pigeon Forge, TN, Dollywood, you can almost find something all the time.

Utah, there's some places in Utah, Park City that you can probably find something.

Hawaii had to go out till, what was it, May of next year, June, I can't remember, but it was, it was a year out in order to find international points and it kind of works.

I get the feeling it's a little bit like RCI in that the three to four months out from now is probably your best option.

But by that time now you're paying airfare that's kind of more on the last minute side.

So there's some, there's a lot of levers that that give and take.

The the other thing I've always, I know RCI worked this way.

Do either of you know if interval works this way as well when it used to be RCI, if you would exchange into it like it, it seems lucrative because it's like, oh, now I don't and now I have more time to use my points.

I have more years.

But there was a restriction, there was a radius restriction around Orlando, FL, especially with our RCI for I know the the time frame in which Disney Vacation Club was working with them in that you could not use your points at a property around this bubble.

You definitely could not use your points at your RCI points then at a Disney Vacation Club property.

But you couldn't use it at a within a within a proximity of.

I'm not.

I'm not a.

100% on whether Interval International works the same way or not.

Yeah, I don't know either.

And like you said, RCI definitely did because we tried it and it failed miserably so.

Oh.

My God.

And so many people like I, I know people really want an interval international show and ask to like deep dive into this, but like I want you to always come back to this show and realize.

We just don't want to put our points.

We.

Just don't want to risk it.

So if someone wants to, well if someone wants to transfer us like 2 or 300 points to just waste in this method, we will happily do the biggest deep dive in interval international you have ever seen.

But other than that, they're in a chance I'm ever touching it.

And I, I remember when I was with Disney that one time, this was years ago, that they were trying to, you know, kind of explain to us, you know, the percentage of people that actually do these trade outs.

And it was of course, you know, shockingly low.

Like I'm thinking it was maybe like less than 5% of members, you know, will actually do in exchange, you know, through at that.

It used to be I I then they switched over to RCI, then they went back to I I But yeah, it's the amount of people that actually use their points, you know, for these, you know, interval or RCI, whatever it is, the non DVC resorts is incredibly low, incredibly low.

That's why they're always trying to find new ways how, how can we entice people because as Paul explained, it's incredibly lucrative.

You know, when, when millions of the points are being exchanged for you to get on a boat, on a Disney boat, there's money to be had doing it.

But still, at the end of the day, people with these DVC points.

So like, regardless if it's good or not, I still feel good about using it, you know, on a Disney boat because I'm on a Disney ship.

You know, when I, you know, check into Dollywood, you may not feel the same way.

So not as magical.

Well, and just really quick before you get into the numbers and Amy even ran into this when she was asking for some help trying to find it makes it, it's not very simple.

The booking process with international is very complicated and it makes it seem like you actually have to put your points in before you can shop.

Yeah, this is what I.

Thought about actually because I have no points and I still went in and was able to find some numbers.

For Amy for this.

Show, but it doesn't make it seem like that's the case.

And so you it's, it's very convoluted.

And it makes you feel like there's a barrier that you have to enter amount of points into to look.

And I'm like, am I actually transferring these?

I don't want to mess with that.

Yeah.

So yeah.

Yeah, and it's not done on the Disney, right Jeff?

So like it's like a click through right from you link.

Through your DVC membership site to the other site.

Yeah, correct.

But then once you're in that other site, that's not Disney, right?

I mean, that's all them.

Yeah, it's an interval site, Yeah.

Yes, yes, and the interface may not.

Yeah, be very confusing.

So, yeah, so, so just like we said before, so many, you know, top tier interval properties, they have limited availability.

So you might not even get your desired location or you might not get your desired dates.

The other thing to keep in mind is that the exchanges might be, you know, underwhelming for what you get.

You might be exchanging, you know, your Disney points, but you can only get maybe secure or maybe basic accommodations that aren't quite as nice as what you're used to with DVC.

But Jeff, Jeff said he's waiting for me to get into the numbers.

I have no numbers.

And This is why, because anytime I found we, we could find some kind of availability through interval, there was no availability on the cash side.

So you can't really, it was almost impossible for me to find any type of real comparison to even see what the value is.

You know what?

What kind of value am I getting now?

Jeff did find a week in Hawaii for like 100.

It was 130 points.

I didn't.

I thought that sounded pretty decent, but it did take a while for him to find that and we couldn't really do any kind of direct comparisons because I couldn't find any cash.

And then there is an asterisk on the site that says members should contact member services for additional information, including additional fees, surcharges, taxes, etc.

So there could also be additional fees on top of that.

So you always when you are using interval you always want to check talk with member services and and figure those out.

That's hilarious though, because.

They know.

Anytime that I've even brought up Interval or SCI to member services like they have no idea.

I know they.

Refer you to this like 300 page document that is somewhere on the Disney Vacation Club website.

That's the same thing that they're looking at to try to figure out, right?

Figure out and there's there's hundreds and hundreds of property.

So I doubt if you say, oh, I'm going to exchange with, you know, this resort in Hawaii, on this island, I'm sure they can't say, Oh, yeah, you have to pay this extra fees.

This program is lucrative to one set of individuals and it's anyone else in the timeshare market because anyone else in the timeshare market can throw their points into interval or RCI and potentially get a Disney Vacation Club resort as a return.

Normally 9 times out of 10 I think we see them getting like an old Key West or Saratoga stay.

But could you imagine owning at this rinky dink, you know, timeshare exchanging your points in and getting this?

So it is extremely beneficial to anyone that owns other timeshares, but it is definitely not the avenue you want to take.

I will like, I will say like I still stand by the fact that don't let your points go to waste and die.

You know, take advantage of this if you can.

Yeah, and similar to RCI, when you roll into interval you do get 2 extra years out of your points.

So, and that's like, it's better than nothing.

And at least maybe you got a small vacation somewhere.

And you know, I do like the thought of Hawaii for 130 points.

But yeah, you know what's?

That Are you sure, Are you sure Jeff that it was Hawaii with with two I's or was it?

I I've I've personally stayed at this resort.

This is the Westin and Prince Kauai, which is the good island, not that crappy island that Aulani's.

On you said it's a Westin.

I do like Westins.

Yeah.

And I'm just trying to find you because I've stayed there before and sometimes finding availability is a little bit tricky.

So I'm looking for you to see if I can get you at least something.

Jeff, was it a, was it a studio?

Was it a one bedroom?

What was the size accommodation?

That it just says limited kitchen, so I imagine it's a studio.

It's probably a kitchenette.

Yeah.

I mean that's you're, you'd be looking at the same number of points if you were going to stay at Aulani for that for that week.

So.

Similar, yeah, so.

I think that's a little bit a little bit better so.

But that's just it, Paul, too, which is why it's so important.

You said it like, OK, so do this then.

So maybe it's not for everyone.

We're not trying to tell you don't do this.

We're just trying to say, listen, here's the options.

If you're going to compare, you know, apples to apples, here's what it is.

But if it makes you happy and it gets you on vacation versus like Paul said, like all of us have said, there's nothing worse than.

And you hear it all the time, Like, Oh, yeah, my friends own a timeshare.

They they hate it.

OK, well, do they ever use it?

No.

OK, well, that's why they hate it.

So I don't care where you use your DVC timeshare.

If you love being able to go on Disney cruises and attend the member celebration or if you want to go to Gatlinburg or if you want to go to Hawaii with one eye with it, it doesn't matter.

But as long as you're using it, that's the important thing to keep in mind because I've told people and I will always tell people, time shares are the worst thing in the world to buy if you're not going to use them, if you're going to use them.

And I'm just not talking specifically Disney.

I've got great friends that have owned RCI and they've owned Worldmark and they use it all the time and they have for 10-15 years.

And we've gone with them to non Disney vacation, staying in their timeshare.

They love it and they've gotten value out of it.

So this show is just trying to, you know, compare the options, you know?

But again, at the end of the day, your best bang for your points is always going to be at the DVC resorts.

That's it.

Just really quick, I was able to find cash prices for that week.

516 a night for a studio with a kitchenette if you're paying cash.

OK.

And so you would pay around a similar amount of points for like a week at Aulani and Aulani's about that much cash too.

So it it's, it's not a terrible value, it's just a challenge to find.

Yeah.

And the one thing I want to say is if you use Interval International and you look at Mexico, for example, all inclusives in Mexico, there's a million of them.

And I didn't give this to Amy specifically because the caveat here with this is, yeah, you can book the room, but you still have to add the all inclusive fee.

To.

When you get there, you're not getting the all inclusive for your points you have and it's the same with RCI.

You have to pay and it's insanity.

I can't remember off the top of my head, but we got the room for free and it was still it was more expensive to pay for the all inclusive fees than it would have been just to book the whole room.

Oh, wow.

OK.

So that's a, that's a good point.

I didn't even know that was a thing that you could do all inclusive, but you had to pay a separate fee.

Wow, interesting.

That is really interesting.

Well, let us know in the, in the comments of this video, like have you experienced any of these 'cause I, I think that's, that's also something that would be great to know is like what people have really experienced through this program.

And again, as Amy kind of started the show, we do want to kind of just preference this.

We're not telling you you're wasting your points.

If that's, if that's the value that you see is the convenience of being able to do these things, that's great.

But to anyone getting into the program with this mindset that I've like Derek's probably even had these conversations as well over the years.

Like you have someone come to you and you're and they're like, hey, yeah, I'm thinking about buying like 1000 points so I can do Disney cruises every year.

And you're just like, let's go back to square 1 because you like at the end of the day, if I give you all of the facts and, and this is always how I've been, if I give you all of the information, all of the facts, and you decide that is still the best opportunity for you and your family, that's fine.

I support you like, but I do like this is the passion behind this show.

It's passion behind what all of us here do is that we want you to make educated decisions and be educated in what you're going to do.

Yeah, so and just just a couple just, you know, sum it up, you know, plan ahead, know when you're used here is be sure to plan your points to align with with deadlines, set reminders for yourself, use your phone, your digital tools, whatever your calendar to remember those banking deadlines to understand the value of what you are exchanging.

You know, look at the point to dollar ratio for anything that's non DVC.

And then this isn't a commercial for renting your points, but in a lot of cases your better value is to rent those points out, take the cash or do an exchange a point swap through a company like DVC rental store.

And and then you have extra, you know, you take that same amount of points, you could have extra money for the rest of the trip.

So.

Well, there you have it.

Those are your five ways to get rooked on your DVC points.

I feel like that's the new title of this show.

So as I said, let us know in the comments if you've experienced any of these.

We're really excited to kind of hear your stories and see how many times we've said random words on this on this show.

I'm going to take all of Amy's papers and recycle this this tree that we killed for this show, but that's going to do it for this week's episode of the DVC Show.

We hope you enjoyed it.

We will not see you next Monday.

As I mentioned, we will see you on Saturday for the live episode from the cabins.

If you're watching this before, you'll see us on Monday.

So yeah, you'll see us.

You'll see us when you see us.

We'll see ya.

See ya.

Don't get out brokered.