I Want Money

April 28
9 mins

Episode Description

I Want Money

I want money and I need money. Money is very important in my life. Without money, I cannot do whatever I want. The importance of money is, obviously, clear when I figure out the costs of necessities to sustain my life. Of course, money can’t buy happiness, but financial welfare is important if we really want to provide for our absolute basic needs. No doubt, even though money can’t buy happiness, it can buy security and safety for us and our loved ones. That is to say, we do need money to pay for all the things that make our lives possible, such as shelter, food, healthcare bills, and a good education. There are many benefits of money as follows: 1. Money gives us freedom. When we have enough money, we can live where we want, take care of our needs, and indulge in our hobbies. 2. Money gives us the power to pursue our dreams. In other words, having money makes it possible for us to start a business, build a dream home, pay the costs associated with having a family, or accomplish the goals that help us live a better life. 3. Money gives us security. When we have enough money in the bank, we don’t worry about having enough to eat, or being able to see doctors when we’re sick. Although money can’t buy happiness, freedom, security, and the power to pursue our dreams can go a long way towards making us happy. That’s the reason why it’s so important to work hard, earn money, and learn how to save money and invest it.

Because money is necessary for obtaining the goods and services we need to survive, an understanding of personal finance is essential. Therefore, we have to be responsible with the money we earn, and save enough for the future to ensure that we will still have enough leftover when we can no longer trade our labors for money. Thanks to money, we don’t have to ask others for help when we are in need. The sooner we start saving our money, the more likely it is that we’ll never face a lack of money or financial stress. In fact, if we save enough money and invest it wisely, we could even become financially free, i.e., financial freedom. Financial freedom means having enough income, savings, and assets to live with more choices. It is not just about being rich. Rather, it is about having enough control over our money that work, debt, and monthly bills no longer make the major decisions for us. Financial freedom lets us have the ability to cover our needs without frequent financial strain. It does not require us extreme wealth. Nevertheless, it usually comes from the combination of reliable income, useful assets, and manageable expenses. Furthermore, financial freedom also means having enough margins that an emergency, a job that changes, or a major life decision won’t create immediate financial panic. With moderate income, low debt, and steady habits, we can be closer to financial freedom than a high-income family carrying heavy financial burdens.

Since money is something that we will always need, it’s important that we make plans as early as possible to ensure that we will always have enough money. I would like to say that, right now, I should set clear financial goals to manage my money. My financial goals are earning money, saving money, investing money, and paying off my debts of banks. Actually, managing my money within a budget helps me put my earned income to a good use. A budget is a written plan that I can use to map out how I want to spend the money each month. For me, in each month, I have fixed expenses and variable expenses. Fixed expenses are those regular expenditures that I can’t change them much from month to month. These may include utility bills, such as for water, electricity, Internet and cell phones; insurance fees; transportation costs; and debt payments of banks. While variable expenses fluctuate from month to month, such as entertainment, eating out, shopping and travel. In my budget, I need to list my necessary expenses. And then, I should figure out how I can use any extra money for variable expenses.

     Except for earning and saving money, hopefully, I can teach English and practice dancing to create values for me. Thus, I can get more money to do what I love most. I am lucky to take English as a friend for my life. I would like to say that the important thing of learning English is to be able to communicate because we live in this interconnected world today. We are sharing this world. All about seven billion people who live in the world are sharing English at the same time. I would admit that to connect with other people who live in different countries and to connect with their cultures and their ways of thinking is tremendously enriching to my life. It enables me to be more successful because, through English, I can access more opportunities and many connections with others. There are several benefits to learn and teach English in my life. In schools, English really fosters better communication, enhances collaboration and enriches relationships in both my personal and professional lives. Of course, it, too, helps me to earn much money. English does positively correlate with higher salaries and job opportunities compared to other subjects. Moreover, for me, right now, Dance is more than just a recreational activity; it’s a form of self-expression, a source of joy, and a path to personal growth. The importance of regular dance practice cannot be overstated in my life. Concurrently, regular dance practice reinforces my muscle memory and coordination. When I repeat dance movements consistently, my body becomes accustomed to the patterns and sequences, allowing me to execute them with greater precision and fluidity. Regular practice also provides me the opportunity to focus on refining my techniques, from perfecting footwork to maintaining correct postures. Through constant practicing, I can develop my strong muscles, improve mental endurance, and enhance flexibility of my body. Dance practice can significantly boost my self-confidence and self-esteem, too. Therefore, I consider the values of dancing exceed money. All in all, English and dance let me gain my health, joy and confidence, and that is beyond money. Although money is an essential part of our modern society and it is necessary to meet our basic needs, such as food, shelter, and clothing, it really can’t buy our happiness. Many people may have pretty and branded clothes or drive nice cars, but they still might not be happy. In reality, people go shopping to break free whenever they are stressed, sad, or lonely. On the contrary, I am happy because I can have the ability to earn money and save money by myself. Most important of all, I feel great that I can learn and teach English as well as practice dance to get my health and happiness.



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