In this insightful episode of Your Life and Legacy, host Christopher Nudo sits down with Kiersten Crum, Wealth Advisor at SRG Financial Advisors, to explore how successful retirement planning goes far beyond saving enough money. Together, they discuss why retirement is ultimately a stewardship decision—one that reflects your values, protects your family, and creates a lasting legacy.

Chapters

• (00:00:00) - Retirement: A Stewardhip Decision
• (00:01:45) - What Really Draws You Into Financial Advising?
• (00:03:57) - What Are the Greatest Fears About Retirement?
• (00:05:30) - When Should I Discuss Money With My Partner?
• (00:09:39) - Retiring Spouses: The Decisions They Make
• (00:10:55) - Having Confidence in Your Retirement Plans
• (00:13:25) - How to Prepare for Retirement
• (00:19:19) - Taxes in Retirement Planning
• (00:22:15) - Unpacking the Taxonomy of a 401k
• (00:23:24) - One mistake that can quietly weaken a retirement income plan
• (00:25:03) - The financial education gap affects far too many families, says Kirsten Crumb
• (00:27:23) - What Are the Aha Moments That You See In Your Clients
• (00:29:04) - Empowering Women and Financial Confidence
• (00:31:09) - What Emotions Do People Express About Money?
• (00:32:03) - How to Create a Safe Space
• (00:32:46) - Your finances: The Pillow Test
• (00:33:36) - Single People and Their Voices
• (00:34:53) - How Does Confidence Change When People Understand Their Plan?
• (00:35:51) - A Couple's 401k Contribution
• (00:37:11) - Coming soon to Your Life: Legacy
• (00:38:25) - Retirement Planning: The Legacy
• (00:42:55) - What are some of the conversations families should have regarding financial planning?
• (00:47:24) - Kirsten SRG Financial Advisors
• (00:48:20) - Financial Planning for Women