Episode Description
In this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.
Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you’ve ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.
💬 What We Get Into
01:20 — What The Fioneers are all about: designing lives you love
02:09 — Are they OGs? A look back at the early FIRE movement
03:25 — Why extreme frugality turned so many people off
04:31 — What Coast FI actually means (hint: not living on the coasts!)
05:20 — The “aha moment” that changed Jessica’s entire financial life
06:50 — The freedom Coast FI gives: sabbaticals, risks, lifestyle design
07:37 — Why retirement is NOT an age — and how to rethink it
16:08 — Their financial starting point + saving 30–35% on nonprofit salaries
17:57 — Were they over-saving? Money dynamics in their marriage
19:42 — How their savings rate hit 50% without trying
27:30 — Her husband’s sabbatical → entrepreneurship → more freedom
28:44 — They haven’t contributed to retirement in 2 YEARS… and still on track?!
35:10 — Coast FI for older adults (yes, even if you’re 45+)
37:22 — It all comes back to: know your numbers + intentional spending
47:20 — Proactive ways to prep for healthcare costs
48:25 — Why uncertainty shouldn’t stop you from pursuing FI
49:53 — “If you lost everything, you could rebuild.” A listener story
check out Jessica’s previous episode here
https://yoquierodineropodcast.com/podcasts/episode-84/
📌 Links Mentioned
📚 Resources to Check Out
✨ Get my FREE financial freedom guide: courses.yoquierodineropodcast.com
📘 Grab my book: FinanciallyLitBook.com
🔥 Join the Black Friday waitlist: yoquierodineropodcast.com/friday
This podcast was produced and edited by Idea to Launch Productions
Hosted on Acast. See acast.com/privacy for more information.