In this episode, we discuss the implications of hope and agency through the lens of a rat experiment, the collapse and economic realities of the NFT market, and a proposed plan to reform Social Security, exploring the urgent need for a sustainable solution to its impending insolvency.

00:00 Introduction

00:27 Lessons from a Rat Experiment

06:05 The Impact of Hope on Human Agency

10:59 Cultural Shifts and Racism in America

15:20 The Rise and Fall of NFTs

20:15 Social Security: A Looming Crisis

24:22 Inequities in Social Security Returns

26:00 The Death Tax of Social Security

27:12 Proposed Changes to Social Security

33:17 Transitioning Away from Social Security

37:24 The Long-Term Financial Outlook

40:38 Political Challenges and Realities

45:07 The Inevitable Consequences of Inaction

50:21 What Should We Do?

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