We’ve always joked about winning our way to retirement, but this week we put that idea to the test. A few seasons back, 23 per cent of Kiwis admitted they were banking on a lotto win to fund their future. So we wanted to know… can it actually be done?

We kick this episode off with Reagan’s own adventure on The Chase, filmed in Sydney, where the adrenaline hit harder than the payout. You can watch the full episode here on TVNZ Plus.

Then we meet Liv from North Canterbury, winner of More FM’s Change Your Life prize: a year of mortgage, fuel, power, food, movies, and Uber Eats covered, plus coaching from enable.me to help her make the most of it.

Finally, we sit down with Gerald Trass, a Kiwi who won more than $10 million in Lotto. His candid take on pressure, planning, freedom, and the reality of sudden wealth is pure gold.

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