Episode 28: Let's Talk Rates, Mortgages and Real Estate Purchases with Guest Cody Ward

Oct 8, 2025
38 mins

Episode Description

Dive into this episode of Wealth on Purpose, where hosts Brian Hartmann & Brian Diffily sit down with guest, Cody Ward, to unpack the ever-changing interest rate environment.


Get insider insights, real stories, and actionable takeaways you can apply right away.


Tune in now for a fresh perspective that challenges how you think about your next real estate purchase.


Key Topics:

  • Cody Ward’s path from Silicon Valley startups to mortgage lending

  • How homeownership builds generational wealth

  • The truth about Fed rate cuts versus mortgage rates

  • Why timing the market is less important than buying the right home

  • Planning ahead with credit, pre-approvals, and financial readiness

  • Challenges for self-employed borrowers and the importance of documentation

  • Common mistakes first-time homebuyers make with debt and down payments

  • Understanding loan options beyond the traditional 30-year mortgage

  • The value of treating mortgages as part of a holistic financial plan

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