Josh Gill's story didn't start with success.

It started with a family journey from Fiji to California, a single mother fighting to keep her family together, growing up below the poverty line, becoming a young father, and eventually taking a chance on an industry that nearly broke him.

In this episode of We Are the Underdogs, Josh shares how six months without a paycheck, difficult lessons in the mortgage business, faith, mentorship, and an obsession with mastering his craft helped shape the leader and business owner he is today.

We talk about homeownership, sacrifice, failure, faith, building Compass Mortgage Team, creating generational security, and why Josh lives by one simple principle:

Honor God. Honor people.

This is a story about what can happen when you refuse to let your circumstances decide who you become.