Ever been terrified by those retirement calculators showing a scary chance of running out of money? 

That's Monte Carlo simulations at work—spinning wild "what-if" scenarios that often paint a doom-and-gloom picture far worse than reality.

In my latest video, we'll debunk why most of these simulated failures could never happen in real life, how they push you toward boring bond-heavy portfolios that slash your retirement lifestyle by an average of 15-35% in annual spending, and why simply planning flexible actions during market dips is a game-changer for staying wealthy without the fearmongering.

Ignore Monte Carlo panic porn for empowered planning. Focus on adaptability over probabilities.

Retirement isn't about avoiding every storm—it's about sailing through them smarter.

You will learn:

• What are Monte Carlo Simulations?

• Why most simulated failures are myths that can't happen in real life.

• Why the stock market is not a "random walk".

• How the solution of more bonds can make your retirement miserable.

• Why action plans for market downturns are a better solution.

• Why failures are not catastrophic – just temporary lifestyle adjustments.

• Retirement isn't about avoiding every storm—it's about sailing through them smarter.