Good Morning, I'm Nelson John, and on today's Top of the Morning: IDFC First Bank is reeling from a Rs 590 crore fraud at its Chandigarh branch — government money, forged cheques, and a 20% stock crash. Bharti Airtel is going all in on fintech, pumping Rs 20,000 crore into its NBFC arm to build one of India's biggest digital lending platforms. The $100,000 H-1B visa fee is backfiring on the US, turning India into a deep tech hiring magnet for Google, Amazon, and Microsoft. New draft tax rules are about to make it much harder to claim HRA on rent paid to your parents. And ONDC's dream of becoming the UPI of e-commerce is hitting some hard truths. Five stories. One theme: trust under pressure. Let's get into it.

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