Bad Boys of Bankruptcy: S3E3: The Law Firm That Wasn’t: The Synergy Law Scheme

February 25
43 mins

Episode Description

In this gripping episode of Bad Boys of Bankruptcy, Judge Elizabeth Gunn is joined by Mark Albert, longtime chapter 7 and subchapter V trustee, and Bill Steinwedell, Deputy Advocacy Director for Homeownership Preservation at Maryland Legal Aid. Together, they unravel the story of Synergy Law, a supposed national law firm that preyed on vulnerable homeowners by promising foreclosure relief and bankruptcy help, while delivering none of it.

The discussion tracks how Synergy's “business model” lured clients through misleading marketing, skimmed thousands in automatic credit card payments, and left desperate individuals, like Bill’s client Mr. McCarty, facing foreclosure after multiple failed pro se bankruptcies. Bill and Mark explain how they each came to expose the fraud, Bill through aggressive legal aid advocacy, and Mark through his work as chapter 7 trustee after Synergy’s collapse.

This episode dives into how Synergy operated across numerous states for years. It also sheds light on how the bankruptcy system, legal aid, and the U.S. Trustee Program ultimately worked together to shut it down.

A cautionary tale for lawyers, trustees, and consumers alike, this episode reminds us why bankruptcy oversight matters, and what can happen when bad actors try to use the courts to fuel a fraud.
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