EP. 199 - Accountant: Building Wealth In The UK Just Became 10x Harder - Here's What You Need To Do ft. Benedicta

Dec 5, 2025
1h 27m

Episode Description

In this episode we have Benedicta, who is a CIMA Qualified Accountant with over 13 years experience working in Government Finance, she’s a Finance Management Consultant, Public speaker and the founder of Beniratio Finances. In this episode we discuss: - It feeling like the UK is pulling the ladder on wealth building

- Impact of the income tax/Personal allowance being frozen

- Cash ISA's going down to £12,000

- How to navigate 2% increases on dividends, savings interest and rental profit

- The hidden consequences of the UK Budget 2025

- Should you take a 'super dividend'?

- Whether the UK Budget 2025 worries Benedicta

- What to do before and after the 5th April 2026 and much more

🔗 Connect with Benedicta: Website: https://beniratiofinances.com Instagram: https://www.instagram.com/beniratiofinances


📩 Sign up to my mailing list to be the first to know about upcoming events: https://eepurl.com/hJEcLL 🤝 Sponsors Xero - All-in-one accounting software for small businesses. Get 90% off of Xero for 6 months by visiting: https://xero.com/savvywallet Terms & Conditions apply. 🤝 Partners 📚Coursera - Learn AI, Cybersecurity, Project Management, Data Science & more with the education platform that I use: https://imp.i384100.net/savvywallet

Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you.


Disclaimer: The information contained on this video is not intended as, and shall not be understood or construed as, financial advice. I am not a financial advisor and the information in this video is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.

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