While the Prime Minister touts hitting the NATO 2% defense target early, the victory is being overshadowed by allegations of "creative accounting"—folding non-military bureaucracies into the $60B defense spend to meet the goal without actual military enhancement. This occurs against a backdrop of $2.6 trillion in household debt, with Gen Z and Millennials now holding nearly half of that burden. Despite the Finance Department’s claims of real income gains, the reality for many is a G7-high debt-to-income ratio and a housing market where 500,000-home-yearly pledges have resulted in only 259,028 starts.