Navigated to Hard Decisions Now Prevent Harder Consequences Later

Hard Decisions Now Prevent Harder Consequences Later

January 6
2h 19m

View Transcript

Episode Description

🤔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Dave Ramsey and Jade Warshaw answer your questions and discuss:

  • “My husband is angry with me and wants me to move out until he cools down”
  • “Should I become an authorized user on my employer’s company credit card?”
  • “How much extra should we put toward paying off our home?”
  • “How do I navigate student loan debt that my mom took out in my name?”
  • “How do I get out of debt?”
  • “Should I hold off on getting married to my boyfriend because of his financial situation?”
  • “How do I pursue home ownership with these current crazy prices?”
  • “I’m $53,000 in debt and I can’t afford my bills after my income got cut”
  • “What should I do with a significant pay increase?”
  • “My mom lives in my home and I am getting married soon. Should I buy a second home for my fiancée and me?”
  • “Should I take out a loan to buy a car?”


Next Steps:

💵 ⁠⁠Start your free budget today. Download the EveryDollar app!⁠

✔️ ⁠Help us make the show better. Please take this short survey.⁠

📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.

🏠 Find a Ramsey Trusted Real Estate Agent

📘 Get your copy of What No One Tells You About Money today.

🤑 Register for our Take Back Your Money in 2026 livestream for free!


Connect With Our Sponsors:


Explore more from Ramsey Network:

💸 The Ramsey Show Highlights

🧠 The Dr. John Delony Show

🍸 Smart Money Happy Hour

💡 The Rachel Cruze Show

💰 George Kamel

🪑 Front Row Seat with Ken Coleman

📈 EntreLeadership


Ramsey Solutions Privacy Policy

Learn more about your ad choices. Visit megaphone.fm/adchoices

See all episodes

Never lose your place, on any device

Create a free account to sync, back up, and get personal recommendations.