·S4 E23

The $200,000 Lesson for Aussies Living Overseas

October 28

24 mins

Episode Description

Arjun is back in London this week sitting down with Damien, an Aussie expat who, together with his wife, Tanya, decided to keep investing in Australia while living and earning in the UK. They unpack how a strong GBP, the right finance/buying team, and a clear plan turned “it’s too hard from overseas” into real equity growth. Plus, the common expat mistakes that quietly cost six figures.

In this conversation, you’ll learn:

1. Leverage the currency, not just the postcode: You only need to save a deposit, GBP strength + AU lending (80–90% LVRs) can accelerate buying power.

2. Team beats “gut feel”: A buyer’s agent + expat-savvy broker + conveyancer remove time zone, research, and access bottlenecks.

3. Beware the familiarity trap: Copy pasting UK habits to Australia can underperform vs house led, data driven buys.

Timestamps:

00:00 - Intro

02:43 - Why London… and why still invest in Australia

05:46 - The real overseas investing challenges

07:58 - Picking markets when everywhere is “remote”

09:24 - How one team, end to end process made it simple

10:56 - Why not buy in the UK? Intrinsic system knowledge matters

12:14 - Travel, family and finding the savings discipline

14:20 - Expat finance 101

18:10 - Purchase price, rent and $200k equity uplift

20:05 - Going solo (and the costly outcomes)

Thousands of Aussies working overseas have latent buying power they’re not using. The edge isn’t just the exchange rate, it’s removing friction: outsource the research, buy where the data points (not where your friends live) and structure finance for expat realities. Done right, you compound Australian growth while building your UK career/life.

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