In this special episode of Office Hours, Scott Galloway brings back Morgan Housel to answer your questions on “enough,” financial independence, and the art of spending. They discuss why our money goals keep moving, how to know when you can slow down, and why saving is really about buying independence, not things. Morgan also explains why holding extra cash can be a smart emotional hedge, while Scott shares how he spends today and what he wishes he’d known earlier.

Morgan’s latest book, The Art of Spending Money: Simple Choices for a Richer Life, is out now.

Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit.

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