Welcome back to part two of our deep dive into Social Security! In episode 209, we covered the foundational basics of how the system works for individuals. Today, we are shifting the focus to couples.

Coordinating your Social Security strategy as a married couple is one of the most powerful ways to secure your joint retirement, yet it is frequently misunderstood. In this episode, we break down exactly how spousal and survivor benefits work, why the "higher earner" holds the key to long-term security, and how to map out a synchronized timeline to maximize your lifetime collective payout.

Resources:

Social Security Administration Official Site: SSA.gov

Missed Part 1? Listen to Episode 209: When to Start Taking Social Security Benefits 

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Dr. Elisa Chiang is  a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching .

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