<p>Andrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy</p><p> </p><p>#crypto #blockchain #AndreyChabanov</p><p><br></p><p>All Episodes can be found at www.thecryptopodcast.org</p><p> </p><p>All about Roy / Brain Gym &amp; Virtual Assistants at</p><p>https://roycoughlan.com/</p><p> </p><p><strong>About my Guest Andrey Chabanov</strong>Andrey Chabanov is a fintech founder behind multiple startups including Trustek and RampMeDaddy,focused on bridging traditional finance and DeFi. He’s currently building Wellspring, a high-yield alternative to traditional savings accounts offering up to 12% APY through DeFi. With deep experience in crypto infrastructure, regulation, and scaling, Andrey offers raw, insightful takes on building in Web3 and the future of money. He was also an early team member at iTrustCapital, the first and largest crypto IRA provider.</p><p><br></p><p><strong>What we Discussed:</strong></p><p> </p><p>00:25 Who is Andrey Chabanov</p><p><br></p><p>01:50 From Banking to Blockchain</p><p><br></p><p>09:50 Winning a Hackaton</p><p><br></p><p>10:30 WellSpring and what they do</p><p><br></p><p>12:15 Which Countries can be used</p><p><br></p><p>13:20 Hard making Payments from some banks</p><p><br></p><p>15:40 Backed by Stella Foundation &amp; Others</p><p><br></p><p>17:00 Savings losing Buying Power</p><p><br></p><p>18:10 Your Money in the Banks is not 100% Guaranteed </p><p><br></p><p>21:00 Your Money in Your Custody</p><p><br></p><p>21:45 Legal Way to avoid Capital Gains Taxes</p><p><br></p><p>24:10 The Fees they Charge</p><p><br></p><p>25:00 Can People lose their Money</p><p><br></p><p>26:20 How they Prevent People Getting Hacked</p><p><br></p><p>28:30 Is there a Minimum Amount to Invest</p><p><br></p><p>29:35 How Is the Interest Calculated</p><p><br></p><p>35:20 Ponzi Schemes that lots of People lost funds</p><p><br></p><p>37:00 With Wellspring Your Money Never Leaves your Wallet</p><p><br></p><p>39:45 The Process getting Started</p><p><br></p><p>42:30 The Goal is to Get you to Transfer your Salary to the account</p><p><br></p><p>44:25 They want that your Grandmother would be able to use the system</p><p><br></p><p>46:00 IRA&#39;s are able to Hold Crypto</p><p> </p><p><strong>How to Contact Andrey Chabanov</strong></p><p><br></p><p>https://wellspring.money</p><p> Code WS25</p><p><br></p><p>https://www.linkedin.com/in/achabanov/</p><p><br></p><p>https://x.com/chabalpha</p><p><br></p><p>https://trustek.io/</p><p><br></p><p><br></p><p> </p><p> </p><p> </p><p>All about Roy / Brain Gym &amp; Virtual Assistants at ⁠https://roycoughlan.com/⁠</p><p> </p><p> </p><p>🤝 Join our Crypto Podcast Community</p><p>✦ Website: http://thecryptopodcast.org/</p><p>✦ YouTube: / https://www.youtube.com/@roycoughlan</p><p>✦Instagram:https://www.instagram.c