How you invest savings can make a big difference in how much you have later in life. Clark explains ETFs (Exchange-Traded Funds) vs. mutual funds - and the superior choice for your non-retirement accounts.  Also, we love our pets and pet wellness plans may sound like a solid option for affordable vet care – but there’s a major catch.

• ETFs vs Mutual Funds: Segment 1
• Ask Clark: Segment 2
• Pet Wellness Plans: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• ETFs vs Mutual Funds: What’s the Difference and When Does It Matter?
• Where Should I Set Up My Health Savings Account (HSA)?
• Life Insurance Archives - Clark Howard
• HSA vs FSA: What's the Difference? - Clark Howard
• Warning: Read This Before You Buy a Pet Wellness Plan
• Is Pet Insurance Worth It? - Clark Howard
• 4 Fastest Ways To Improve Your Credit - Clark Howard
• Credit Karma Review: Free Credit Score and More at Your Fingertips
• Southwest changes are infuriating fans
  Clark.com resources:

• Episode transcripts
• Community.Clark.com  /  Ask Clark
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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