In this episode of The Caring Economy, Toby Usnik sits down with Darlene Goins, President of the Wells Fargo Foundation.The conversation focuses on housing affordability, access to banking, and how philanthropy operates inside a large financial institution. Darlene talks about her background in engineering and data, the realities of financial inclusion, and why stable housing plays such a central role in community outcomes.This episode stays specific and grounded, covering how programs are designed, how partnerships work, and what leadership looks like when decisions affect people far beyond the room they’re made in.