In this episode of The Bottom Line, host Ryan Herpin breaks down one of the biggest challenges leaders face: the fear of making financial decisions. Whether in business, investing, or personal life, many worry that one wrong move could disrupt everything they’ve built.Joining the conversation is Jeff Ow, a real estate visionary with nearly two decades of experience and close to $1 billion in closed financing. Known for thriving in the high-pressure New York City market, Jeff explains why financial fear is often rooted not in money itself, but in preparedness, self-trust, and internal wiring.