Most of us did what we were told — we saved, we planned, we were responsible.
So why does retirement still feel uncertain?

In this conversation, Mark Kollar shares real-life stories and hard-earned insights about what actually puts retirement at risk — and why estate planning may matter more than you think.

• The difference between building wealth… and turning it into income
• The “invisible risks” that can quietly derail retirement
• Why procrastination may be the most expensive mistake of all
• What really happens when estate planning is missing or incomplete
• How market timing — and “black swan events” — affect your long-term income
• Why clarity matters more than how much you’ve saved

This isn’t just about money — it’s about protecting your life, your choices, and the people you care about.

Find Mark at:

• Retirement Income Strategies
• Kollar Insurance Services
• Learn more about Mark and find all his links at The Boomer Woman's Podcast: Mark Kollar
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