In this episode we examine how technology has increasingly taken over every aspect of our home insurance policies, from the algorithm that decides how much insurance we need when we sign up, to the algorithm that determines what it'll cost to rebuild after a disaster, to the ones that set your fire risk score and decide how much companies get to charge for future disasters. The data that feeds this technology is often incorrect and always hidden from public view. And there is a big company behind it: Verisk. 

Guests:

Barbara Holub, Marshall Fire survivor 

Bill May, Palisades Fire survivor 

Thomas Loeser, attorney

Harvey Rosenfield, Consumer Watchdog founder

Ben Armstrong, Actuary

Dave Cortese, California state senator