The paycheck-to-paycheck cycle isn't just a low-income problem — people earning six figures fall into it too. In this episode, we break down the three core reasons people stay stuck and the exact sequence for breaking the cycle using self-employment and asset-building as the primary tools.You'll learn:• Why lifestyle inflation keeps income from building wealth• The difference between active income and income-producing assets• Why a financial buffer changes how you make decisions• How self-employment accelerates the path out of the cycle• A 4-step sequence for breaking the cycle from any starting pointFinancial independence framework: https://selfemployedideas.com/passive-income-wealth-framework/financial-independence-framework/Listen to Episode 12 first → How to Get Your First Paying Clienthttps://open.spotify.com/episode/0LQCKNVLSHnvMaL1UCsMmMNext episode → Episode 14: The Best Self-Employed Business Models for Long-Term Freedomhttps://open.spotify.com/show/1A8YR44eA320dTseLUEBRz