In this week’s Quick Hits, DeAndre gives a transparent update on his ongoing frustrations with the Bilt card, including virtual card activation issues, frozen transactions, and customer service delays that disrupted his strategy to maximize the 5X in five days promotion. He walks through how these technical hiccups affected a large deposit for a home generator and what they mean for earning limited-time bonuses.

From there, the episode shifts into broader industry updates. DeAndre breaks down Chase’s newly launched Disney Inspire Visa and who it actually makes sense for, along with recent changes to the American Express Platinum welcome offer spend requirements. He also shares smart tactics for using gift cards responsibly to meet minimum spend targets without overspending.

On the redemption side, he dives into a fascinating Kalala Island Hilton points rebate promotion, analyzing the math behind the award stay, travel logistics, and when paying fees for points still makes sense. As always, the episode blends strategy, caution, and opportunity, helping listeners navigate the fast-changing world of points and miles with clarity.

Key takeaways:

1. Bilt frustrations: Technical issues and account freezes can derail even the best bonus strategy, especially with limited-time 5X promotions.
2. Evaluating fees: Paying fees for points can make sense, but only when the redemption value clearly outweighs the cost.
3. Disney Inspire Visa: Chase’s new Disney card adds strong perks for loyal Disney travelers but won’t be a fit for everyone.
4. Amex Platinum changes: Increased minimum spend requirements raise the bar, making strategic planning more important than ever.
5. Gift card strategy: Gift cards can help hit welcome offers, but they require careful tracking and disciplined spending.
6. Kalala Island redemption: Hilton’s rebate promo offers outsized value for the right traveler willing to navigate complex logistics.
7. Industry shifts: Card launches, bonus changes, and tech hiccups reinforce the importance of flexibility in your points strategy.

Interested in Financial Planning?

1. Truicity Wealth Management

Resources:

1. Book a Free 30-minute points & miles consultation
2. Start here to learn how to unlock nearly free travel
3. Sign up for our newsletter!
4. BoldlyGo Travel With Points & Miles Facebook Group

Some of Our Favorite Tools For Elevating Your Points & Miles Game:

Note: Contains affiliate/sponsored links

1. Card Pointers (Saves the average user $750 per year)
2. Zil Money (For Payroll on Credit Card)
3. Travel Freely
4. Point.me
5. FlightConnections.com
6. Thrifty Traveler Premium
7. LTH Online Points & Miles In Depth Course:
8. Use coupon code "BOLDYGO" for a 50% discount!

Connect with DeAndre Coke:

1. Instagram: BoldlyGo.world
2. TikTok: BoldlyGo.world
3. Website: BoldlyGo.world
4. YouTube: BoldlyGoWorld
5. YouTube: BoldlyGoTravels

Mentioned in this episode:

Check out this month's sponsor and support our show

Join the loyalty program for renters at joinbilt.com/journey

https://joinbilt.com/journey