Guest host Mark Rosinski, CFP®, CPA, RICP®, from Dunes Financial does a "hot topics" episode where he talks about:

• US Government obligation interest and what to look for on your consolidated 1099 to make sure you properly reflect the state income tax treatment on your tax return ( 9:06 )
• Understanding and tracking after-tax "basis" in inherited IRAs ( 20:14 )
• Required Minimum Distribution ("RMD") aggregation rules ( 25:03 )
• Potentially doubling up contributions to governmental 457 employer retirement plans, and other unique aspects of 457 plans ( 33:27 )
• Different approaches for investing money during the period where income from working has stopped but Social Security has not yet been started. Options include total return, bond ladders, bucket strategies, and hybrid approaches ( 46:35 )

To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.com

Links in this episode:

• Mark's company's website - https://www.dunesfinancial.com/
• Mark's first time on the Retirement Planning Education podcast - #146 – Retirement planner chat, with Mark Rosinski from Dunes Financial
• Mark's second time on the Retirement Planning Education podcast - #165 - "Hot topics" edition...Andy and Mark Rosinski talk about different withdrawal strategies, rule of 55 distributions, allocating the stock portion of a portfolio and MORE!
• Andy's YouTube video - IRA after-tax "basis," the pro rata rule and Form 8606

• Tenon Financial monthly newsletter/blog - Retirement Planning Insights
• Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
• YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
• Retirement Planning Education website - www.RetirementPlanningEducation.com