Tax Filing Season 2026: Last-Minute Planning Moves for Individuals and Business Owners

February 12
19 mins

Episode Description

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Tax filing season is here — and even though most tax planning happens before year-end, there are still important moves you can make before filing your 2025 return.

In this video, Tyler Emrick, CFA®, CFP®, walks through last-minute tax planning moves that still matter during the 2026 filing season for individuals and business owners. We cover what you can still do before filing, how to avoid penalties and surprises, and several common items that often get missed — especially for small business owners and self-employed individuals.

Here’s some of what we discuss in this episode:

🧾 HSA and IRA contributions you can still make for last year

⏳ Why income limits matter before funding Roth or IRA accounts

🏦 Safe harbor rules, extension payments, and avoiding penalties

🏢 Business owner deadlines, S-corp elections, and retirement plans

🔍 Common filing mistakes: 1099 errors and excess contributions

 

Have questions?

Need help making sure your investments and retirement plan are on track? Click to schedule a free 20-minute call with one of True Wealth's CFP® Professionals.

http://bit.ly/calltruewealth

 

Our website:  https://www.truewealthdesign.com/ 

Phone: 855.TWD.PLAN

Contact our team: https://www.truewealthdesign.com/contact-a-financial-advisor/ 

Check out our other no-cost financial resources here: https://www.truewealthdesign.com/financial-resources/ 

Watch the show now on YouTube: https://www.youtube.com/channel/UCjENBHOti-IEJFqeydZm_Fg?sub_confirmation=1

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