Episode Description
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š¼ Are you ready for massive tax savings in 2025?
In this episode of the Rent To Retirement Podcast, host Adam Schroeder sits down with Jim and Lorraine Conaway, founders of JCA Tax, to break down the new 2025 tax changes and how real estate investors can use them to build wealth while paying less in taxes legally.
The Conaways reveal powerful tax strategiesālike 100% bonus depreciation, cost segregation, qualified business income (QBI), and charitable trustsāthat can help investors save thousands every year. Whether you're a high-income earner, W-2 employee, or a seasoned investor, these insights will help you optimize your portfolio and maximize returns.
ā° Timestamps
00:00 ā Intro & guest introduction
01:00 ā Jim & Lorraineās first real estate deal
03:00 ā How tax strategy became their mission
04:30 ā 2025 āBeautiful Billā explained: what changed for investors
05:00 ā 100% Bonus Depreciation returns!
06:00 ā QBI (Qualified Business Income) made permanent
07:40 ā State & Local Tax (SALT) deduction increase to $40,000
09:00 ā How stacking tax strategies builds long-term wealth
10:30 ā Real estate professional status vs. W-2 income
14:00 ā Real estate vs. mutual funds: tax-free growth comparison
15:00 ā Workhorse strategies (Augusta Rule, kids on payroll, etc.)
17:00 ā Charitable trust strategy for high-income investors
20:00 ā 1031 exchanges confirmed under new law
25:00 ā Opportunity Zones extended ā how to qualify
27:00 ā Common CPA mistakes & missed deductions
29:00 ā Why implementation matters more than theory
32:00 ā Using IRAs & Roth conversions for real estate
36:00 ā The 21% flat tax for C-Corps and health reimbursement perks
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