Are frequent flyer points worth it? I asked a finance expert.

Nov 27, 2025
42 mins

Episode Description

Finance expert, author, and media personality Nicole Pedersen-McKinnon joins Tobias to unpack one of the biggest questions in money and travel:

As a finance expert, is collecting frequent flyer points actually worth it?

In this episode, you’ll learn:

✈️ How Nicole flew herself and her kids to Disneyland for $600 total
💳 The “six-prong strategy” she used to earn 254,000 Qantas Points in a single day
🏦 The credit-card-plus-offset-account hack that can save you tens of thousands of dollars off your mortgage
📉 How credit card limits affect your home loan borrowing power and how to avoid pitfalls
🔄 How often you should apply for new cards (and when NOT to)
🛏️ How cashback platforms can slash your travel costs
🛒 Her smart shopping decision-tree to guarantee points or cash back
👶 Why kids should have frequent flyer accounts too
💡 Why most pleave money on the table and how easy it is to fix

🎬 Credits:
Guest: Nicole Pedersen-McKinnon
Produced, edited and hosted by: Tobias Venus

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📰 Boost your points balance with the latest credit card sign ups - https://phk.ing/43T4oHW
💵 Get savvy, solvent then financially secure with Nicole Pedersen-McKinnon - https://www.nicolessmartmoney.com/

 

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