Navigated to Rates Fall to 5% Range as Big Investor “Ban” Gains Support

Rates Fall to 5% Range as Big Investor “Ban” Gains Support

January 15
34 mins

View Transcript

Episode Description

Big investors could be banned from buying single-family homes, mortgage rates drop to the lowest level in years, and one forgotten sector of real estate is predicted to “break out” in 2026. We’re only two weeks into the new year, but the housing market is shifting by the minute. 


Mortgage rates fell into the 5% range last week as President Trump announced a plan to buy $200 billion in mortgage bonds. But this time, there’s no money printing involved. The question is…how long will these low rates last? Is this a temporary Band-Aid or a crucial move to get us closer to 5% mortgage rates?


But it’s getting even better for first-time homebuyers and small investors. Institutional investors could be banned from buying single-family homes, not only providing inventory relief but also preventing unfair competition in the market. This could be huge in a select few cities across the US, especially as HousingWire predicts one specific single-family investing strategy could see profits surge in 2026.


In This Episode We Cover

The new big investor “ban” and Trump’s urge to kick institutional money out of the housing market

One investing strategy HousingWire says has huge profit potential in 2026 

Mortgage rates fall within 5% range through bond-buying—is this any different than quantitative easing?

Sellers continue to dwarf buyers, and these pockets are where you’ll find your best opportunities

And So Much More!


Links from the Show

Join the Future of Real Estate Investing with Fundrise

Join BiggerPockets for FREE

Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets

Sign Up for the On the Market Newsletter

Find an Investor-Friendly Agent in Your Area

President Trump Proposes to Ban Institutional Investors From Buying Single-Family Homes

Articles from Today’s Show:

Dave's BiggerPockets Profile

Henry's BiggerPockets Profile

James' BiggerPockets Profile

Kathy's BiggerPockets Profile

CNN: Trump orders ‘my representatives’ to buy $200 billion in mortgage bonds

CNN: Trump threatens to ban institutional investors

HousingWire: Why the fix-and-flip sector is poised for a breakout in 2026

Redfin: The U.S. Housing Market Has 37% More Sellers Than Buyers

Grab Dave’s Book, "Start with Strategy"


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