A lot of people put money away for their children's future. But is a savings account the best way to do that? And if I invest in the sharemarket, is a growth fund too risky? Do I play it safe or go for gold?

Episode details

Questions this week for Susan:

• 00.52 What is a capital change notice?
• 3.44 Why do petrol pumps warn you that a hold is being placed on your credit card?
• 5.25 What has happened to my late daughter's Australian super?
• 6.43 Should I save or invest for my child's future?
• 8.29 Audience Q&A for the week.

Expert input this week came from Rupert Carlyon from Kiwisaver provider Koura, and Ana-Marie Lockyer at Pie Funds,

If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.

Go to this episode on rnz.co.nz for more details