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Episode Description

Elon Musk wants your money in the X app — and he's offering 6% APY plus 3% cash back on debit to get it. Meanwhile Bilt is having a rough week: mortgage payment failures, a hidden foreign transaction fee on their "no fee" Palladium card, and a PR mess that Forbes and the Wall Street Journal are now covering. Plus Robinhood Platinum advertises $3,000 in credits that most people will never fully use, and Marriott finally did something nice — raising the certificate top-off cap from 15K to 25K points.

• 0:00 Welcome to MTM Travel
• 0:26 Intro
• 0:40 Thrifty Traveler Premium
• 2:18 Robinhood Platinum breakdown
• 6:28 X Money debit card
• 10:31 Bilt 2.0 mortgage issues
• 12:56 Bilt Palladium hidden foreign fee
• 15:25 Marriott certificate top-off
• 17:27 Hyatt vs Marriott + hotel program strategy
• 19:35 Loyalty program illusions
• 22:14 Amazon pay with points promo

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