Get $200 back after your first payment of $500 with Melio (affiliate) - https://milestomemories.com/go/melio/

Mark made nearly $6,000 from bank bonuses in 2025, American is giving away 100,000 miles, and Alaska is making a big move with Hawaiian's credit cards. We also break down a sneaky-good Hilton Amex offer, how annual fee refunds actually work, and whether Chase's new Edit Hotels redemption bump is worth your points.

What we cover: 

• Mark's 2025 bank bonus haul and whether it was worth the hassle 
• -American Airlines' 100,000-mile centennial sweepstakes
• -Alaska keeping the Hawaiian brand while moving cards to Bank of America
• -A targeted Hilton Amex offer that can stack into strong return 
• -How annual fee refunds and downgrades work by bank 
• -Chase Sapphire Reserve redemptions at Edit Hotels for 2.5 cents per point

Links:

• Free newsletter
• Track your travel credit cards for free with Travel Freely
• Miles to Memories Facebook group
• Diamond Patreon and Gold Membership
• MTM Travel podcast
• Miles to Memories website
• 
  Bank bonus results - https://milestomemories.com/bank-account-bonus-results/
• 2.5X Chase Edit - https://milestomemories.com/new-2-5x-points-boost-at-select-the-edit-hotels/
• Annual fee refund rules - https://milestomemories.com/credit-card-issuer-annual-fee-rules/
• Hilton Amex offer - https://milestomemories.com/amex-offers-for-bonus-hilton-points/
• Alaska cards - https://news.alaskaair.com/company/alaska-air-group-and-bank-of-america-expand-partnership/
• AA giveaway - https://aa100sweeps.com/

Episode Guide

• 0:00 - Welcome to MTM Travel
• 4:10 - Mark's $6,000 in bank bonuses
• 10:00 - American Airlines 100,000-mile sweepstakes
• 13:06 - Alaska keeps Hawaiian and shifts cards to Bank of America
• 17:01 - Targeted Hilton Amex offer math
• 19:37 - Annual fee refund rules by bank
• 21:53 - Chase Edit Hotels at 2.5 cents per point
• 26:15 - Best bank bonus ever? Let us know

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