How much can you contribute to an IRA in 2026?

February 24
11 mins

Episode Description

2026 is a big year for IRAs. New rules for traditional and Roth IRAs could mean more tax-free savings in your  retirement accounts. Contribution limits are up, income limits are higher, and for the first time ever, catch-up  contributions are increasing for people 50 and over. On this episode of Money Unscripted, host Ally Donnelly  and Fidelity’s Vice President of Retirement Offerings Rita Assaf break down what’s changing, why it matters,  and how to make the most of these new opportunities.

Roth IRA vs. traditional IRA: https://www.fidelity.com/learning-center/personalfinance/retirement/traditional-vs-roth

Can you have a Roth IRA and a 401(k)?: https://www.fidelity.com/learning-center/smart-money/can-you-have-a-roth-iraand-a-401k

View all episodes here: https://www.fidelity.com/learning-center/moneyunscripted.

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