There’s one money habit that completely changed everything for my family... and it’s probably not what you think.

It wasn’t budgeting.
 It wasn’t meal planning.
 It wasn’t cutting out coffee or canceling subscriptions.

Those things can help… but they weren’t the thing that actually moved the needle.

In this episode of the Money Mom Podcast, I’m sharing the one simple question my husband and I started asking before every single purchase, and how that tiny pause transformed the way we spend, save, and make decisions as a family.

You’ll learn:

• The exact question that stopped our autopilot spending
• Why most money problems aren’t about income—but misalignment
• How this habit saves hundreds of dollars without feeling restrictive
• Why clarity around your goals changes everything
• How to spend money without guilt when it actually aligns with what matters to you

If you’ve ever wondered why you know your goals but still feel stuck… or why progress feels so hard even when you’re “doing all the right things,” this episode will connect the dots.

This is a small shift—but it has massive long-term impact.

Press play and let’s change the way you think about spending. 💛

xoxo,
Rachel

Where to find me:
Instagram: @heyrachelcoons

Join me for my 'Money RESET 2026' training!: REGISTER HERE