At checkout, you’re often asked a question that sounds like a money decision.

“Debit or credit?”

Most of the time, you answer quickly — not because you’re confident, but because the line is moving and nothing seems at risk.

In this episode, we unpack what that question is actually doing — and what it’s not.

We look at the difference between verifying who you are and moving money, and why those two things are often bundled together under the words debit and credit.