If you’ve ever felt stressed about money even though you technically make enough, this episode is for you.

In this episode, we talk about how timing — not discipline — is often the real source of money stress. When income comes in one rhythm and bills go out in another, pressure builds in the gaps. That pressure can feel like a personal failure, even when it’s actually structural.

We’ll look at how different paycheck schedules affect stress, why so many “responsible” people still feel behind, and what cash flow smoothing actually means — without jumping into fixes yet.

This episode isn’t about budgeting harder or doing better.
It’s about understanding what’s really happening so the self-blame can stop.