Looking for land but want to skip the bank and the credit checks? You're in the right spot.

58 owner-financed properties — no bank, no credit check, no income verification. The owner finances it directly so you can start living your dreams today.

This week: $39/month land in New Mexico, a Gila County property with an assessed value six times the asking price, why luck alone isn't enough, and the Inner Circle / Bad Boys / Cops story Scott can't stop telling. Stay for that one.

🪣 Which Land Buyer Are You?

🏠 Bucket 1 — Land to live on today

🌱 Bucket 2 — Buy now, use later

🏕️ Bucket 3 — Recreational (camping, hunting, ATV, horseback)

💰 Bucket 4 — Land banking (long-term investment)

📍 Properties Featured This Week

To view any property, go to lmodo.in/[Property ID]

Arkansas

Izard County | 0.45 Acres | Ben Franklin Property | ID: 370902

Izard County | 0.56 Acres | Diamond Lake / Ben Franklin | ID: 352217

Izard County | 0.31 Acres | Ben Franklin Property | ID: 344475

Arizona

Apache County (Concho area) | 1 Acre | Build Your Escape | ID: 373659

Apache County | 1 Acre | Near Concho | ID: 344111

Apache County | 1 Acre | $4,732 / $96/Month | ID: 374486

Apache County | 1 Acre | Ben Franklin / Pitch Your Tent | ID: 354678

Apache County | 1 Acre | ID: 365580

Apache County | 1 Acre | Build Big Dreams | ID: 375319

Apache County | 1 Acre | Recreational Getaway / Fifth Wheel Friendly | ID: 359821

Apache County | 1.25 Acres | Near St. Johns / Under $5K | ID: 373582

Cochise County | 0.5 Acres | $29 Down / Yours in 12 Months | ID: 372900 (approx)

Gila County | 0.25 Acres | Ben Franklin / Assessed at $16K — Asking $2,500 | ID: 373579

Mojave County | 2.35 Acres | $200 Down / $200/Month | ID: 373699 (approx)

Mojave County | 1.25 Acres | RV Welcome / No HOA / Ben Franklin | ID: 374941

Mojave County | 7 Acres | Near 3 Bodies of Water | ID: 342165

Mojave County | 1 Acre | ID: 359731

Mojave County | 1.25 Acres | ID: 374990

California

Kern County | 4 Acres | ID: 215012

Modoc County | 1 Acre | Trees / Northern California | ID: 370223

Colorado

Costilla County | 5 Acres | ID: 374632

Costilla County | 6.5 Acres | Up in the Mountains | ID: 362089

Costilla County | 5 Acres | Build the Cabin | ID: 374466

Costilla County | 5 Acres | ID: 373489

Costilla County | 2.5 Acres | ID: 343104

Florida

Charlotte County | 0.25 Acres | Gulf Side / Between Sarasota & Fort Myers | ID: 343302

Citrus County | 0.25 Acres | Corner Lot / North of Tampa | ID: 355822 (approx)

Jackson County | 1 Acre | ID: 352953

Jackson County | 1.25 Acres | North Florida / 3D Map on Listing | ID: 347286

Putnam County | 0.25 Acres | ID: 375343

Putnam County | 0.44 Acres | ID: 289549 (approx)

Putnam County | 0.25 Acres | ID: 374342

Putnam County | 0.2 Acres | ID: 374320

Putnam County | 0.22 Acres | ID: 366481

New Mexico

Cibola County | 7.8 Acres | $0 Down | ID: 374054

Cibola County | 5 Acres | 8,200 ft Elevation / Trees / Cool Weather | ID: 366845 (approx)

Luna County | 0.5 Acres | $42 Down / $42 a Month | ID: 374988

Socorro County | 1 Acre | $80 Down / $100/Month | ID: 370940

Valencia County | 0.25 Acres | $39 Down / $39 a Month | ID: 370948

Valencia County | 1 Acre | Neighbors Since 1960 / Two Side-by-Side Lots | ID: 375331

Nevada

Elko County | 10 Acres | Can't Afford a House? You Can Afford This | ID: 369901

Elko County | 10 Acres | $12,500 / Can't See It from the Road | ID: 373716 (approx)

Elko County | 10 Acres | ID: 369910

Elko County | 1 Acre | ID: 373520 (approx)

Elko County | 1.2 Acres | Weekend Escape / No HOA | ID: 373877

Oregon

Klamath County | 2.82 Acres | ID: 374706

Klamath County | 0.4 Acres | Sprague River | ID: 373700 (approx)

Klamath County | 0.46 Acres | ID: 371300 (approx)

Klamath County | 2.37 Acres | ID: 373818

Klamath County | 1.49 Acres | River Views / $12/Day | ID: 374408

Klamath County | 2.38 Acres | ID: 375034

Tennessee

Cook County | ID: 335185

Hardeman County | 0.25 Acres | Near Rogers Spring Lake | ID: 354635

Texas

Culberson County | 5 Acres | Van Horn / Jeff Bezos's Neighbor | ID: 370844

El Paso County | 5 Acres | ID: 369624

Polk County | Cletus & Fred's Lake — They're Back | ID: 307061

Tyler County | 0.2 Acres | Dirt Road Access | ID: 373531

💡 Scott's Tips This Week:

Assessed value and market value are two different things. Don't let a high assessed value scare you into thinking an offer is too good to be true — and don't let it convince you it's worth more than the seller is asking either. Go look at the listing with your own eyes and build your own case.

And on luck: the Bad Boys band was already doing the work when the Cops producer heard their song in a Jamaica cab. Land is the same way. You can't get lucky on land you don't own. Put yourself in position.

🔗 Browse All 14,000+ Owner-Financed Deals:

New videos every week. Which bucket are you in? Drop it in the comments.