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How To Invest Your Pension at 50 (Make €1m extra in 10 years!?)

October 20
28 mins

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Episode Description

In this week's podcast, I talk about investing your pension at 50.

Turning 50 is a wake-up call for your pension.
It’s not about panic - it’s about planning smart.

Here’s what matters most:

Key Points:
• At 50, your goals shift — you’re closer to retirement, but growth still counts.
• Review your pension funds now: what’s in equities, bonds, or cash?
• Rebalance gradually. 
• Diversify — global funds, low costs, and no guesswork.
• Check old company pensions. Consolidate only if it saves on fees or boosts control.
• Understand your tax position — up to 25% tax-free lump sum (max €200k).
• Know your retirement routes: ARF for flexibility, annuity for certainty.
• Independent financial planning helps avoid big mistakes — and stress!

I hope it helps.

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