Jenna joins Jean Chatzky on this week's episode for another AMA conversation, this time digging into a decision that sits right at the heart of Jean's new book, The Forever Paycheck: Is it worth giving up more money on paper for the peace of mind that comes with guaranteed income?

In this episode:

• Why Jenna and her husband are reconsidering the lump sum after years of assuming it was the obvious choice
• Jean's take on why retirees with pensions tend to spend significantly more than retirees with the equivalent balance sitting in a retirement account
• How guaranteed income can free up the rest of a portfolio to be invested more aggressively
• Why Jenna says choosing peace over optimization is exactly how she and her husband got their finances in order in the first place

Want a signed copy of The Forever Paycheck? Leave The Forever Paycheck a review on Amazon, screenshot it, and email it to mailbag@hermoney.com to be entered to win.

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