Whether you're drowning in debt, living paycheck to paycheck, or have some extra cash but don’t know how to start saving, NBC News Senior Business Correspondent Christine Romans has real, actionable steps to take control of your finances. From creating a budget that doesn't feel like a straitjacket to tackling those credit card bills that have been haunting you since last January, this is a “no shame, no judgment, just practical advice” safe space to help you start the new year feeling empowered instead of financially stressed.

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