This Episode talks about the book Simple path to wealth by JL Collins. Originally written as letters to his daughter, this guide argues that money is about freedom, not luxury. Collins advocates a simple strategy: spend less than you earn, avoid debt, and invest the surplus in low-cost total market index funds like VTSAX. By ignoring market volatility and letting compound interest work, investors build "FU money"—the financial independence to walk away from unwanted situations and reclaim control of their time.