AI is everywhere in mortgage right now. Results are not.

In this episode of the FinTech Hunting Podcast, Michael Hammond sits down with Michael Vandi, CEO of Addy AI, for a direct conversation about the growing gap between AI hype and real execution in mortgage and fintech.

Why are lenders hearing endless AI pitches but still struggling to create meaningful operational change? Why are so many tools impressive in a demo but disappointing in the real world? And what actually has to happen for AI to improve workflows, reduce friction, and create real business value?

This episode breaks down:

• Why AI fatigue is growing in mortgage and fintech
• Why most AI solutions fail inside real lending environments
• What lenders actually need from automation today
• Where AI can create leverage in loan setup and underwriting
• Why workflow-specific execution matters more than flashy software
• What separates true innovation from vendor hype

If you work in mortgage, lending, banking, fintech, or AI, this is a conversation about what is really changing, what is not, and where the biggest opportunity is being missed.

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