Did you accidentally earn your Southwest credit card bonus too early this year? You're not alone! Every year, people reach out who've made timing mistakes with their Companion Pass strategy—and it's happened more than usual in 2025 thanks to those amazing 100K+ credit card offers. In this episode, I break down exactly what went wrong, why timing matters so much at year-end, and most importantly—what you can do about it. 

You'll learn:

• Why earning your pass in December 2025 vs. January 2026 costs you a whole year of benefits
• Quick ways to finish earning the remaining points before year-end (if that makes sense for you)
• How to pivot your strategy to card combinations for 2026-2027
• Why this mistake isn't the end of the world—just a detour to Plan B

If you've been stressing about your Companion Pass timing, take a deep breath. I've got you covered!