Host Ron Wadley addresses Texas small church leaders facing steep insurance renewal increases. He explains that storm losses and rising costs have shaken Texas property and casualty insurance, prompting carriers to exit, raise rates, and tighten underwriting. This has left small congregations feeling abandoned. Wadley notes a shift in the 2026 market as new insurers enter Texas. They are selective and reward churches that document risk management. He also recommends strategic policy structures—such as higher wind and hail deductibles and tools like hail buy-down policies—to reduce premiums.

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00:00 Show Introduction
00:35 Sticker Shock Story
01:47 Why Rates Spiked
02:27 New Market Opportunity
02:55 Prove Your Risk
03:29 Deductible Strategy
04:27 Choose Specialists
05:05 Call to Action
05:31 Closing Message